Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
During the past 12 months, Crcam Loire Haute Loire's average EPS without NRIGrowth Rate was -17.20% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was -8.90% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was -2.60% per year.
During the past 13 years, Crcam Loire Haute Loire's highest 3-Year average EPS without NRI Growth Rate was 1.10% per year. The lowest was -15.10% per year. And the median was -6.40% per year.
Crcam Loire Haute Loire (LTS:0ITP) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Crcam Loire Haute Loire Earnings per Share (Diluted) Related Terms
Crcam Loire Haute Loire Earnings per Share (Diluted) Historical Data
* Premium members only.
The historical data trend for Crcam Loire Haute Loire's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Crcam Loire Haute Loire Earnings per Share (Diluted) Chart
Crcam Loire Haute Loire Earnings per Share (Diluted) Competitor Comparison
For the Banks - Regional subindustry, Crcam Loire Haute Loire's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Crcam Loire Haute Loire PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Crcam Loire Haute Loire's PE Ratio distribution charts can be found below:
* The bar in red indicates where Crcam Loire Haute Loire's PE Ratio falls into.
Crcam Loire Haute Loire Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
Crcam Loire Haute Loire's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was €7.80
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of €7.80 mean?
Crcam Loire Haute Loire (LTS:0ITP) has a Earnings per Share (Diluted) of €7.80 as of Dec. 2025. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Crcam Loire Haute Loire and its competitors. According to the industry distribution chart, Crcam Loire Haute Loire ranks #1207 out of 1405 companies in the Banks industry, placing it in the top 85.9%.
Is Crcam Loire Haute Loire's Earnings per Share (Diluted) too high?
Crcam Loire Haute Loire's current Earnings per Share (Diluted) is €7.80. Based on the distribution chart, Crcam Loire Haute Loire ranks #1207 out of 1405 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Crcam Loire Haute Loire has a GF Score™ of 32/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Crcam Loire Haute Loire's Earnings per Share (Diluted) compare to competitors?
According to the Banks industry distribution chart, Crcam Loire Haute Loire ranks #1207 out of 1405 companies for Earnings per Share (Diluted). This places Crcam Loire Haute Loire in the lower half of its industry. The industry median Earnings per Share (Diluted) is 7.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.50, based on 1,405 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Crcam Loire Haute Loire and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Crcam Loire Haute Loire's current Earnings per Share (Diluted) is €7.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Crcam Loire Haute Loire stock overvalued right now?
Based on GuruFocus' analysis, Crcam Loire Haute Loire (LTS:0ITP) is currently considered Significantly Overvalued. The stock's GF Value™ is €63.06, compared to a current price of €99.50 — trading 57.8% above its estimated fair value. The current Earnings per Share (Diluted) is €7.80. Crcam Loire Haute Loire's overall GF Score™ is 32/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Crcam Loire Haute Loire (LTS:0ITP), the current Earnings per Share (Diluted) is €7.80 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Crcam Loire Haute Loire (LTS:0ITP) Overvalued in 2026?
Based on GuruFocus' analysis, Crcam Loire Haute Loire stock appears to be overvalued.
The current stock price of €99.50 is trading 57.8% above its estimated GF Value™ of €63.06.
GuruFocus considers Crcam Loire Haute Loire to be Significantly Overvalued.
Key valuation signals for LTS:0ITP:
Earnings per Share (Diluted): €7.80
GF Value™: €63.06 vs. price of €99.50 (57.8% above fair value)
No single metric tells the full story. See the LTS:0ITP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Crcam Loire Haute Loire is a regional bank belonging to the Credit Agricole Group. The Bank provides loans and financing to individuals and businesses through local branches in the Loire Region of France.
32GF Score
Get the complete analysis for LTS:0ITP
Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LTS:0ITP has been successfully added to your 
