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Crcam Loire Haute LoireLTS:0ITP 38 5-Year Yield-on-Cost % is 2.83 as of Jul. 27, 2026, which is 25% below its 10-year median of 3.79. GuruFocus rates LTS:0ITP with a GF Score™ of 38/100 and a GF Value™ of €64.20 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,252 Banks companies, Crcam Loire Haute Loire ranks worse than 67.73% on this metric.
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Crcam Loire Haute Loire 5-Year Yield-on-Cost % Related Terms
For the Banks - Regional subindustry, Crcam Loire Haute Loire's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Crcam Loire Haute Loire 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Crcam Loire Haute Loire's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Crcam Loire Haute Loire's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Crcam Loire Haute Loire (LTS:0ITP) has a 5-Year Yield-on-Cost % of 2.83 as of Jul. 27, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Crcam Loire Haute Loire and its competitors. This is 25% below median its historical median of 3.79. Over the past decade, Crcam Loire Haute Loire's 5-Year Yield-on-Cost % has ranged from 2.18 to 5.62. According to the industry distribution chart, Crcam Loire Haute Loire ranks #848 out of 1252 companies in the Banks industry, placing it in the top 67.7%.
Is Crcam Loire Haute Loire's 5-Year Yield-on-Cost % too high?
Crcam Loire Haute Loire's current 5-Year Yield-on-Cost % of 2.83 is 25% below median its 10-year median of 3.79. Over the past 10 years, this metric has ranged from a low of 2.18 to a high of 5.62. The Banks industry median 5-Year Yield-on-Cost % is 3.88. Crcam Loire Haute Loire's value of 2.83 is 27% below this industry median. Based on the distribution chart, Crcam Loire Haute Loire ranks #848 out of 1252 companies in the Banks industry, which is below the industry midpoint. Overall, Crcam Loire Haute Loire has a GF Score™ of 38/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Crcam Loire Haute Loire's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Crcam Loire Haute Loire ranks #848 out of 1252 companies for 5-Year Yield-on-Cost %. This places Crcam Loire Haute Loire in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.88. Crcam Loire Haute Loire's value of 2.83 is 27% below this benchmark. Historically, Crcam Loire Haute Loire's own 5-Year Yield-on-Cost % has ranged from 2.18 to 5.62 over the past decade. While the company's 10-year median is 3.79 vs. the industry median of 3.88, Crcam Loire Haute Loire has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.88, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Crcam Loire Haute Loire's current 5-Year Yield-on-Cost % of 2.83 is 27% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Crcam Loire Haute Loire and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Crcam Loire Haute Loire's current 5-Year Yield-on-Cost % is 2.83, which is 25% below median its own 10-year median of 3.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Crcam Loire Haute Loire stock overvalued right now?
Based on GuruFocus' analysis, Crcam Loire Haute Loire (LTS:0ITP) is currently considered Significantly Overvalued. The stock's GF Value™ is €64.20, compared to a current price of €101.00 — trading 57.3% above its estimated fair value. The current 5-Year Yield-on-Cost % is 2.83, which is 25% below median its 10-year median of 3.79 and 27% below the Banks industry median of 3.88. Crcam Loire Haute Loire's overall GF Score™ is 38/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Crcam Loire Haute Loire (LTS:0ITP), the current 5-Year Yield-on-Cost % is 2.83 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Crcam Loire Haute Loire (LTS:0ITP) Overvalued in 2026?
Based on GuruFocus' analysis, Crcam Loire Haute Loire stock appears to be overvalued.
The current stock price of €101.00 is trading 57.3% above its estimated GF Value™ of €64.20.
GuruFocus considers Crcam Loire Haute Loire to be Significantly Overvalued.
Key valuation signals for LTS:0ITP:
5-Year Yield-on-Cost %: 2.83 (25% below median its 10-year median of 3.79)
GF Value™: €64.20 vs. price of €101.00 (57.3% above fair value)
Industry Position: 27% below the Banks median (#848 of 1252)
No single metric tells the full story. See the LTS:0ITP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Crcam Loire Haute Loire is a regional bank belonging to the Credit Agricole Group. The Bank provides loans and financing to individuals and businesses through local branches in the Loire Region of France.
38GF Score
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