Crcam Loire Haute Loire (LTS:0ITP) Profitability Rank: 4 (As of Dec. 2025) — Near Median

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LTS:0ITP Crcam Loire Haute Loire LTS:0ITP
32 GF Score
Price €98.50
GF Value €64.16
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Crcam Loire Haute Loire Profitability Rank?

Crcam Loire Haute Loire LTS:0ITP 32 Profitability Rank is 4 as of Dec. 2025, which is at its 10-year median of 4.00. GuruFocus rates LTS:0ITP with a GF Score™ of 32/100 and a GF Value™ of €64.16 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Crcam Loire Haute Loire has the Profitability Rank of 4.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Crcam Loire Haute Loire's Operating Margin % for the quarter that ended in Dec. 2025 was 0.00%. As of today, Crcam Loire Haute Loire's Piotroski F-Score is 6.


Crcam Loire Haute Loire Profitability Rank Related Terms


Crcam Loire Haute Loire Profitability Rank Competitor Comparison

For the Banks - Regional subindustry, Crcam Loire Haute Loire's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Crcam Loire Haute Loire Profitability Rank vs Banks Industry

For the Banks industry and Financial Services sector, Crcam Loire Haute Loire's Profitability Rank distribution charts can be found below:

* The bar in red indicates where Crcam Loire Haute Loire's Profitability Rank falls into.


LTS:0ITP
32GF Score
Crcam Loire Haute Loire LTS:0ITP
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Crcam Loire Haute Loire Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Crcam Loire Haute Loire has the Profitability Rank of 4.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Crcam Loire Haute Loire's Operating Margin % for the quarter that ended in Dec. 2025 is calculated as:

Operating Margin %=Operating Income (Q: Dec. 2025 ) / Revenue (Q: Dec. 2025 )
=0 / 177.701
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

Crcam Loire Haute Loire has an F-score of 6 indicating the company's financial situation is typical for a stable company.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 4 mean?
Crcam Loire Haute Loire (LTS:0ITP) has a Profitability Rank of 4 as of Dec. 2025. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Crcam Loire Haute Loire and its competitors. This is near median its historical median of 4.00. Over the past decade, Crcam Loire Haute Loire's Profitability Rank has ranged from 2.00 to 5.00.
Is Crcam Loire Haute Loire's Profitability Rank too high?
Crcam Loire Haute Loire's current Profitability Rank of 4 is near median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 5.00. Overall, Crcam Loire Haute Loire has a GF Score™ of 32/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Crcam Loire Haute Loire's Profitability Rank compare to competitors?
Crcam Loire Haute Loire's Profitability Rank of 4 can be compared against companies in the Banks industry. Historically, Crcam Loire Haute Loire's own Profitability Rank has ranged from 2.00 to 5.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Banks company?
A good Profitability Rank depends on the Banks industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Crcam Loire Haute Loire and its competitors. Crcam Loire Haute Loire's current Profitability Rank is 4, which is near median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Crcam Loire Haute Loire stock overvalued right now?
Based on GuruFocus' analysis, Crcam Loire Haute Loire (LTS:0ITP) is currently considered Significantly Overvalued. The stock's GF Value™ is €64.16, compared to a current price of €98.50 — trading 53.5% above its estimated fair value. The current Profitability Rank is 4, which is near median its 10-year median of 4.00. Crcam Loire Haute Loire's overall GF Score™ is 32/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For Crcam Loire Haute Loire (LTS:0ITP), the current Profitability Rank is 4 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Crcam Loire Haute Loire (LTS:0ITP) Overvalued in 2026?

Based on GuruFocus' analysis, Crcam Loire Haute Loire stock appears to be overvalued. The current stock price of €98.50 is trading 53.5% above its estimated GF Value™ of €64.16. GuruFocus considers Crcam Loire Haute Loire to be Significantly Overvalued.

Key valuation signals for LTS:0ITP:

  • Profitability Rank: 4 (near median its 10-year median of 4.00)
  • GF Value™: €64.16 vs. price of €98.50 (53.5% above fair value)
  • GF Score™: 32/100 with 1 warning sign

No single metric tells the full story. See the LTS:0ITP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Crcam Loire Haute Loire Business Description

Other Exchanges CRLO:France
Address 94 Rue Bergson, BP 524, Saint-Etienne, FRA, 42007
Crcam Loire Haute Loire is a regional bank belonging to the Credit Agricole Group. The Bank provides loans and financing to individuals and businesses through local branches in the Loire Region of France.
32GF Score

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Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€98.50
Price
€64.16
GF Value