Crcam Loire Haute Loire (LTS:0ITP) 3-Year Share Buyback Ratio: 0.10% (As of Dec. 2025)

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LTS:0ITP Crcam Loire Haute Loire LTS:0ITP
32 GF Score
Price €97.00
GF Value €64.14
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Crcam Loire Haute Loire 3-Year Share Buyback Ratio?

Crcam Loire Haute Loire LTS:0ITP 32 3-Year Share Buyback Ratio is 0.10 as of Dec. 2025. GuruFocus rates LTS:0ITP with a GF Score™ of 32/100 and a GF Value™ of €64.14 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,031 Banks companies, Crcam Loire Haute Loire ranks better than 60.52% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Crcam Loire Haute Loire's current 3-Year Share Buyback Ratio was 0.10%.

The historical rank and industry rank for Crcam Loire Haute Loire's 3-Year Share Buyback Ratio or its related term are showing as below:

LTS:0ITP' s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: 0   Med: 0   Max: 0.1
Current: 0.1

During the past 13 years, Crcam Loire Haute Loire's highest 3-Year Share Buyback Ratio was 0.10%. The lowest was 0.00%. And the median was 0.00%.

LTS:0ITP's 3-Year Share Buyback Ratio is ranked better than
60.52% of 1031 companies
in the Banks industry
Industry Median: -0.2 vs LTS:0ITP: 0.10

Crcam Loire Haute Loire (LTS:0ITP) 3-Year Share Buyback Ratio Explanation

A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


Crcam Loire Haute Loire 3-Year Share Buyback Ratio Related Terms


Crcam Loire Haute Loire 3-Year Share Buyback Ratio Competitor Comparison

For the Banks - Regional subindustry, Crcam Loire Haute Loire's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Crcam Loire Haute Loire 3-Year Share Buyback Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Crcam Loire Haute Loire's 3-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where Crcam Loire Haute Loire's 3-Year Share Buyback Ratio falls into.


LTS:0ITP
32GF Score
Crcam Loire Haute Loire LTS:0ITP
3-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Crcam Loire Haute Loire 3-Year Share Buyback Ratio Calculation

This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Share Buyback Ratio of 0.10 mean?
Crcam Loire Haute Loire (LTS:0ITP) has a 3-Year Share Buyback Ratio of 0.10 as of Dec. 2025. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Crcam Loire Haute Loire and its competitors. According to the industry distribution chart, Crcam Loire Haute Loire ranks #407 out of 1031 companies in the Banks industry, placing it in the top 39.5%.
Is Crcam Loire Haute Loire's 3-Year Share Buyback Ratio too high?
Crcam Loire Haute Loire's current 3-Year Share Buyback Ratio is 0.10. Based on the distribution chart, Crcam Loire Haute Loire ranks #407 out of 1031 companies in the Banks industry, which is above the industry midpoint. Overall, Crcam Loire Haute Loire has a GF Score™ of 32/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Crcam Loire Haute Loire's 3-Year Share Buyback Ratio compare to competitors?
According to the Banks industry distribution chart, Crcam Loire Haute Loire ranks #407 out of 1031 companies for 3-Year Share Buyback Ratio. This puts Crcam Loire Haute Loire in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Banks company?
A good 3-Year Share Buyback Ratio depends on the Banks industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Crcam Loire Haute Loire and its competitors. Crcam Loire Haute Loire's current 3-Year Share Buyback Ratio is 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Crcam Loire Haute Loire stock overvalued right now?
Based on GuruFocus' analysis, Crcam Loire Haute Loire (LTS:0ITP) is currently considered Significantly Overvalued. The stock's GF Value™ is €64.14, compared to a current price of €97.00 — trading 51.2% above its estimated fair value. The current 3-Year Share Buyback Ratio is 0.10. Crcam Loire Haute Loire's overall GF Score™ is 32/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Crcam Loire Haute Loire (LTS:0ITP), the current 3-Year Share Buyback Ratio is 0.10 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Crcam Loire Haute Loire (LTS:0ITP) Overvalued in 2026?

Based on GuruFocus' analysis, Crcam Loire Haute Loire stock appears to be overvalued. The current stock price of €97.00 is trading 51.2% above its estimated GF Value™ of €64.14. GuruFocus considers Crcam Loire Haute Loire to be Significantly Overvalued.

Key valuation signals for LTS:0ITP:

  • 3-Year Share Buyback Ratio: 0.10
  • GF Value™: €64.14 vs. price of €97.00 (51.2% above fair value)
  • GF Score™: 32/100 with 1 warning sign

No single metric tells the full story. See the LTS:0ITP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Crcam Loire Haute Loire Business Description

Other Exchanges CRLO:France
Address 94 Rue Bergson, BP 524, Saint-Etienne, FRA, 42007
Crcam Loire Haute Loire is a regional bank belonging to the Credit Agricole Group. The Bank provides loans and financing to individuals and businesses through local branches in the Loire Region of France.
32GF Score

Get the complete analysis for LTS:0ITP

3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€97.00
Price
€64.14
GF Value