Crcam Loire Haute Loire (LTS:0ITP) Moat Score: 0/10 (As of Jul. 23, 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LTS:0ITP Crcam Loire Haute Loire LTS:0ITP
38 GF Score
Price €101.00
GF Value €64.20
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Crcam Loire Haute Loire Moat Score?

Crcam Loire Haute Loire has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Crcam Loire Haute Loire has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Crcam Loire Haute Loire might have No Moat - No discernible moat.

Crcam Loire Haute Loire  (LTS:0ITP) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Crcam Loire Haute Loire Moat Score Related Terms

LTS:0ITP
38GF Score
Crcam Loire Haute Loire LTS:0ITP
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Crcam Loire Haute Loire (LTS:0ITP) Overvalued in 2026?

Based on GuruFocus' analysis, Crcam Loire Haute Loire stock appears to be overvalued. The current stock price of €101.00 is trading 57.3% above its estimated GF Value™ of €64.20. GuruFocus considers Crcam Loire Haute Loire to be Significantly Overvalued.

Key valuation signals for LTS:0ITP:

  • Moat Score: 0
  • GF Value™: €64.20 vs. price of €101.00 (57.3% above fair value)
  • GF Score™: 38/100 with 1 warning sign

No single metric tells the full story. See the LTS:0ITP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Crcam Loire Haute Loire Business Description

Other Exchanges CRLO:France
Address 94 Rue Bergson, BP 524, Saint-Etienne, FRA, 42007
Crcam Loire Haute Loire is a regional bank belonging to the Credit Agricole Group. The Bank provides loans and financing to individuals and businesses through local branches in the Loire Region of France.
38GF Score

Get the complete analysis for LTS:0ITP

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€101.00
Price
€64.20
GF Value