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Crcam Loire Haute LoireLTS:0ITP 32 Equity-to-Asset is 0.20 as of Dec. 2025, which is 18% above its 10-year median of 0.17. GuruFocus rates LTS:0ITP with a GF Score™ of 32/100 and a GF Value™ of €64.15 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,518 Banks companies, Crcam Loire Haute Loire ranks better than 93.41% on this metric.
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Crcam Loire Haute Loire Equity-to-Asset Related Terms
Crcam Loire Haute Loire Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Crcam Loire Haute Loire's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Crcam Loire Haute Loire Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Crcam Loire Haute Loire's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Crcam Loire Haute Loire's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Crcam Loire Haute Loire's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Crcam Loire Haute Loire (LTS:0ITP) has a Equity-to-Asset of 0.20 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Crcam Loire Haute Loire and its competitors. This is 18% above median its historical median of 0.17. Over the past decade, Crcam Loire Haute Loire's Equity-to-Asset has ranged from 0.16 to 0.20. According to the industry distribution chart, Crcam Loire Haute Loire ranks #100 out of 1518 companies in the Banks industry, placing it in the top 6.6%.
Is Crcam Loire Haute Loire's Equity-to-Asset too high?
Crcam Loire Haute Loire's current Equity-to-Asset of 0.20 is 18% above median its 10-year median of 0.17. Over the past 10 years, this metric has ranged from a low of 0.16 to a high of 0.20. The Banks industry median Equity-to-Asset is 0.10. Crcam Loire Haute Loire's value of 0.20 is 100% above this industry median. Based on the distribution chart, Crcam Loire Haute Loire ranks #100 out of 1518 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Crcam Loire Haute Loire has a GF Score™ of 32/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Crcam Loire Haute Loire's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, Crcam Loire Haute Loire ranks #100 out of 1518 companies for Equity-to-Asset. This places Crcam Loire Haute Loire in the top 7% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.10. Crcam Loire Haute Loire's value of 0.20 is 100% above this benchmark. Historically, Crcam Loire Haute Loire's own Equity-to-Asset has ranged from 0.16 to 0.20 over the past decade. While the company's 10-year median is 0.17 vs. the industry median of 0.10, Crcam Loire Haute Loire has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,518 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Crcam Loire Haute Loire's current Equity-to-Asset of 0.20 is 100% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Crcam Loire Haute Loire and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Crcam Loire Haute Loire's current Equity-to-Asset is 0.20, which is 18% above median its own 10-year median of 0.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Crcam Loire Haute Loire stock overvalued right now?
Based on GuruFocus' analysis, Crcam Loire Haute Loire (LTS:0ITP) is currently considered Significantly Overvalued. The stock's GF Value™ is €64.15, compared to a current price of €97.00 — trading 51.2% above its estimated fair value. The current Equity-to-Asset is 0.20, which is 18% above median its 10-year median of 0.17 and 100% above the Banks industry median of 0.10. Crcam Loire Haute Loire's overall GF Score™ is 32/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Crcam Loire Haute Loire (LTS:0ITP), the current Equity-to-Asset is 0.20 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Crcam Loire Haute Loire (LTS:0ITP) Overvalued in 2026?
Based on GuruFocus' analysis, Crcam Loire Haute Loire stock appears to be overvalued.
The current stock price of €97.00 is trading 51.2% above its estimated GF Value™ of €64.15.
GuruFocus considers Crcam Loire Haute Loire to be Significantly Overvalued.
Key valuation signals for LTS:0ITP:
Equity-to-Asset: 0.20 (18% above median its 10-year median of 0.17)
GF Value™: €64.15 vs. price of €97.00 (51.2% above fair value)
Industry Position: 100% above the Banks median (#100 of 1518)
No single metric tells the full story. See the LTS:0ITP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Crcam Loire Haute Loire is a regional bank belonging to the Credit Agricole Group. The Bank provides loans and financing to individuals and businesses through local branches in the Loire Region of France.
32GF Score
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