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Neffs BancorpNEFB 53 Earnings per Share (Diluted) is $18.88 as of Dec. 2025. GuruFocus rates NEFB with a GF Score™ of 53/100 and a GF Value™ of $273.42 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,404 Banks companies, Neffs Bancorp ranks worse than 89.1% on this metric.
Neffs Bancorp's EPS (Basic) for the
six
months ended in Dec. 2025 was $18.88.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was $18.88.
During the past 12 months, Neffs Bancorp's average EPS without NRIGrowth Rate was 25.00% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was -13.10% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was -7.90% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was 1.50% per year.
During the past 13 years, Neffs Bancorp's highest 3-Year average EPS without NRI Growth Rate was 23.20% per year. The lowest was -15.80% per year. And the median was 2.75% per year.
Neffs Bancorp (OTCPK:NEFB) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Neffs Bancorp Earnings per Share (Diluted) Related Terms
Neffs Bancorp Earnings per Share (Diluted) Historical Data
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The historical data trend for Neffs Bancorp's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NEFB vs WSSH, BBBK, OSBK: Earnings per Share (Diluted) Comparison
For the Banks - Regional subindustry, Neffs Bancorp's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Neffs Bancorp PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Neffs Bancorp's PE Ratio distribution charts can be found below:
* The bar in red indicates where Neffs Bancorp's PE Ratio falls into.
Neffs Bancorp Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
Neffs Bancorp's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
For stock reported annually, GuruFocus uses latest annual data as the TTM data. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $18.88
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of $18.88 mean?
Neffs Bancorp (NEFB) has a Earnings per Share (Diluted) of $18.88 as of Dec. 2025. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Neffs Bancorp and its competitors. According to the industry distribution chart, Neffs Bancorp ranks #1251 out of 1404 companies in the Banks industry, placing it in the top 89.1%.
Is Neffs Bancorp's Earnings per Share (Diluted) too high?
Neffs Bancorp's current Earnings per Share (Diluted) is $18.88. The Banks industry median Earnings per Share (Diluted) is 7.50. Neffs Bancorp's value of $18.88 is 151.7% above this industry median. Based on the distribution chart, Neffs Bancorp ranks #1251 out of 1404 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Neffs Bancorp has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Neffs Bancorp's Earnings per Share (Diluted) compare to WSSH and BBBK?
According to the Banks industry distribution chart, Neffs Bancorp ranks #1251 out of 1404 companies for Earnings per Share (Diluted). This places Neffs Bancorp in the lower half of its industry. The industry median Earnings per Share (Diluted) is 7.50. Neffs Bancorp's value of $18.88 is 151.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.50, based on 1,404 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Neffs Bancorp's current Earnings per Share (Diluted) of $18.88 is 151.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Neffs Bancorp and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Neffs Bancorp's current Earnings per Share (Diluted) is $18.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Neffs Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Neffs Bancorp (NEFB) is currently considered Significantly Overvalued. The stock's GF Value™ is $273.42, compared to a current price of $400.00 — trading 46.3% above its estimated fair value. The current Earnings per Share (Diluted) is $18.88 and 151.7% above the Banks industry median of 7.50. Neffs Bancorp's overall GF Score™ is 53/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Neffs Bancorp (NEFB), the current Earnings per Share (Diluted) is $18.88 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Neffs Bancorp (NEFB) Overvalued in 2026?
Based on GuruFocus' analysis, Neffs Bancorp stock appears to be overvalued.
The current stock price of $400.00 is trading 46.3% above its estimated GF Value™ of $273.42.
GuruFocus considers Neffs Bancorp to be Significantly Overvalued.
Key valuation signals for NEFB:
Earnings per Share (Diluted): $18.88
GF Value™: $273.42 vs. price of $400.00 (46.3% above fair value)
Industry Position: 151.7% above the Banks median (#1251 of 1404)
No single metric tells the full story. See the NEFB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Neffs Bancorp Inc provides a full range of financial services to individuals, small businesses and corporate customers. The Bank's primary deposits are checking accounts, savings accounts and certificates of deposit. The bank offers personal banking and commercial banking services. The primary source of revenue is interest and fees earned from providing residential mortgages, consumer loans and commercial loans to customers located within the Lehigh Valley of Pennsylvania.
53GF Score
Get the complete analysis for NEFB
Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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