NEFB (Neffs Bancorp) Interest Expense: $-7.56 Mil (TTM As of Dec. 2025)


NEFB Neffs Bancorp Inc NEFB
52 GF Score
Price $370.00
GF Value $274.11
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Neffs Bancorp Interest Expense?

Neffs Bancorp NEFB -6.33% 52 Interest Expense is $-7.56 Mil as of Dec. 2025. GuruFocus rates NEFB with a GF Score™ of 52/100 and a GF Value™ of $274.11 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Neffs Bancorp's interest expense for the six months ended in Dec. 2025 was $ -7.56 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was $-7.56 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Neffs Bancorp's Operating Income for the six months ended in Dec. 2025 was $ Mil. Neffs Bancorp's Interest Expense for the six months ended in Dec. 2025 was $ Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Neffs Bancorp Interest Expense Historical Data

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The historical data trend for Neffs Bancorp's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Neffs Bancorp Interest Expense Chart

Neffs Bancorp Annual Data
Trend Dec08 Dec09 Dec10 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -2.15 -1.92 -5.48 -7.50 -7.56

Neffs Bancorp Semi-Annual Data
Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2.15 -1.92 -5.48 -7.50 -7.56
NEFB
52GF Score
Neffs Bancorp Inc NEFB
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Neffs Bancorp Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was $-7.56 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of $-7.56 Mil mean?
Neffs Bancorp (NEFB) has a Interest Expense of $-7.56 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on Neffs Bancorp and its competitors.
Is Neffs Bancorp's Interest Expense too high?
Neffs Bancorp's current Interest Expense is $-7.56 Mil. Overall, Neffs Bancorp has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Neffs Bancorp's Interest Expense compare to BBBK and STBI?
Neffs Bancorp's Interest Expense of $-7.56 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Neffs Bancorp and its competitors. Neffs Bancorp's current Interest Expense is $-7.56 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Neffs Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Neffs Bancorp (NEFB) is currently considered Significantly Overvalued. The stock's GF Value™ is $274.11, compared to a current price of $370.00 — trading 35% above its estimated fair value. The current Interest Expense is $-7.56 Mil. Neffs Bancorp's overall GF Score™ is 52/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Neffs Bancorp (NEFB), the current Interest Expense is $-7.56 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Neffs Bancorp (NEFB) Overvalued in 2026?

Based on GuruFocus' analysis, Neffs Bancorp stock appears to be overvalued. The current stock price of $370.00 is trading 35% above its estimated GF Value™ of $274.11. GuruFocus considers Neffs Bancorp to be Significantly Overvalued.

Key valuation signals for NEFB:

  • Interest Expense: $-7.56 Mil
  • GF Value™: $274.11 vs. price of $370.00 (35% above fair value)
  • GF Score™: 52/100 with 5 warning signs

No single metric tells the full story. See the NEFB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Neffs Bancorp Business Description

Address 5629 Route 873, P.O. Box 10, Neffs, PA, USA, 18065
Neffs Bancorp Inc provides a full range of financial services to individuals, small businesses and corporate customers. The Bank's primary deposits are checking accounts, savings accounts and certificates of deposit. The bank offers personal banking and commercial banking services. The primary source of revenue is interest and fees earned from providing residential mortgages, consumer loans and commercial loans to customers located within the Lehigh Valley of Pennsylvania.
52GF Score

Get the complete analysis for NEFB

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$370.00
Price
$274.11
GF Value