NEFB (Neffs Bancorp) ROC %: % (As of Dec. 2025)


NEFB Neffs Bancorp Inc NEFB
49 GF Score
Price $395.00
GF Value $274.22
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Neffs Bancorp ROC %?

Neffs Bancorp NEFB 49 ROC % is % as of Dec. 2025. GuruFocus rates NEFB with a GF Score™ of 49/100 and a GF Value™ of $274.22 (Significantly Overvalued). The stock has 6 warning signs investors should review.

ROC %does not apply to banks.

NEFB
49GF Score
Neffs Bancorp Inc NEFB
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Neffs Bancorp (NEFB) has a ROC % of % as of Dec. 2025. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Neffs Bancorp and its competitors.
Is Neffs Bancorp's ROC % too high?
Neffs Bancorp's current ROC % is %. Overall, Neffs Bancorp has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Neffs Bancorp's ROC % compare to CEFC and LFGP?
Neffs Bancorp's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.98, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Neffs Bancorp and its competitors. For the Banks industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Neffs Bancorp's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Neffs Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Neffs Bancorp (NEFB) is currently considered Significantly Overvalued. The stock's GF Value™ is $274.22, compared to a current price of $395.00 — trading 44% above its estimated fair value. The current ROC % is %. Neffs Bancorp's overall GF Score™ is 49/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Neffs Bancorp (NEFB), the current ROC % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Neffs Bancorp (NEFB) Overvalued in 2026?

Based on GuruFocus' analysis, Neffs Bancorp stock appears to be overvalued. The current stock price of $395.00 is trading 44% above its estimated GF Value™ of $274.22. GuruFocus considers Neffs Bancorp to be Significantly Overvalued.

Key valuation signals for NEFB:

  • ROC %: %
  • GF Value™: $274.22 vs. price of $395.00 (44% above fair value)
  • GF Score™: 49/100 with 6 warning signs

No single metric tells the full story. See the NEFB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Neffs Bancorp Business Description

Address 5629 Route 873, P.O. Box 10, Neffs, PA, USA, 18065
Neffs Bancorp Inc provides a full range of financial services to individuals, small businesses and corporate customers. The Bank's primary deposits are checking accounts, savings accounts and certificates of deposit. The bank offers personal banking and commercial banking services. The primary source of revenue is interest and fees earned from providing residential mortgages, consumer loans and commercial loans to customers located within the Lehigh Valley of Pennsylvania.
49GF Score

Get the complete analysis for NEFB

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$395.00
Price
$274.22
GF Value