NEFB (Neffs Bancorp) 12-1 Month Momentum %: 3.47% (As of Sep. 16, 2026)

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NEFB Neffs Bancorp Inc NEFB
53 GF Score
Price $400.00
GF Value $273.35
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Neffs Bancorp 12-1 Month Momentum %?

Neffs Bancorp NEFB 53 12-1 Month Momentum % is 3.47% as of Sep. 16, 2026. GuruFocus rates NEFB with a GF Score™ of 53/100 and a GF Value™ of $273.35 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,591 Banks companies, Neffs Bancorp ranks worse than 70.08% on this metric.

12-1 Month Momentum % is the total return of the stock from 12-month ago to 1-month ago. As of today (2026-09-16), Neffs Bancorp's 12-1 Month Momentum % is 3.47%.

The industry rank for Neffs Bancorp's 12-1 Month Momentum % or its related term are showing as below:

NEFB's 12-1 Month Momentum % is ranked worse than
70.08% of 1591 companies
in the Banks industry
Industry Median: 19.39 vs NEFB: 3.47

Neffs Bancorp  (OTCPK:NEFB) 12-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 12-1 Month Momentum % measures the total return to a stock over the past twelve months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Neffs Bancorp 12-1 Month Momentum % Related Terms


NEFB vs WSSH, BBBK, OSBK: 12-1 Month Momentum % Comparison

For the Banks - Regional subindustry, Neffs Bancorp's 12-1 Month Momentum %, along with its competitors' market caps and 12-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Neffs Bancorp 12-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, Neffs Bancorp's 12-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Neffs Bancorp's 12-1 Month Momentum % falls into.


NEFB
53GF Score
Neffs Bancorp Inc NEFB
12-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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Neffs Bancorp  (OTCPK:NEFB) 12-1 Month Momentum % Calculation

12-1 Month Momentum % is calculated as following:

12-1 Month Momentum %=( Price 1-month ago / Price 12-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 12-1 Month Momentum % →
What does a 12-1 Month Momentum % of 3.47% mean?
Neffs Bancorp (NEFB) has a 12-1 Month Momentum % of 3.47% as of Sep. 16, 2026. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Neffs Bancorp and its competitors. According to the industry distribution chart, Neffs Bancorp ranks #1115 out of 1591 companies in the Banks industry, placing it in the top 70.1%.
Is Neffs Bancorp's 12-1 Month Momentum % too high?
Neffs Bancorp's current 12-1 Month Momentum % is 3.47%. The Banks industry median 12-1 Month Momentum % is 19.39. Neffs Bancorp's value of 3.47% is 82.1% below this industry median. Based on the distribution chart, Neffs Bancorp ranks #1115 out of 1591 companies in the Banks industry, which is below the industry midpoint. Overall, Neffs Bancorp has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Neffs Bancorp's 12-1 Month Momentum % compare to WSSH and BBBK?
According to the Banks industry distribution chart, Neffs Bancorp ranks #1115 out of 1591 companies for 12-1 Month Momentum %. This places Neffs Bancorp in the lower half of its industry. The industry median 12-1 Month Momentum % is 19.39. Neffs Bancorp's value of 3.47% is 82.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 12-1 Month Momentum % for a Banks company?
The median 12-1 Month Momentum % among Banks companies is 19.39, based on 1,591 companies in the industry. Companies in the top quartile (top 25%) have a 12-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 12-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Neffs Bancorp's current 12-1 Month Momentum % of 3.47% is 82.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 12-1 Month Momentum % mean?
A high 12-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Neffs Bancorp and its competitors. For the Banks industry, the median 12-1 Month Momentum % is 19.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Neffs Bancorp's current 12-1 Month Momentum % is 3.47%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Neffs Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Neffs Bancorp (NEFB) is currently considered Significantly Overvalued. The stock's GF Value™ is $273.35, compared to a current price of $400.00 — trading 46.3% above its estimated fair value. The current 12-1 Month Momentum % is 3.47% and 82.1% below the Banks industry median of 19.39. Neffs Bancorp's overall GF Score™ is 53/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 12-1 Month Momentum % calculated?
12-1 Month Momentum % is calculated from a company's financial statements. For Neffs Bancorp (NEFB), the current 12-1 Month Momentum % is 3.47% as of Sep. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Neffs Bancorp (NEFB) Overvalued in 2026?

Based on GuruFocus' analysis, Neffs Bancorp stock appears to be overvalued. The current stock price of $400.00 is trading 46.3% above its estimated GF Value™ of $273.35. GuruFocus considers Neffs Bancorp to be Significantly Overvalued.

Key valuation signals for NEFB:

  • 12-1 Month Momentum %: 3.47%
  • GF Value™: $273.35 vs. price of $400.00 (46.3% above fair value)
  • GF Score™: 53/100 with 6 warning signs
  • Industry Position: 82.1% below the Banks median (#1115 of 1591)

No single metric tells the full story. See the NEFB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Neffs Bancorp Business Description

Address 5629 Route 873, P.O. Box 10, Neffs, PA, USA, 18065
Neffs Bancorp Inc provides a full range of financial services to individuals, small businesses and corporate customers. The Bank's primary deposits are checking accounts, savings accounts and certificates of deposit. The bank offers personal banking and commercial banking services. The primary source of revenue is interest and fees earned from providing residential mortgages, consumer loans and commercial loans to customers located within the Lehigh Valley of Pennsylvania.
53GF Score

Get the complete analysis for NEFB

12-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$400.00
Price
$273.35
GF Value