Neffs BancorpNEFB 49 FCF Yield % is 2.24 as of Jun. 28, 2026, which is 67% below its 10-year median of 6.77. GuruFocus rates NEFB with a GF Score™ of 49/100 and a GF Value™ of $274.22 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,507 Banks companies, Neffs Bancorp ranks worse than 69.67% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Neffs Bancorp FCF Yield % Related Terms
Neffs Bancorp FCF Yield % Historical Data
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The historical data trend for Neffs Bancorp's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Neffs Bancorp's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Neffs Bancorp FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Neffs Bancorp's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Neffs Bancorp's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Neffs Bancorp (NEFB) has a FCF Yield % of 2.24 as of Jun. 28, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Neffs Bancorp and its competitors. This is 67% below median its historical median of 6.77. Over the past decade, Neffs Bancorp's FCF Yield % has ranged from 2.22 to 14.44. According to the industry distribution chart, Neffs Bancorp ranks #1050 out of 1507 companies in the Banks industry, placing it in the top 69.7%.
Is Neffs Bancorp's FCF Yield % too high?
Neffs Bancorp's current FCF Yield % of 2.24 is 67% below median its 10-year median of 6.77. Over the past 10 years, this metric has ranged from a low of 2.22 to a high of 14.44. The Banks industry median FCF Yield % is 8.14. Neffs Bancorp's value of 2.24 is 72.5% below this industry median. Based on the distribution chart, Neffs Bancorp ranks #1050 out of 1507 companies in the Banks industry, which is below the industry midpoint. Overall, Neffs Bancorp has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Neffs Bancorp's FCF Yield % compare to CEFC and LFGP?
According to the Banks industry distribution chart, Neffs Bancorp ranks #1050 out of 1507 companies for FCF Yield %. This places Neffs Bancorp in the lower half of its industry. The industry median FCF Yield % is 8.14. Neffs Bancorp's value of 2.24 is 72.5% below this benchmark. Historically, Neffs Bancorp's own FCF Yield % has ranged from 2.22 to 14.44 over the past decade. While the company's 10-year median is 6.77 vs. the industry median of 8.14, Neffs Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.14, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Neffs Bancorp's current FCF Yield % of 2.24 is 72.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Neffs Bancorp and its competitors. For the Banks industry, the median FCF Yield % is 8.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Neffs Bancorp's current FCF Yield % is 2.24, which is 67% below median its own 10-year median of 6.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Neffs Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Neffs Bancorp (NEFB) is currently considered Significantly Overvalued. The stock's GF Value™ is $274.22, compared to a current price of $395.00 — trading 44% above its estimated fair value. The current FCF Yield % is 2.24, which is 67% below median its 10-year median of 6.77 and 72.5% below the Banks industry median of 8.14. Neffs Bancorp's overall GF Score™ is 49/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Neffs Bancorp (NEFB), the current FCF Yield % is 2.24 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Neffs Bancorp (NEFB) Overvalued in 2026?
Based on GuruFocus' analysis, Neffs Bancorp stock appears to be overvalued.
The current stock price of $395.00 is trading 44% above its estimated GF Value™ of $274.22.
GuruFocus considers Neffs Bancorp to be Significantly Overvalued.
Key valuation signals for NEFB:
FCF Yield %: 2.24 (67% below median its 10-year median of 6.77)
GF Value™: $274.22 vs. price of $395.00 (44% above fair value)
Industry Position: 72.5% below the Banks median (#1050 of 1507)
No single metric tells the full story. See the NEFB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Neffs Bancorp Inc provides a full range of financial services to individuals, small businesses and corporate customers. The Bank's primary deposits are checking accounts, savings accounts and certificates of deposit. The bank offers personal banking and commercial banking services. The primary source of revenue is interest and fees earned from providing residential mortgages, consumer loans and commercial loans to customers located within the Lehigh Valley of Pennsylvania.
49GF Score
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