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Triumph Financial's EPS (Basic) for the
three
months ended in Jun. 2026 was $0.44.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Jun. 2026 was $1.48.
During the past 12 months, Triumph Financial's average EPS without NRIGrowth Rate was 262.00% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was -51.60% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was -35.40% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was -3.30% per year.
During the past 13 years, Triumph Financial's highest 3-Year average EPS without NRI Growth Rate was 40.30% per year. The lowest was -51.60% per year. And the median was 18.70% per year.
Triumph Financial (NYSE:TFIN) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Triumph Financial Earnings per Share (Diluted) Related Terms
Triumph Financial Earnings per Share (Diluted) Historical Data
* Premium members only.
The historical data trend for Triumph Financial's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Triumph Financial Earnings per Share (Diluted) Chart
TFIN vs RBCAA, GABC, TCBK: Earnings per Share (Diluted) Comparison
For the Banks - Regional subindustry, Triumph Financial's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Triumph Financial PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Triumph Financial's PE Ratio distribution charts can be found below:
* The bar in red indicates where Triumph Financial's PE Ratio falls into.
Triumph Financial Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
Triumph Financial's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.48
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of $1.48 mean?
Triumph Financial (TFIN) has a Earnings per Share (Diluted) of $1.48 as of Jun. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Triumph Financial and its competitors. According to the industry distribution chart, Triumph Financial ranks #1389 out of 1412 companies in the Banks industry, placing it in the top 98.4%.
Is Triumph Financial's Earnings per Share (Diluted) too high?
Triumph Financial's current Earnings per Share (Diluted) is $1.48. The Banks industry median Earnings per Share (Diluted) is 7.50. Triumph Financial's value of $1.48 is 80.3% below this industry median. Based on the distribution chart, Triumph Financial ranks #1389 out of 1412 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Triumph Financial has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Triumph Financial's Earnings per Share (Diluted) compare to RBCAA and GABC?
According to the Banks industry distribution chart, Triumph Financial ranks #1389 out of 1412 companies for Earnings per Share (Diluted). This places Triumph Financial in the lower half of its industry. The industry median Earnings per Share (Diluted) is 7.50. Triumph Financial's value of $1.48 is 80.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.50, based on 1,412 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Triumph Financial's current Earnings per Share (Diluted) of $1.48 is 80.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Triumph Financial and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Triumph Financial's current Earnings per Share (Diluted) is $1.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Triumph Financial stock overvalued right now?
Based on GuruFocus' analysis, Triumph Financial (TFIN) is currently considered Fairly Valued. The stock's GF Value™ is $73.17, compared to a current price of $74.95 — trading 2.4% above its estimated fair value. The current Earnings per Share (Diluted) is $1.48 and 80.3% below the Banks industry median of 7.50. Triumph Financial's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Triumph Financial (TFIN), the current Earnings per Share (Diluted) is $1.48 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Triumph Financial (TFIN) Overvalued in 2026?
Based on GuruFocus' analysis, Triumph Financial stock appears to be overvalued.
The current stock price of $74.95 is trading 2.4% above its estimated GF Value™ of $73.17.
GuruFocus considers Triumph Financial to be Fairly Valued.
Key valuation signals for TFIN:
Earnings per Share (Diluted): $1.48
GF Value™: $73.17 vs. price of $74.95 (2.4% above fair value)
Industry Position: 80.3% below the Banks median (#1389 of 1412)
No single metric tells the full story. See the TFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Triumph Financial Inc is a financial holding company based in the United States. Along with its subsidiaries, the company operates in four reportable segments: Banking, Factoring, Payments, and Intelligence. The Banking segment, which generates maximum revenue, includes the operations of TBK Bank, offering traditional banking services. The Factoring segment provides working capital solutions to the trucking industry through the purchase of invoices generated by carriers at a discount. The Payments segment provides payment, audit, and other banking services for the over-the-road trucking industry, and the Intelligence segment operates to turn the over-the-road trucking data collected through the services offered into actionable insights for its customers.
64GF Score
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Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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