TFIN (Triumph Financial) Long-Term Debt: $143.1 Mil (As of Mar. 2026)


TFIN Triumph Financial Inc TFIN
62 GF Score
Price $77.41
GF Value $67.28
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Triumph Financial Long-Term Debt?

Triumph Financial TFIN -1.61% 62 Long-Term Debt is $143.1 Mil as of Mar. 2026. GuruFocus rates TFIN with a GF Score™ of 62/100 and a GF Value™ of $67.28 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Triumph Financial's Long-Term Debt for the quarter that ended in Mar. 2026 was $143.1 Mil.

Triumph Financial's quarterly Long-Term Debt increased from Sep. 2025 ($392.7 Mil) to Dec. 2025 ($392.9 Mil) but then declined from Dec. 2025 ($392.9 Mil) to Mar. 2026 ($143.1 Mil).

Triumph Financial's annual Long-Term Debt declined from Dec. 2023 ($405.4 Mil) to Dec. 2024 ($142.0 Mil) but then increased from Dec. 2024 ($142.0 Mil) to Dec. 2025 ($392.9 Mil).

Triumph Financial  (NYSE:TFIN) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Triumph Financial Long-Term Debt Related Terms

Triumph Financial Long-Term Debt Historical Data

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The historical data trend for Triumph Financial's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Triumph Financial Long-Term Debt Chart

Triumph Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 354.70 178.96 405.42 142.01 392.87

Triumph Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 317.24 292.45 392.66 392.87 143.08
TFIN
62GF Score
Triumph Financial Inc TFIN
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $143.1 Mil mean?
Triumph Financial (TFIN) has a Long-Term Debt of $143.1 Mil as of Mar. 2026.
Is Triumph Financial's Long-Term Debt too high?
Triumph Financial's current Long-Term Debt is $143.1 Mil. Overall, Triumph Financial has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Triumph Financial's Long-Term Debt compare to CASH and DCOM?
Triumph Financial's Long-Term Debt of $143.1 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Triumph Financial's current Long-Term Debt is $143.1 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Triumph Financial stock overvalued right now?
Based on GuruFocus' analysis, Triumph Financial (TFIN) is currently considered Modestly Overvalued. The stock's GF Value™ is $67.28, compared to a current price of $77.41 — trading 15.1% above its estimated fair value. The current Long-Term Debt is $143.1 Mil. Triumph Financial's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Triumph Financial (TFIN), the current Long-Term Debt is $143.1 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Triumph Financial (TFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Triumph Financial stock appears to be overvalued. The current stock price of $77.41 is trading 15.1% above its estimated GF Value™ of $67.28. GuruFocus considers Triumph Financial to be Modestly Overvalued.

Key valuation signals for TFIN:

  • Long-Term Debt: $143.1 Mil
  • GF Value™: $67.28 vs. price of $77.41 (15.1% above fair value)
  • GF Score™: 62/100 with 4 warning signs

No single metric tells the full story. See the TFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Triumph Financial Business Description

Other Exchanges TFINp.PFD:USA2THA:Germany
Address 12700 Park Central Drive, Suite 1700, Dallas, TX, USA, 75251
Triumph Financial Inc is a financial holding company based in the United States. Along with its subsidiaries, the company operates in four reportable segments: Banking, Factoring, Payments, and Intelligence. The Banking segment, which generates maximum revenue, includes the operations of TBK Bank, offering traditional banking services. The Factoring segment provides working capital solutions to the trucking industry through the purchase of invoices generated by carriers at a discount. The Payments segment provides payment, audit, and other banking services for the over-the-road trucking industry, and the Intelligence segment operates to turn the over-the-road trucking data collected through the services offered into actionable insights for its customers.
62GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$77.41
Price
$67.28
GF Value