TFIN (Triumph Financial) PEG Ratio: 9.18 (As of Aug. 04, 2026) — 404% Above Median

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TFIN Triumph Financial Inc TFIN
63 GF Score
Price $79.14
GF Value $72.50
Valuation Fairly Valued
! 4 Warning Signs
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What is Triumph Financial PEG Ratio?

Triumph Financial TFIN +3.28% 63 PEG Ratio is 9.18 as of Aug. 04, 2026, which is 404% above its 10-year median of 1.82. GuruFocus rates TFIN with a GF Score™ of 63/100 and a GF Value™ of $72.50 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,230 Banks companies, Triumph Financial ranks worse than 92.28% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Triumph Financial's PE Ratio without NRI is 52.31. Triumph Financial's 5-Year Book Value growth rate is 5.70%. Therefore, Triumph Financial's PEG Ratio for today is 9.18.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Triumph Financial's PEG Ratio or its related term are showing as below:

TFIN' s PEG Ratio Range Over the Past 10 Years
Min: 0.57   Med: 1.82   Max: 41.06
Current: 9.18


During the past 13 years, Triumph Financial's highest PEG Ratio was 41.06. The lowest was 0.57. And the median was 1.82.


TFIN's PEG Ratio is ranked worse than
92.28% of 1230 companies
in the Banks industry
Industry Median: 1.56 vs TFIN: 9.18

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Triumph Financial  (NYSE:TFIN) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Triumph Financial PEG Ratio Related Terms


Triumph Financial PEG Ratio Historical Data

* Premium members only.

The historical data trend for Triumph Financial's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Triumph Financial PEG Ratio Chart

Triumph Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.85 1.01 5.15 20.56 27.62

Triumph Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.59 32.08 27.62 11.52 12.74

TFIN vs RBCAA, GABC, TCBK: PEG Ratio Comparison

For the Banks - Regional subindustry, Triumph Financial's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Triumph Financial PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Triumph Financial's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Triumph Financial's PEG Ratio falls into.


TFIN
63GF Score
Triumph Financial Inc TFIN
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Triumph Financial PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Triumph Financial's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=52.30667547918/5.70
=9.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 9.18 mean?
Triumph Financial (TFIN) has a PEG Ratio of 9.18 as of Aug. 04, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Triumph Financial and its competitors. This is 404% above median its historical median of 1.82. Over the past decade, Triumph Financial's PEG Ratio has ranged from 0.57 to 41.06. According to the industry distribution chart, Triumph Financial ranks #1135 out of 1230 companies in the Banks industry, placing it in the top 92.3%.
Is Triumph Financial's PEG Ratio too high?
Triumph Financial's current PEG Ratio of 9.18 is 404% above median its 10-year median of 1.82. Over the past 10 years, this metric has ranged from a low of 0.57 to a high of 41.06. The Banks industry median PEG Ratio is 1.56. Triumph Financial's value of 9.18 is 488.5% above this industry median. Based on the distribution chart, Triumph Financial ranks #1135 out of 1230 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Triumph Financial has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Triumph Financial's PEG Ratio compare to RBCAA and GABC?
According to the Banks industry distribution chart, Triumph Financial ranks #1135 out of 1230 companies for PEG Ratio. This places Triumph Financial in the lower half of its industry. The industry median PEG Ratio is 1.56. Triumph Financial's value of 9.18 is 488.5% above this benchmark. Historically, Triumph Financial's own PEG Ratio has ranged from 0.57 to 41.06 over the past decade. While the company's 10-year median is 1.82 vs. the industry median of 1.56, Triumph Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.56, based on 1,230 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Triumph Financial's current PEG Ratio of 9.18 is 488.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Triumph Financial and its competitors. For the Banks industry, the median PEG Ratio is 1.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Triumph Financial's current PEG Ratio is 9.18, which is 404% above median its own 10-year median of 1.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Triumph Financial stock overvalued right now?
Based on GuruFocus' analysis, Triumph Financial (TFIN) is currently considered Fairly Valued. The stock's GF Value™ is $72.50, compared to a current price of $79.14 — trading 9.2% above its estimated fair value. The current PEG Ratio is 9.18, which is 404% above median its 10-year median of 1.82 and 488.5% above the Banks industry median of 1.56. Triumph Financial's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Triumph Financial (TFIN), the current PEG Ratio is 9.18 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Triumph Financial (TFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Triumph Financial stock appears to be overvalued. The current stock price of $79.14 is trading 9.2% above its estimated GF Value™ of $72.50. GuruFocus considers Triumph Financial to be Fairly Valued.

Key valuation signals for TFIN:

  • PEG Ratio: 9.18 (404% above median its 10-year median of 1.82)
  • GF Value™: $72.50 vs. price of $79.14 (9.2% above fair value)
  • GF Score™: 63/100 with 4 warning signs
  • Industry Position: 488.5% above the Banks median (#1135 of 1230)

No single metric tells the full story. See the TFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Triumph Financial Business Description

Other Exchanges TFINp.PFD:USA2THA:Germany
Address 12700 Park Central Drive, Suite 1700, Dallas, TX, USA, 75251
Triumph Financial Inc is a financial holding company based in the United States. Along with its subsidiaries, the company operates in four reportable segments: Banking, Factoring, Payments, and Intelligence. The Banking segment, which generates maximum revenue, includes the operations of TBK Bank, offering traditional banking services. The Factoring segment provides working capital solutions to the trucking industry through the purchase of invoices generated by carriers at a discount. The Payments segment provides payment, audit, and other banking services for the over-the-road trucking industry, and the Intelligence segment operates to turn the over-the-road trucking data collected through the services offered into actionable insights for its customers.
63GF Score

Get the complete analysis for TFIN

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$79.14
Price
$72.50
GF Value