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Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Triumph Financial's current 3-Year Share Buyback Ratio was 0.40%.
The historical rank and industry rank for Triumph Financial's 3-Year Share Buyback Ratio or its related term are showing as below:
TFIN'
s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -14.4 Med: -2.8 Max: 2.4
Current: 0.4
During the past 13 years, Triumph Financial's highest 3-Year Share Buyback Ratio was 2.40%. The lowest was -14.40%. And the median was -2.80%.
TFIN's 3-Year Share Buyback Ratio is ranked better than 68.3% of 1041
companies
in the Banks industry
Industry Median: -0.2
vs TFIN: 0.40
Triumph Financial (NYSE:TFIN) 3-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
Triumph Financial 3-Year Share Buyback Ratio Related Terms
TFIN vs RBCAA, GABC, TCBK: 3-Year Share Buyback Ratio Comparison
For the Banks - Regional subindustry, Triumph Financial's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Triumph Financial 3-Year Share Buyback Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Triumph Financial's 3-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where Triumph Financial's 3-Year Share Buyback Ratio falls into.
Triumph Financial 3-Year Share Buyback Ratio Calculation
This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Share Buyback Ratio of 0.40 mean?
Triumph Financial (TFIN) has a 3-Year Share Buyback Ratio of 0.40 as of Jun. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Triumph Financial and its competitors. According to the industry distribution chart, Triumph Financial ranks #330 out of 1041 companies in the Banks industry, placing it in the top 31.7%.
Is Triumph Financial's 3-Year Share Buyback Ratio too high?
Triumph Financial's current 3-Year Share Buyback Ratio is 0.40. Based on the distribution chart, Triumph Financial ranks #330 out of 1041 companies in the Banks industry, which is above the industry midpoint. Overall, Triumph Financial has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Triumph Financial's 3-Year Share Buyback Ratio compare to RBCAA and GABC?
According to the Banks industry distribution chart, Triumph Financial ranks #330 out of 1041 companies for 3-Year Share Buyback Ratio. This puts Triumph Financial in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Banks company?
A good 3-Year Share Buyback Ratio depends on the Banks industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Triumph Financial and its competitors. Triumph Financial's current 3-Year Share Buyback Ratio is 0.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Triumph Financial stock overvalued right now?
Based on GuruFocus' analysis, Triumph Financial (TFIN) is currently considered Fairly Valued. The stock's GF Value™ is $73.37, compared to a current price of $71.86 — trading 2.1% below its estimated fair value. The current 3-Year Share Buyback Ratio is 0.40. Triumph Financial's overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Triumph Financial (TFIN), the current 3-Year Share Buyback Ratio is 0.40 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Triumph Financial (TFIN) Overvalued in 2026?
Based on GuruFocus' analysis, Triumph Financial stock appears to be undervalued.
The current stock price of $71.86 is trading 2.1% below its estimated GF Value™ of $73.37.
GuruFocus considers Triumph Financial to be Fairly Valued.
Key valuation signals for TFIN:
3-Year Share Buyback Ratio: 0.40
GF Value™: $73.37 vs. price of $71.86 (2.1% below fair value)
No single metric tells the full story. See the TFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Triumph Financial Inc is a financial holding company based in the United States. Along with its subsidiaries, the company operates in four reportable segments: Banking, Factoring, Payments, and Intelligence. The Banking segment, which generates maximum revenue, includes the operations of TBK Bank, offering traditional banking services. The Factoring segment provides working capital solutions to the trucking industry through the purchase of invoices generated by carriers at a discount. The Payments segment provides payment, audit, and other banking services for the over-the-road trucking industry, and the Intelligence segment operates to turn the over-the-road trucking data collected through the services offered into actionable insights for its customers.
64GF Score
Get the complete analysis for TFIN
3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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