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TFIN (Triumph Financial) Cyclically Adjusted Book per Share : $30.19 (As of Mar. 2025)


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What is Triumph Financial Cyclically Adjusted Book per Share?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Triumph Financial's adjusted book value per share for the three months ended in Mar. 2025 was $36.248. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $30.19 for the trailing ten years ended in Mar. 2025.

During the past 12 months, Triumph Financial's average Cyclically Adjusted Book Growth Rate was 10.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2025-05-02), Triumph Financial's current stock price is $54.50. Triumph Financial's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 was $30.19. Triumph Financial's Cyclically Adjusted PB Ratio of today is 1.81.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Triumph Financial was 3.71. The lowest was 1.61. And the median was 2.71.


Triumph Financial Cyclically Adjusted Book per Share Historical Data

The historical data trend for Triumph Financial's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Triumph Financial Cyclically Adjusted Book per Share Chart

Triumph Financial Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - 26.65 29.36

Triumph Financial Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 27.34 28.13 28.85 29.36 30.19

Competitive Comparison of Triumph Financial's Cyclically Adjusted Book per Share

For the Banks - Regional subindustry, Triumph Financial's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Triumph Financial's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Triumph Financial's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Triumph Financial's Cyclically Adjusted PB Ratio falls into.


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Triumph Financial Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Triumph Financial's adjusted Book Value per Share data for the three months ended in Mar. 2025 was:

Adj_Book= Book Value per Share /CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=36.248/134.9266*134.9266
=36.248

Current CPI (Mar. 2025) = 134.9266.

Triumph Financial Quarterly Data

Book Value per Share CPI Adj_Book
201506 13.732 100.684 18.402
201509 14.089 100.392 18.936
201512 14.335 99.792 19.382
201603 14.675 100.470 19.708
201606 14.912 101.688 19.786
201609 15.175 101.861 20.101
201612 15.466 101.863 20.486
201703 16.078 102.862 21.090
201706 16.589 103.349 21.658
201709 18.080 104.136 23.426
201712 18.350 104.011 23.804
201803 18.885 105.290 24.201
201806 22.755 106.317 28.878
201809 23.097 106.507 29.260
201812 23.622 105.998 30.069
201903 24.195 107.251 30.439
201906 24.558 108.070 30.661
201909 24.990 108.329 31.126
201912 25.499 108.420 31.733
202003 24.453 108.902 30.297
202006 25.281 108.767 31.361
202009 26.108 109.815 32.078
202012 27.416 109.897 33.660
202103 28.895 111.754 34.886
202106 29.765 114.631 35.035
202109 30.875 115.734 35.995
202112 32.349 117.630 37.106
202203 33.450 121.301 37.207
202206 33.906 125.017 36.594
202209 34.569 125.227 37.247
202212 35.087 125.222 37.806
202303 33.470 127.348 35.462
202306 33.883 128.729 35.514
202309 34.578 129.860 35.927
202312 35.164 129.419 36.660
202403 35.455 131.776 36.303
202406 35.508 132.554 36.144
202409 35.949 133.029 36.462
202412 36.164 133.157 36.645
202503 36.248 134.927 36.248

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.


Triumph Financial  (NAS:TFIN) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Triumph Financial's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=54.50/30.19
=1.81

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Triumph Financial was 3.71. The lowest was 1.61. And the median was 2.71.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Triumph Financial Cyclically Adjusted Book per Share Related Terms

Thank you for viewing the detailed overview of Triumph Financial's Cyclically Adjusted Book per Share provided by GuruFocus.com. Please click on the following links to see related term pages.


Triumph Financial Business Description

Industry
Traded in Other Exchanges
Address
12700 Park Central Drive, Suite 1700, Dallas, TX, USA, 75251
Triumph Financial Inc is a financial holding company. The company has four reportable segments namely Banking, Factoring, Payments, and Intelligence. The Banking segment includes the operations of TBK Bank. The Factoring segment includes the operations of Triumph Financial Services with revenue derived from factoring services, The Payments segment includes the operations of TBK Bank's TriumphPay division which provides a presentment, audit and payment solution to Shipper, Broker, and Factor clients in the trucking industry and The Intelligence segment includes to turn the over-the-road trucking data collected through the services into actionable insights for their customers.
Executives
Aaron P Graft director, officer: President & CEO 12700 PARK CENTRAL DRIVE SUITE 1700, DALLAS TX 75251
Edward Joseph Schreyer officer: EVP, Chief Operating Officer 12700 PARK CENTRAL DRIVE, SUITE 1700, DALLAS TX 75251
William B. Voss officer: Chief Financial Officer 12700 PARK CENTRAL DRIVE, SUITE 1700, DALLAS TX 75251
Adam D Nelson officer: SVP and General Counsel 12700 PARK CENTRAL DRIVE SUITE 1700, DALLAS TX 75251
Todd Ritterbusch officer: EVP & CLO - TBK Bank, SSB 12700 PARK CENTRAL DRIVE, SUITE 1700, DALLAS TX 75251
Melissa Forman-barenblit officer: EVP, Pres-TriumphPay-TBK Bank 12700 PARK CENTRAL DRIVE, SUITE 1700, DALLAS TX 75251
Carlos M Sepulveda director 3900 DALLAS PARKWAY, SUITE 500, PLANO TX 75093
Davis R Deadman director 12700 PARK CENTRAL DRIVE, SUITE 1700, DALLAS TX 75251
Harrison B. Barnes director 12700 PARK CENTRAL DRIVE, SUITE 1700, DALLAS TX 75251
Michael P Rafferty director 12700 PARK CENTRAL DRIVE SUITE 1700, DALLAS TX 75251
Debra A Bradford director
Laura Easley director 12700 PARK CENTRAL CENTRAL DRIVE, SUITE 1700, DALLAS TX 75251
Charles A Anderson director 12700 PARK CENTRAL DRIVE, SUITE 1700, DALLAS TX 75251
C Todd Sparks director 12700 PARK CENTRAL DRIVE SUITE 1700, DALLAS TX 75251
Geoffrey Paul Brenner officer: CEO - Triumph Business Capital 12700 PARK CENTRAL DRIVE, SUITE 1700, DALLAS TX 75251