ZENKOKU HOSHO Co (FRA:ZKH) Earnings Yield %: 8.44% (As of Jul. 14, 2026)

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FRA:ZKH ZENKOKU HOSHO Co Ltd FRA:ZKH
81 GF Score
Price €16.20
GF Value €17.12
Valuation Fairly Valued
! 4 Warning Signs
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What is ZENKOKU HOSHO Co Earnings Yield %?

ZENKOKU HOSHO Co FRA:ZKH 81 Earnings Yield % is 8.44% as of Jul. 14, 2026. GuruFocus rates FRA:ZKH with a GF Score™ of 81/100 and a GF Value™ of €17.12 (Fairly Valued). The stock has 4 warning signs investors should review.

The earnings yield is an indication of how much return shareholders' investment in the company earned over the past 12 months. The higher the earnings yield is, the better.

As of today (2026-07-14), the stock price of ZENKOKU HOSHO Co is €16.20. ZENKOKU HOSHO Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €1.37. Therefore, ZENKOKU HOSHO Co's earnings yield of today is 8.44%.

The earnings yield does not consider the growth of the business. A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %. ZENKOKU HOSHO Co's Forward Rate of Return (Yacktman) % for the quarter that ended in Mar. 2026 was 5.99%. The Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.


ZENKOKU HOSHO Co  (FRA:ZKH) Earnings Yield % Explanation

If the P/E ratio is an indication of how many years it takes for the company to earn back the stock price shareholders pay to buy the shares, the earnings yield is an indication of how much return shareholders' investment in the company earned over the past 12 months. The higher the earnings yield is, the better.

If a company loses money, the earnings yield is negative. This gives a more straightforward indication that the company is losing money. This is an advantage of using earnings yield instead of the P/E ratio in valuation. For valuation purposes, the P/B Ratio and the P/S Ratio should be used for companies that are losing money.

Like the P/E ratio, the earnings yield can be used to compare investments in different industries. It can even be used to compare the attractiveness of different asset classes such as bonds and cash. Of course, the earnings yield should not be the only factor in deciding which asset classes to invest.

Also similar to the P/E ratio, the earnings yield does not consider the growth of the business. A growing company with the same earnings yield should be more attractive than a company that has the same earnings yield but does not grow.

A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %.

Be Aware

Just like the P/E Ratio, non-recurring items such as selling part of the business, selling a previous investment, etc., can affect earnings yield dramatically. The earning yield is also a poor indication for cyclical companies. When a cyclical stock has a high earnings yield it is usually at the peak of its cycle.


ZENKOKU HOSHO Co Earnings Yield % Related Terms

FRA:ZKH
81GF Score
ZENKOKU HOSHO Co Ltd FRA:ZKH
Earnings Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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ZENKOKU HOSHO Co Earnings Yield % Calculation

Earnings yield is the reciprocal of the P/E Ratio.

ZENKOKU HOSHO Co's Earnings Yield for today is calculated as

Earnings Yield=Earnings per Share (Diluted) (TTM)/Share Price
=1.367/16.20
=8.44 %

ZENKOKU HOSHO Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1.367 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

Earnings Yield=Net Income /Market Cap

The earnings in the calculation is the Trailing Twelve Months earnings.

Frequently Asked Questions Learn more about Earnings Yield % →
What does a Earnings Yield % of 8.44% mean?
ZENKOKU HOSHO Co (FRA:ZKH) has a Earnings Yield % of 8.44% as of Jul. 14, 2026. Earnings Yield equals per-share earnings divided by share price. It is the inverse of the price-earnings ratio. View historical data on ZENKOKU HOSHO Co and its competitors.
Is ZENKOKU HOSHO Co's Earnings Yield % too high?
ZENKOKU HOSHO Co's current Earnings Yield % is 8.44%. Overall, ZENKOKU HOSHO Co has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does ZENKOKU HOSHO Co's Earnings Yield % compare to V and MA?
ZENKOKU HOSHO Co's Earnings Yield % of 8.44% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings Yield % for a Credit Services company?
A good Earnings Yield % depends on the Credit Services industry context. However, Earnings Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings Yield % mean?
A high Earnings Yield % can signal that a stock is expensive relative to its fundamentals. Earnings Yield equals per-share earnings divided by share price. It is the inverse of the price-earnings ratio. View historical data on ZENKOKU HOSHO Co and its competitors. ZENKOKU HOSHO Co's current Earnings Yield % is 8.44%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ZENKOKU HOSHO Co stock overvalued right now?
Based on GuruFocus' analysis, ZENKOKU HOSHO Co (FRA:ZKH) is currently considered Fairly Valued. The stock's GF Value™ is €17.12, compared to a current price of €16.20 — trading 5.4% below its estimated fair value. The current Earnings Yield % is 8.44%. ZENKOKU HOSHO Co's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings Yield % calculated?
Earnings Yield % is calculated from a company's financial statements. For ZENKOKU HOSHO Co (FRA:ZKH), the current Earnings Yield % is 8.44% as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ZENKOKU HOSHO Co (FRA:ZKH) Overvalued in 2026?

Based on GuruFocus' analysis, ZENKOKU HOSHO Co stock appears to be undervalued. The current stock price of €16.20 is trading 5.4% below its estimated GF Value™ of €17.12. GuruFocus considers ZENKOKU HOSHO Co to be Fairly Valued.

Key valuation signals for FRA:ZKH:

  • Earnings Yield %: 8.44%
  • GF Value™: €17.12 vs. price of €16.20 (5.4% below fair value)
  • GF Score™: 81/100 with 4 warning signs

No single metric tells the full story. See the FRA:ZKH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ZENKOKU HOSHO Co Business Description

Other Exchanges ZNKKY:USA7164:Japan
Address 2-1-1 Otemachi, 24th Floor, Taisei Otemachi Building, Chiyoda-ku, Tokyo, JPN, 100-0004
ZENKOKU HOSHO Co Ltd operates a credit guarantee business. Its main offering is housing loan guarantees, which support a range of customer needs such as home purchases, refinancing, and renovations, with fees determined by factors like collateral value, income, and employment history. It also provides education loan guarantees covering tuition, exam fees, and other school-related costs for both term loans and overdraft formats. In addition, the company offers apartment loan guarantees that cover borrowing for rental housing construction.
81GF Score

Get the complete analysis for FRA:ZKH

Earnings Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€16.20
Price
€17.12
GF Value