ZENKOKU HOSHO Co (FRA:ZKH) FFO

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:ZKH ZENKOKU HOSHO Co Ltd FRA:ZKH
81 GF Score
Price €16.20
GF Value €17.12
Valuation Fairly Valued
! 4 Warning Signs
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What is ZENKOKU HOSHO Co FFO?

FFO (Funds from operations) only applies to REITs.

FRA:ZKH
81GF Score
ZENKOKU HOSHO Co Ltd FRA:ZKH
FFO is just one metric. See GF Score™, valuation, warning signs, and more.
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Is ZENKOKU HOSHO Co (FRA:ZKH) Overvalued in 2026?

Based on GuruFocus' analysis, ZENKOKU HOSHO Co stock appears to be undervalued. The current stock price of €16.20 is trading 5.4% below its estimated GF Value™ of €17.12. GuruFocus considers ZENKOKU HOSHO Co to be Fairly Valued.

Key valuation signals for FRA:ZKH:

  • FFO:
  • GF Value™: €17.12 vs. price of €16.20 (5.4% below fair value)
  • GF Score™: 81/100 with 4 warning signs

No single metric tells the full story. See the FRA:ZKH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ZENKOKU HOSHO Co Business Description

Other Exchanges ZNKKY:USA7164:Japan
Address 2-1-1 Otemachi, 24th Floor, Taisei Otemachi Building, Chiyoda-ku, Tokyo, JPN, 100-0004
ZENKOKU HOSHO Co Ltd operates a credit guarantee business. Its main offering is housing loan guarantees, which support a range of customer needs such as home purchases, refinancing, and renovations, with fees determined by factors like collateral value, income, and employment history. It also provides education loan guarantees covering tuition, exam fees, and other school-related costs for both term loans and overdraft formats. In addition, the company offers apartment loan guarantees that cover borrowing for rental housing construction.
81GF Score

Get the complete analysis for FRA:ZKH

FFO is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€16.20
Price
€17.12
GF Value