ZENKOKU HOSHO Co (FRA:ZKH) Dividend Payout Ratio: 0.68 (As of Mar. 2026) — 127% Above Median

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FRA:ZKH ZENKOKU HOSHO Co Ltd FRA:ZKH
81 GF Score
Price €16.20
GF Value €17.12
Valuation Fairly Valued
! 4 Warning Signs
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What is ZENKOKU HOSHO Co Dividend Payout Ratio?

ZENKOKU HOSHO Co FRA:ZKH 81 Dividend Payout Ratio is 0.68 as of Mar. 2026, which is 127% above its 10-year median of 0.30. GuruFocus rates FRA:ZKH with a GF Score™ of 81/100 and a GF Value™ of €17.12 (Fairly Valued). The stock has 4 warning signs investors should review. Among 194 Credit Services companies, ZENKOKU HOSHO Co ranks worse than 74.23% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. ZENKOKU HOSHO Co's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.68.

The historical rank and industry rank for ZENKOKU HOSHO Co's Dividend Payout Ratio or its related term are showing as below:

FRA:ZKH' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.21   Med: 0.3   Max: 0.49
Current: 0.49

During the past 13 years, the highest Dividend Payout Ratio of ZENKOKU HOSHO Co was 0.49. The lowest was 0.21. And the median was 0.30.

FRA:ZKH's Dividend Payout Ratio is ranked worse than
74.23% of 194 companies
in the Credit Services industry
Industry Median: 0.32 vs FRA:ZKH: 0.49

As of today (2026-07-14), the Dividend Yield % of ZENKOKU HOSHO Co is 4.04%.

During the past 13 years, the highest Trailing Annual Dividend Yield of ZENKOKU HOSHO Co was 4.92%. The lowest was 1.15%. And the median was 2.33%.

ZENKOKU HOSHO Co's Dividends per Share for the months ended in Mar. 2026 was €0.41.

During the past 12 months, ZENKOKU HOSHO Co's average Dividends Per Share Growth Rate was 13.20% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 17.50% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 16.70% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 15.60% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of ZENKOKU HOSHO Co was 36.80% per year. The lowest was 11.50% per year. And the median was 16.50% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

ZENKOKU HOSHO Co (FRA:ZKH) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

ZENKOKU HOSHO Co Dividend Payout Ratio Related Terms

ZENKOKU HOSHO Co Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for ZENKOKU HOSHO Co's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ZENKOKU HOSHO Co Dividend Payout Ratio Chart

ZENKOKU HOSHO Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.33 0.35 0.40 0.46 0.49

ZENKOKU HOSHO Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.06 0.00 1.06 0.00 0.68

FRA:ZKH vs V, MA, AXP: Dividend Payout Ratio Comparison

For the Credit Services subindustry, ZENKOKU HOSHO Co's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

ZENKOKU HOSHO Co Dividend Payout Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, ZENKOKU HOSHO Co's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where ZENKOKU HOSHO Co's Dividend Payout Ratio falls into.


FRA:ZKH
81GF Score
ZENKOKU HOSHO Co Ltd FRA:ZKH
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ZENKOKU HOSHO Co Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

ZENKOKU HOSHO Co's Dividend Payout Ratio for the fiscal year that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Mar. 2026 )/ EPS without NRI (A: Mar. 2026 )
=0.654/ 1.337
=0.49

ZENKOKU HOSHO Co's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0.409/ 0.603
=0.68

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.68 mean?
ZENKOKU HOSHO Co (FRA:ZKH) has a Dividend Payout Ratio of 0.68 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on ZENKOKU HOSHO Co and its competitors. This is 127% above median its historical median of 0.30. Over the past decade, ZENKOKU HOSHO Co's Dividend Payout Ratio has ranged from 0.21 to 0.49. According to the industry distribution chart, ZENKOKU HOSHO Co ranks #144 out of 194 companies in the Credit Services industry, placing it in the top 74.2%.
Is ZENKOKU HOSHO Co's Dividend Payout Ratio too high?
ZENKOKU HOSHO Co's current Dividend Payout Ratio of 0.68 is 127% above median its 10-year median of 0.30. Over the past 10 years, this metric has ranged from a low of 0.21 to a high of 0.49. The Credit Services industry median Dividend Payout Ratio is 0.32. ZENKOKU HOSHO Co's value of 0.68 is 112.5% above this industry median. Based on the distribution chart, ZENKOKU HOSHO Co ranks #144 out of 194 companies in the Credit Services industry, which is below the industry midpoint. Overall, ZENKOKU HOSHO Co has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does ZENKOKU HOSHO Co's Dividend Payout Ratio compare to V and MA?
According to the Credit Services industry distribution chart, ZENKOKU HOSHO Co ranks #144 out of 194 companies for Dividend Payout Ratio. This places ZENKOKU HOSHO Co in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. ZENKOKU HOSHO Co's value of 0.68 is 112.5% above this benchmark. Historically, ZENKOKU HOSHO Co's own Dividend Payout Ratio has ranged from 0.21 to 0.49 over the past decade. While the company's 10-year median is 0.30 vs. the industry median of 0.32, ZENKOKU HOSHO Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Credit Services company?
The median Dividend Payout Ratio among Credit Services companies is 0.32, based on 194 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ZENKOKU HOSHO Co's current Dividend Payout Ratio of 0.68 is 112.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on ZENKOKU HOSHO Co and its competitors. For the Credit Services industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ZENKOKU HOSHO Co's current Dividend Payout Ratio is 0.68, which is 127% above median its own 10-year median of 0.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ZENKOKU HOSHO Co stock overvalued right now?
Based on GuruFocus' analysis, ZENKOKU HOSHO Co (FRA:ZKH) is currently considered Fairly Valued. The stock's GF Value™ is €17.12, compared to a current price of €16.20 — trading 5.4% below its estimated fair value. The current Dividend Payout Ratio is 0.68, which is 127% above median its 10-year median of 0.30 and 112.5% above the Credit Services industry median of 0.32. ZENKOKU HOSHO Co's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For ZENKOKU HOSHO Co (FRA:ZKH), the current Dividend Payout Ratio is 0.68 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ZENKOKU HOSHO Co (FRA:ZKH) Overvalued in 2026?

Based on GuruFocus' analysis, ZENKOKU HOSHO Co stock appears to be undervalued. The current stock price of €16.20 is trading 5.4% below its estimated GF Value™ of €17.12. GuruFocus considers ZENKOKU HOSHO Co to be Fairly Valued.

Key valuation signals for FRA:ZKH:

  • Dividend Payout Ratio: 0.68 (127% above median its 10-year median of 0.30)
  • GF Value™: €17.12 vs. price of €16.20 (5.4% below fair value)
  • GF Score™: 81/100 with 4 warning signs
  • Industry Position: 112.5% above the Credit Services median (#144 of 194)

No single metric tells the full story. See the FRA:ZKH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ZENKOKU HOSHO Co Business Description

Other Exchanges ZNKKY:USA7164:Japan
Address 2-1-1 Otemachi, 24th Floor, Taisei Otemachi Building, Chiyoda-ku, Tokyo, JPN, 100-0004
ZENKOKU HOSHO Co Ltd operates a credit guarantee business. Its main offering is housing loan guarantees, which support a range of customer needs such as home purchases, refinancing, and renovations, with fees determined by factors like collateral value, income, and employment history. It also provides education loan guarantees covering tuition, exam fees, and other school-related costs for both term loans and overdraft formats. In addition, the company offers apartment loan guarantees that cover borrowing for rental housing construction.
81GF Score

Get the complete analysis for FRA:ZKH

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€16.20
Price
€17.12
GF Value