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ZENKOKU HOSHO Co's ROE % for the quarter that ended in Mar. 2026 was 24.33%. ZENKOKU HOSHO Co's PB Ratio for the quarter that ended in Mar. 2026 was 1.66.
ZENKOKU HOSHO Co's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 14.66%.
ZENKOKU HOSHO Co ROE % Adjusted to Book Value Related Terms
ZENKOKU HOSHO Co ROE % Adjusted to Book Value Historical Data
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The historical data trend for ZENKOKU HOSHO Co's ROE % Adjusted to Book Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ZENKOKU HOSHO Co ROE % Adjusted to Book Value Chart
FRA:ZKH vs V, MA, AXP: ROE % Adjusted to Book Value Comparison
For the Credit Services subindustry, ZENKOKU HOSHO Co's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ZENKOKU HOSHO Co ROE % Adjusted to Book Value vs Credit Services Industry
For the Credit Services industry and Financial Services sector, ZENKOKU HOSHO Co's ROE % Adjusted to Book Value distribution charts can be found below:
* The bar in red indicates where ZENKOKU HOSHO Co's ROE % Adjusted to Book Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROE % Adjusted to Book Value of 14.66% mean?
ZENKOKU HOSHO Co (FRA:ZKH) has a ROE % Adjusted to Book Value of 14.66% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on ZENKOKU HOSHO Co and its competitors.
Is ZENKOKU HOSHO Co's ROE % Adjusted to Book Value too high?
ZENKOKU HOSHO Co's current ROE % Adjusted to Book Value is 14.66%. Overall, ZENKOKU HOSHO Co has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does ZENKOKU HOSHO Co's ROE % Adjusted to Book Value compare to V and MA?
ZENKOKU HOSHO Co's ROE % Adjusted to Book Value of 14.66% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Credit Services company?
A good ROE % Adjusted to Book Value depends on the Credit Services industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on ZENKOKU HOSHO Co and its competitors. ZENKOKU HOSHO Co's current ROE % Adjusted to Book Value is 14.66%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ZENKOKU HOSHO Co stock overvalued right now?
Based on GuruFocus' analysis, ZENKOKU HOSHO Co (FRA:ZKH) is currently considered Fairly Valued. The stock's GF Value™ is €17.12, compared to a current price of €16.20 — trading 5.4% below its estimated fair value. The current ROE % Adjusted to Book Value is 14.66%. ZENKOKU HOSHO Co's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For ZENKOKU HOSHO Co (FRA:ZKH), the current ROE % Adjusted to Book Value is 14.66% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ZENKOKU HOSHO Co (FRA:ZKH) Overvalued in 2026?
Based on GuruFocus' analysis, ZENKOKU HOSHO Co stock appears to be undervalued.
The current stock price of €16.20 is trading 5.4% below its estimated GF Value™ of €17.12.
GuruFocus considers ZENKOKU HOSHO Co to be Fairly Valued.
Key valuation signals for FRA:ZKH:
ROE % Adjusted to Book Value: 14.66%
GF Value™: €17.12 vs. price of €16.20 (5.4% below fair value)
No single metric tells the full story. See the FRA:ZKH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ZENKOKU HOSHO Co Ltd operates a credit guarantee business. Its main offering is housing loan guarantees, which support a range of customer needs such as home purchases, refinancing, and renovations, with fees determined by factors like collateral value, income, and employment history. It also provides education loan guarantees covering tuition, exam fees, and other school-related costs for both term loans and overdraft formats. In addition, the company offers apartment loan guarantees that cover borrowing for rental housing construction.
81GF Score
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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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