WTBFB (WTB Financial A) Earnings Yield %: 10.78% (As of Jul. 26, 2026)

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Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WTBFB WTB Financial A WTBFB
66 GF Score
Price $413.32
GF Value $380.20
Valuation Fairly Valued
! 1 Warning Sign
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What is WTB Financial A Earnings Yield %?

WTB Financial A WTBFB +0.30% 66 Earnings Yield % is 10.78% as of Jul. 26, 2026. GuruFocus rates WTBFB with a GF Score™ of 66/100 and a GF Value™ of $380.20 (Fairly Valued). The stock has 1 warning sign investors should review.

The earnings yield is an indication of how much return shareholders' investment in the company earned over the past 12 months. The higher the earnings yield is, the better.

As of today (2026-07-26), the stock price of WTB Financial A is $413.32. WTB Financial A's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $44.57. Therefore, WTB Financial A's earnings yield of today is 10.78%.

The earnings yield does not consider the growth of the business. A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %. WTB Financial A's Forward Rate of Return (Yacktman) % for the quarter that ended in Mar. 2026 was 0.00%. The Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.


WTB Financial A  (OTCPK:WTBFB) Earnings Yield % Explanation

If the P/E ratio is an indication of how many years it takes for the company to earn back the stock price shareholders pay to buy the shares, the earnings yield is an indication of how much return shareholders' investment in the company earned over the past 12 months. The higher the earnings yield is, the better.

If a company loses money, the earnings yield is negative. This gives a more straightforward indication that the company is losing money. This is an advantage of using earnings yield instead of the P/E ratio in valuation. For valuation purposes, the P/B Ratio and the P/S Ratio should be used for companies that are losing money.

Like the P/E ratio, the earnings yield can be used to compare investments in different industries. It can even be used to compare the attractiveness of different asset classes such as bonds and cash. Of course, the earnings yield should not be the only factor in deciding which asset classes to invest.

Also similar to the P/E ratio, the earnings yield does not consider the growth of the business. A growing company with the same earnings yield should be more attractive than a company that has the same earnings yield but does not grow.

A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %.

Be Aware

Just like the P/E Ratio, non-recurring items such as selling part of the business, selling a previous investment, etc., can affect earnings yield dramatically. The earning yield is also a poor indication for cyclical companies. When a cyclical stock has a high earnings yield it is usually at the peak of its cycle.


WTB Financial A Earnings Yield % Related Terms

WTBFB
66GF Score
WTB Financial A WTBFB
Earnings Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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WTB Financial A Earnings Yield % Calculation

Earnings yield is the reciprocal of the P/E Ratio.

WTB Financial A's Earnings Yield for today is calculated as

Earnings Yield=Earnings per Share (Diluted) (TTM)/Share Price
=44.570/413.32
=10.78 %

WTB Financial A's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $44.570 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

Earnings Yield=Net Income /Market Cap

The earnings in the calculation is the Trailing Twelve Months earnings.

Frequently Asked Questions Learn more about Earnings Yield % →
What does a Earnings Yield % of 10.78% mean?
WTB Financial A (WTBFB) has a Earnings Yield % of 10.78% as of Jul. 26, 2026. Earnings Yield equals per-share earnings divided by share price. It is the inverse of the price-earnings ratio. View historical data on WTB Financial A and its competitors.
Is WTB Financial A's Earnings Yield % too high?
WTB Financial A's current Earnings Yield % is 10.78%. Overall, WTB Financial A has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does WTB Financial A's Earnings Yield % compare to MBWM and CPF?
WTB Financial A's Earnings Yield % of 10.78% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings Yield % for a Banks company?
A good Earnings Yield % depends on the Banks industry context. However, Earnings Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings Yield % mean?
A high Earnings Yield % can signal that a stock is expensive relative to its fundamentals. Earnings Yield equals per-share earnings divided by share price. It is the inverse of the price-earnings ratio. View historical data on WTB Financial A and its competitors. WTB Financial A's current Earnings Yield % is 10.78%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WTB Financial A stock overvalued right now?
Based on GuruFocus' analysis, WTB Financial A (WTBFB) is currently considered Fairly Valued. The stock's GF Value™ is $380.20, compared to a current price of $413.32 — trading 8.7% above its estimated fair value. The current Earnings Yield % is 10.78%. WTB Financial A's overall GF Score™ is 66/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings Yield % calculated?
Earnings Yield % is calculated from a company's financial statements. For WTB Financial A (WTBFB), the current Earnings Yield % is 10.78% as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is WTB Financial A (WTBFB) Overvalued in 2026?

Based on GuruFocus' analysis, WTB Financial A stock appears to be overvalued. The current stock price of $413.32 is trading 8.7% above its estimated GF Value™ of $380.20. GuruFocus considers WTB Financial A to be Fairly Valued.

Key valuation signals for WTBFB:

  • Earnings Yield %: 10.78%
  • GF Value™: $380.20 vs. price of $413.32 (8.7% above fair value)
  • GF Score™: 66/100 with 1 warning sign

No single metric tells the full story. See the WTBFB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


WTB Financial A Business Description

Other Exchanges WTBFA:USA
Address 717 West Sprague Avenue, P.O. Box 2127, Spokane, WA, USA, 99210-2127
WTB Financial A operates as a bank holding company of Washington Trust Bank. The company is engaged in the business of financial services in Washington, Idaho and Oregon. It also provides a wide range of banking, fiduciary, asset management, mortgage banking, and other financial services to corporate and individual customers. Its loan segments consist of the following disaggregation of loan types. Commercial and industrial loans are segmented into seven pools, including commercial taxable loans, commercial tax-exempt loans, commercial lines of credit, other commercial loans, commercial credit card loans, small business administration loans, and overdrafts.
66GF Score

Get the complete analysis for WTBFB

Earnings Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$413.32
Price
$380.20
GF Value