WTBFB (WTB Financial A) FCF Yield %: 8.81 (As of Jul. 26, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WTBFB WTB Financial A WTBFB
66 GF Score
Price $413.32
GF Value $380.20
Valuation Fairly Valued
! 1 Warning Sign
View Full Analysis

What is WTB Financial A FCF Yield %?

WTB Financial A WTBFB +0.30% 66 FCF Yield % is 8.81 as of Jul. 26, 2026. GuruFocus rates WTBFB with a GF Score™ of 66/100 and a GF Value™ of $380.20 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,499 Banks companies, WTB Financial A ranks better than 54.1% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, WTB Financial A's Trailing 12-Month Free Cash Flow is $89.7 Mil, and Market Cap is $1,018.3 Mil. Therefore, WTB Financial A's FCF Yield % for today is 8.81%.

The historical rank and industry rank for WTB Financial A's FCF Yield % or its related term are showing as below:

WTBFB' s FCF Yield % Range Over the Past 10 Years
Min: 0   Med: 0   Max: 8.81
Current: 8.81


During the past 10 years, the highest FCF Yield % of WTB Financial A was 8.81%. The lowest was 0.00%. And the median was 0.00%.

WTBFB's FCF Yield % is ranked better than
54.1% of 1499 companies
in the Banks industry
Industry Median: 8.1 vs WTBFB: 8.81

WTB Financial A's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.


WTB Financial A FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


WTB Financial A FCF Yield % Related Terms


WTB Financial A FCF Yield % Historical Data

* Premium members only.

The historical data trend for WTB Financial A's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

WTB Financial A FCF Yield % Chart

WTB Financial A Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.06 13.75 14.19 3.80 10.02

WTB Financial A Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

WTBFB vs MBWM, CPF, HAFC: FCF Yield % Comparison

For the Banks - Regional subindustry, WTB Financial A's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


WTB Financial A FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, WTB Financial A's FCF Yield % distribution charts can be found below:

* The bar in red indicates where WTB Financial A's FCF Yield % falls into.


WTBFB
66GF Score
WTB Financial A WTBFB
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

WTB Financial A FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

WTB Financial A's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=89.671 / 895.345
=10.02%

WTB Financial A's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=0 * 4 / 929.687
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 8.81 mean?
WTB Financial A (WTBFB) has a FCF Yield % of 8.81 as of Jul. 26, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on WTB Financial A and its competitors. According to the industry distribution chart, WTB Financial A ranks #688 out of 1499 companies in the Banks industry, placing it in the top 45.9%.
Is WTB Financial A's FCF Yield % too high?
WTB Financial A's current FCF Yield % is 8.81. The Banks industry median FCF Yield % is 8.10. WTB Financial A's value of 8.81 is 8.8% above this industry median. Based on the distribution chart, WTB Financial A ranks #688 out of 1499 companies in the Banks industry, which is above the industry midpoint. Overall, WTB Financial A has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does WTB Financial A's FCF Yield % compare to MBWM and CPF?
According to the Banks industry distribution chart, WTB Financial A ranks #688 out of 1499 companies for FCF Yield %. This puts WTB Financial A in the upper half of its industry. The industry median FCF Yield % is 8.10. WTB Financial A's value of 8.81 is 8.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.10, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. WTB Financial A's current FCF Yield % of 8.81 is 8.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on WTB Financial A and its competitors. For the Banks industry, the median FCF Yield % is 8.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. WTB Financial A's current FCF Yield % is 8.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WTB Financial A stock overvalued right now?
Based on GuruFocus' analysis, WTB Financial A (WTBFB) is currently considered Fairly Valued. The stock's GF Value™ is $380.20, compared to a current price of $413.32 — trading 8.7% above its estimated fair value. The current FCF Yield % is 8.81 and 8.8% above the Banks industry median of 8.10. WTB Financial A's overall GF Score™ is 66/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For WTB Financial A (WTBFB), the current FCF Yield % is 8.81 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is WTB Financial A (WTBFB) Overvalued in 2026?

Based on GuruFocus' analysis, WTB Financial A stock appears to be overvalued. The current stock price of $413.32 is trading 8.7% above its estimated GF Value™ of $380.20. GuruFocus considers WTB Financial A to be Fairly Valued.

Key valuation signals for WTBFB:

  • FCF Yield %: 8.81
  • GF Value™: $380.20 vs. price of $413.32 (8.7% above fair value)
  • GF Score™: 66/100 with 1 warning sign
  • Industry Position: 8.8% above the Banks median (#688 of 1499)

No single metric tells the full story. See the WTBFB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


WTB Financial A Business Description

Other Exchanges WTBFA:USA
Address 717 West Sprague Avenue, P.O. Box 2127, Spokane, WA, USA, 99210-2127
WTB Financial A operates as a bank holding company of Washington Trust Bank. The company is engaged in the business of financial services in Washington, Idaho and Oregon. It also provides a wide range of banking, fiduciary, asset management, mortgage banking, and other financial services to corporate and individual customers. Its loan segments consist of the following disaggregation of loan types. Commercial and industrial loans are segmented into seven pools, including commercial taxable loans, commercial tax-exempt loans, commercial lines of credit, other commercial loans, commercial credit card loans, small business administration loans, and overdrafts.
66GF Score

Get the complete analysis for WTBFB

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$413.32
Price
$380.20
GF Value