WTBFB (WTB Financial A) Altman Z2-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WTBFB WTB Financial A WTBFB
66 GF Score
Price $413.32
GF Value $380.20
Valuation Fairly Valued
! 1 Warning Sign
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What is WTB Financial A Altman Z2-Score?

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Altman Z2-Score does not apply to banks and insurance companies.

WTBFB
66GF Score
WTB Financial A WTBFB
Altman Z2-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is WTB Financial A (WTBFB) Overvalued in 2026?

Based on GuruFocus' analysis, WTB Financial A stock appears to be overvalued. The current stock price of $413.32 is trading 8.7% above its estimated GF Value™ of $380.20. GuruFocus considers WTB Financial A to be Fairly Valued.

Key valuation signals for WTBFB:

  • Altman Z2-Score:
  • GF Value™: $380.20 vs. price of $413.32 (8.7% above fair value)
  • GF Score™: 66/100 with 1 warning sign

No single metric tells the full story. See the WTBFB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

WTB Financial A Business Description

Other Exchanges WTBFA:USA
Address 717 West Sprague Avenue, P.O. Box 2127, Spokane, WA, USA, 99210-2127
WTB Financial A operates as a bank holding company of Washington Trust Bank. The company is engaged in the business of financial services in Washington, Idaho and Oregon. It also provides a wide range of banking, fiduciary, asset management, mortgage banking, and other financial services to corporate and individual customers. Its loan segments consist of the following disaggregation of loan types. Commercial and industrial loans are segmented into seven pools, including commercial taxable loans, commercial tax-exempt loans, commercial lines of credit, other commercial loans, commercial credit card loans, small business administration loans, and overdrafts.
66GF Score

Get the complete analysis for WTBFB

Altman Z2-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$413.32
Price
$380.20
GF Value