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WTB Financial AWTBFB +0.30%66 PEG Ratio is 1.85 as of Jul. 26, 2026, which is 48% below its 10-year median of 3.56. GuruFocus rates WTBFB with a GF Score™ of 66/100 and a GF Value™ of $472.98 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,228 Banks companies, WTB Financial A ranks worse than 57% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for WTB Financial A's PEG Ratio or its related term are showing as below:
WTBFB'
s PEG Ratio Range Over the Past 10 Years
Min: 1.29 Med: 3.56 Max: 4.91
Current: 2.69
During the past 10 years, WTB Financial A's highest PEG Ratio was 4.91. The lowest was 1.29. And the median was 3.56.
WTBFB's PEG Ratio is ranked worse than 57% of 1228
companies
in the Banks industry
Industry Median: 1.535
vs WTBFB: 2.69
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
WTB Financial A (OTCPK:WTBFB) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
WTB Financial A PEG Ratio Related Terms
WTB Financial A PEG Ratio Historical Data
* Premium members only.
The historical data trend for WTB Financial A's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, WTB Financial A's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
WTB Financial A PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, WTB Financial A's PEG Ratio distribution charts can be found below:
* The bar in red indicates where WTB Financial A's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
WTB Financial A (WTBFB) has a PEG Ratio of 1.85 as of Jul. 26, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on WTB Financial A and its competitors. This is 48% below median its historical median of 3.56. Over the past decade, WTB Financial A's PEG Ratio has ranged from 1.29 to 4.91. According to the industry distribution chart, WTB Financial A ranks #700 out of 1228 companies in the Banks industry, placing it in the top 57%.
Is WTB Financial A's PEG Ratio too high?
WTB Financial A's current PEG Ratio of 1.85 is 48% below median its 10-year median of 3.56. Over the past 10 years, this metric has ranged from a low of 1.29 to a high of 4.91. The Banks industry median PEG Ratio is 1.54. WTB Financial A's value of 1.85 is 20.5% above this industry median. Based on the distribution chart, WTB Financial A ranks #700 out of 1228 companies in the Banks industry, which is below the industry midpoint. Overall, WTB Financial A has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does WTB Financial A's PEG Ratio compare to MBWM and CPF?
According to the Banks industry distribution chart, WTB Financial A ranks #700 out of 1228 companies for PEG Ratio. This places WTB Financial A in the lower half of its industry. The industry median PEG Ratio is 1.54. WTB Financial A's value of 1.85 is 20.5% above this benchmark. Historically, WTB Financial A's own PEG Ratio has ranged from 1.29 to 4.91 over the past decade. While the company's 10-year median is 3.56 vs. the industry median of 1.54, WTB Financial A has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.54, based on 1,228 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. WTB Financial A's current PEG Ratio of 1.85 is 20.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on WTB Financial A and its competitors. For the Banks industry, the median PEG Ratio is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. WTB Financial A's current PEG Ratio is 1.85, which is 48% below median its own 10-year median of 3.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WTB Financial A stock overvalued right now?
Based on GuruFocus' analysis, WTB Financial A (WTBFB) is currently considered Modestly Undervalued. The stock's GF Value™ is $472.98, compared to a current price of $413.32 — trading 12.6% below its estimated fair value. The current PEG Ratio is 1.85, which is 48% below median its 10-year median of 3.56 and 20.5% above the Banks industry median of 1.54. WTB Financial A's overall GF Score™ is 66/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For WTB Financial A (WTBFB), the current PEG Ratio is 1.85 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is WTB Financial A (WTBFB) Overvalued in 2026?
Based on GuruFocus' analysis, WTB Financial A stock appears to be undervalued.
The current stock price of $413.32 is trading 12.6% below its estimated GF Value™ of $472.98.
GuruFocus considers WTB Financial A to be Modestly Undervalued.
Key valuation signals for WTBFB:
PEG Ratio: 1.85 (48% below median its 10-year median of 3.56)
GF Value™: $472.98 vs. price of $413.32 (12.6% below fair value)
Industry Position: 20.5% above the Banks median (#700 of 1228)
No single metric tells the full story. See the WTBFB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
WTB Financial A operates as a bank holding company of Washington Trust Bank. The company is engaged in the business of financial services in Washington, Idaho and Oregon. It also provides a wide range of banking, fiduciary, asset management, mortgage banking, and other financial services to corporate and individual customers. Its loan segments consist of the following disaggregation of loan types. Commercial and industrial loans are segmented into seven pools, including commercial taxable loans, commercial tax-exempt loans, commercial lines of credit, other commercial loans, commercial credit card loans, small business administration loans, and overdrafts.
66GF Score
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