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The historical rank and industry rank for WTB Financial A's FCF Margin % or its related term are showing as below:
WTBFB'
s FCF Margin % Range Over the Past 10 Years
Min: 8.33 Med: 27.56 Max: 42.78
Current: 20.34
During the past 10 years, the highest FCF Margin % of WTB Financial A was 42.78%. The lowest was 8.33%. And the median was 27.56%.
WTBFB's FCF Margin % is ranked worse than 58.24% of 1499
companies
in the Banks industry
Industry Median: 26.45
vs WTBFB: 20.34
WTB Financial A FCF Margin % Related Terms
WTB Financial A FCF Margin % Historical Data
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The historical data trend for WTB Financial A's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, WTB Financial A's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
WTB Financial A FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, WTB Financial A's FCF Margin % distribution charts can be found below:
* The bar in red indicates where WTB Financial A's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WTB Financial A (WTBFB) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on WTB Financial A and its competitors. Over the past decade, WTB Financial A's FCF Margin % has ranged from 8.33 to 42.78. According to the industry distribution chart, WTB Financial A ranks #873 out of 1499 companies in the Banks industry, placing it in the top 58.2%.
Is WTB Financial A's FCF Margin % too high?
WTB Financial A's current FCF Margin % is 0.00%. Over the past 10 years, this metric has ranged from a low of 8.33 to a high of 42.78. Based on the distribution chart, WTB Financial A ranks #873 out of 1499 companies in the Banks industry, which is below the industry midpoint. Overall, WTB Financial A has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does WTB Financial A's FCF Margin % compare to MBWM and CPF?
According to the Banks industry distribution chart, WTB Financial A ranks #873 out of 1499 companies for FCF Margin %. This places WTB Financial A in the lower half of its industry. The industry median FCF Margin % is 26.45. Historically, WTB Financial A's own FCF Margin % has ranged from 8.33 to 42.78 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.45, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on WTB Financial A and its competitors. For the Banks industry, the median FCF Margin % is 26.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. WTB Financial A's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WTB Financial A stock overvalued right now?
Based on GuruFocus' analysis, WTB Financial A (WTBFB) is currently considered Modestly Undervalued. The stock's GF Value™ is $472.98, compared to a current price of $413.32 — trading 12.6% below its estimated fair value. The current FCF Margin % is 0.00%. WTB Financial A's overall GF Score™ is 66/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For WTB Financial A (WTBFB), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is WTB Financial A (WTBFB) Overvalued in 2026?
Based on GuruFocus' analysis, WTB Financial A stock appears to be undervalued.
The current stock price of $413.32 is trading 12.6% below its estimated GF Value™ of $472.98.
GuruFocus considers WTB Financial A to be Modestly Undervalued.
Key valuation signals for WTBFB:
FCF Margin %: 0.00%
GF Value™: $472.98 vs. price of $413.32 (12.6% below fair value)
No single metric tells the full story. See the WTBFB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
WTB Financial A operates as a bank holding company of Washington Trust Bank. The company is engaged in the business of financial services in Washington, Idaho and Oregon. It also provides a wide range of banking, fiduciary, asset management, mortgage banking, and other financial services to corporate and individual customers. Its loan segments consist of the following disaggregation of loan types. Commercial and industrial loans are segmented into seven pools, including commercial taxable loans, commercial tax-exempt loans, commercial lines of credit, other commercial loans, commercial credit card loans, small business administration loans, and overdrafts.
66GF Score
Get the complete analysis for WTBFB
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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