PT MSIG Life Insurance Indonesia Tbk (ISX:LIFE) EBIT: Rp0 Mil (TTM As of Mar. 2026)


ISX:LIFE PT MSIG Life Insurance Indonesia Tbk ISX:LIFE
70 GF Score
Price Rp5,975.00
GF Value Rp7,195.44
Valuation Modestly Undervalued
! 2 Warning Signs
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What is PT MSIG Life Insurance Indonesia Tbk EBIT?

PT MSIG Life Insurance Indonesia Tbk ISX:LIFE -0.83% 70 EBIT is Rp0 Mil as of Mar. 2026. GuruFocus rates ISX:LIFE with a GF Score™ of 70/100 and a GF Value™ of Rp7,195.44 (Modestly Undervalued). The stock has 2 warning signs investors should review.

PT MSIG Life Insurance Indonesia Tbk's earnings before interest and taxes (EBIT) for the three months ended in Mar. 2026 was Rp0 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Mar. 2026 was Rp0 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. PT MSIG Life Insurance Indonesia Tbk's annualized ROC % for the quarter that ended in Mar. 2026 was 0.00%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. PT MSIG Life Insurance Indonesia Tbk's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 0.00%.


PT MSIG Life Insurance Indonesia Tbk  (ISX:LIFE) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

PT MSIG Life Insurance Indonesia Tbk's annualized ROC % for the quarter that ended in Mar. 2026 is calculated as:

ROC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=0 * ( 1 - 0% )/( (14896006.3 + 14705343.8)/ 2 )
=0/14800675.05
=0.00 %

where

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=15871202 - 15268 - ( 1001539 - 5% * 832226 )
=14896006.3

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=15668721 - 55026 - ( 936317 - 5% * 559316 )
=14705343.8

Note: The EBIT data used here is four times the quarterly (Mar. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

PT MSIG Life Insurance Indonesia Tbk's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Mar. 2026 )
=0/11624373.000
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


PT MSIG Life Insurance Indonesia Tbk EBIT Related Terms


PT MSIG Life Insurance Indonesia Tbk EBIT Historical Data

* Premium members only.

The historical data trend for PT MSIG Life Insurance Indonesia Tbk's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT MSIG Life Insurance Indonesia Tbk EBIT Chart

PT MSIG Life Insurance Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

PT MSIG Life Insurance Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

ISX:LIFE vs AFL, MET, PRU: EBIT Comparison

For the Insurance - Life subindustry, PT MSIG Life Insurance Indonesia Tbk's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT MSIG Life Insurance Indonesia Tbk EV-to-EBIT vs Insurance Industry

For the Insurance industry and Financial Services sector, PT MSIG Life Insurance Indonesia Tbk's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where PT MSIG Life Insurance Indonesia Tbk's EV-to-EBIT falls into.


ISX:LIFE
70GF Score
PT MSIG Life Insurance Indonesia Tbk ISX:LIFE
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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PT MSIG Life Insurance Indonesia Tbk EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of Rp0 Mil mean?
PT MSIG Life Insurance Indonesia Tbk (ISX:LIFE) has a EBIT of Rp0 Mil as of Mar. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on PT MSIG Life Insurance Indonesia Tbk.
Is PT MSIG Life Insurance Indonesia Tbk's EBIT too high?
PT MSIG Life Insurance Indonesia Tbk's current EBIT is Rp0 Mil. Overall, PT MSIG Life Insurance Indonesia Tbk has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT MSIG Life Insurance Indonesia Tbk's EBIT compare to AFL and MET?
PT MSIG Life Insurance Indonesia Tbk's EBIT of Rp0 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for an Insurance company?
A good EBIT depends on the Insurance industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on PT MSIG Life Insurance Indonesia Tbk. PT MSIG Life Insurance Indonesia Tbk's current EBIT is Rp0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT MSIG Life Insurance Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT MSIG Life Insurance Indonesia Tbk (ISX:LIFE) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp7,195.44, compared to a current price of Rp5,975.00 — trading 17% below its estimated fair value. The current EBIT is Rp0 Mil. PT MSIG Life Insurance Indonesia Tbk's overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For PT MSIG Life Insurance Indonesia Tbk (ISX:LIFE), the current EBIT is Rp0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT MSIG Life Insurance Indonesia Tbk (ISX:LIFE) Overvalued in 2026?

Based on GuruFocus' analysis, PT MSIG Life Insurance Indonesia Tbk stock appears to be undervalued. The current stock price of Rp5,975.00 is trading 17% below its estimated GF Value™ of Rp7,195.44. GuruFocus considers PT MSIG Life Insurance Indonesia Tbk to be Modestly Undervalued.

Key valuation signals for ISX:LIFE:

  • EBIT: Rp0 Mil
  • GF Value™: Rp7,195.44 vs. price of Rp5,975.00 (17% below fair value)
  • GF Score™: 70/100 with 2 warning signs

No single metric tells the full story. See the ISX:LIFE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT MSIG Life Insurance Indonesia Tbk Business Description

Address Jalan Jend. Sudirman Kav. 21, Sinarmas Land Plaza Sudirman, 6th Floor, Jakarta Selatan, IDN, 12920
PT MSIG Life Insurance Indonesia Tbk is involved in the life insurance business, including business with Sharia principles and financial institution pension funds. The firm's operating segment comprises: Health Insurance Contract, Unit Link Insurance Contract, Traditional Insurance Contract, and Mortgage Redemption Insurance (MRI) Contract. The firm generates the majority of its revenue from Health Insurance Contracts.
70GF Score

Get the complete analysis for ISX:LIFE

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp5,975.00
Price
Rp7,195.44
GF Value