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PT MSIG Life Insurance Indonesia Tbk (ISX:LIFE) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
PT MSIG Life Insurance Indonesia Tbk 5-Year Yield-on-Cost % Related Terms
ISX:LIFE vs AFL, MET, PRU: 5-Year Yield-on-Cost % Comparison
For the Insurance - Life subindustry, PT MSIG Life Insurance Indonesia Tbk's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT MSIG Life Insurance Indonesia Tbk 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, PT MSIG Life Insurance Indonesia Tbk's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where PT MSIG Life Insurance Indonesia Tbk's 5-Year Yield-on-Cost % falls into.
PT MSIG Life Insurance Indonesia Tbk 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
PT MSIG Life Insurance Indonesia Tbk (ISX:LIFE) has a 5-Year Yield-on-Cost % of 1.61 as of Aug. 09, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on PT MSIG Life Insurance Indonesia Tbk and its competitors. This is near median its historical median of 1.71. Over the past decade, PT MSIG Life Insurance Indonesia Tbk's 5-Year Yield-on-Cost % has ranged from 0.42 to 4.76. According to the industry distribution chart, PT MSIG Life Insurance Indonesia Tbk ranks #350 out of 421 companies in the Insurance industry, placing it in the top 83.1%.
Is PT MSIG Life Insurance Indonesia Tbk's 5-Year Yield-on-Cost % too high?
PT MSIG Life Insurance Indonesia Tbk's current 5-Year Yield-on-Cost % of 1.61 is near median its 10-year median of 1.71. Over the past 10 years, this metric has ranged from a low of 0.42 to a high of 4.76. The Insurance industry median 5-Year Yield-on-Cost % is 3.86. PT MSIG Life Insurance Indonesia Tbk's value of 1.61 is 58.3% below this industry median. Based on the distribution chart, PT MSIG Life Insurance Indonesia Tbk ranks #350 out of 421 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, PT MSIG Life Insurance Indonesia Tbk has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT MSIG Life Insurance Indonesia Tbk's 5-Year Yield-on-Cost % compare to AFL and MET?
According to the Insurance industry distribution chart, PT MSIG Life Insurance Indonesia Tbk ranks #350 out of 421 companies for 5-Year Yield-on-Cost %. This places PT MSIG Life Insurance Indonesia Tbk in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.86. PT MSIG Life Insurance Indonesia Tbk's value of 1.61 is 58.3% below this benchmark. Historically, PT MSIG Life Insurance Indonesia Tbk's own 5-Year Yield-on-Cost % has ranged from 0.42 to 4.76 over the past decade. While the company's 10-year median is 1.71 vs. the industry median of 3.86, PT MSIG Life Insurance Indonesia Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.86, based on 421 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT MSIG Life Insurance Indonesia Tbk's current 5-Year Yield-on-Cost % of 1.61 is 58.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on PT MSIG Life Insurance Indonesia Tbk and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT MSIG Life Insurance Indonesia Tbk's current 5-Year Yield-on-Cost % is 1.61, which is near median its own 10-year median of 1.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT MSIG Life Insurance Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT MSIG Life Insurance Indonesia Tbk (ISX:LIFE) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp6,617.28, compared to a current price of Rp5,875.00 — trading 11.2% below its estimated fair value. The current 5-Year Yield-on-Cost % is 1.61, which is near median its 10-year median of 1.71 and 58.3% below the Insurance industry median of 3.86. PT MSIG Life Insurance Indonesia Tbk's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For PT MSIG Life Insurance Indonesia Tbk (ISX:LIFE), the current 5-Year Yield-on-Cost % is 1.61 as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT MSIG Life Insurance Indonesia Tbk (ISX:LIFE) Overvalued in 2026?
Based on GuruFocus' analysis, PT MSIG Life Insurance Indonesia Tbk stock appears to be undervalued.
The current stock price of Rp5,875.00 is trading 11.2% below its estimated GF Value™ of Rp6,617.28.
GuruFocus considers PT MSIG Life Insurance Indonesia Tbk to be Modestly Undervalued.
Key valuation signals for ISX:LIFE:
5-Year Yield-on-Cost %: 1.61 (near median its 10-year median of 1.71)
GF Value™: Rp6,617.28 vs. price of Rp5,875.00 (11.2% below fair value)
Industry Position: 58.3% below the Insurance median (#350 of 421)
No single metric tells the full story. See the ISX:LIFE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT MSIG Life Insurance Indonesia Tbk is involved in the life insurance business, including business with Sharia principles and financial institution pension funds. The firm's operating segment comprises: Health Insurance Contract, Unit Link Insurance Contract, Traditional Insurance Contract, and Mortgage Redemption Insurance (MRI) Contract. The firm generates the majority of its revenue from Health Insurance Contracts.
67GF Score
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