PT MSIG Life Insurance Indonesia Tbk (ISX:LIFE) FCF Yield %: 4.33 (As of Jul. 02, 2026)


ISX:LIFE PT MSIG Life Insurance Indonesia Tbk ISX:LIFE
69 GF Score
Price Rp5,775.00
GF Value Rp7,190.64
Valuation Modestly Undervalued
! 2 Warning Signs
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What is PT MSIG Life Insurance Indonesia Tbk FCF Yield %?

PT MSIG Life Insurance Indonesia Tbk ISX:LIFE -0.86% 69 FCF Yield % is 4.33 as of Jul. 02, 2026. GuruFocus rates ISX:LIFE with a GF Score™ of 69/100 and a GF Value™ of Rp7,190.64 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 508 Insurance companies, PT MSIG Life Insurance Indonesia Tbk ranks worse than 62.6% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, PT MSIG Life Insurance Indonesia Tbk's Trailing 12-Month Free Cash Flow is Rp524,201 Mil, and Market Cap is Rp12,127,500 Mil. Therefore, PT MSIG Life Insurance Indonesia Tbk's FCF Yield % for today is 4.33%.

The historical rank and industry rank for PT MSIG Life Insurance Indonesia Tbk's FCF Yield % or its related term are showing as below:

ISX:LIFE' s FCF Yield % Range Over the Past 10 Years
Min: -12.27   Med: -4.58   Max: 7.61
Current: 4.33


During the past 10 years, the highest FCF Yield % of PT MSIG Life Insurance Indonesia Tbk was 7.61%. The lowest was -12.27%. And the median was -4.58%.

ISX:LIFE's FCF Yield % is ranked worse than
62.6% of 508 companies
in the Insurance industry
Industry Median: 6.96 vs ISX:LIFE: 4.33

PT MSIG Life Insurance Indonesia Tbk's FCF Margin % for the quarter that ended in Mar. 2026 was 15.64%.


PT MSIG Life Insurance Indonesia Tbk FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


PT MSIG Life Insurance Indonesia Tbk FCF Yield % Related Terms


PT MSIG Life Insurance Indonesia Tbk FCF Yield % Historical Data

* Premium members only.

The historical data trend for PT MSIG Life Insurance Indonesia Tbk's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT MSIG Life Insurance Indonesia Tbk FCF Yield % Chart

PT MSIG Life Insurance Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.78 -12.27 -7.00 -4.08 2.95

PT MSIG Life Insurance Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.05 4.98 -0.79 7.61 2.31

ISX:LIFE vs AFL, MET, PRU: FCF Yield % Comparison

For the Insurance - Life subindustry, PT MSIG Life Insurance Indonesia Tbk's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT MSIG Life Insurance Indonesia Tbk FCF Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, PT MSIG Life Insurance Indonesia Tbk's FCF Yield % distribution charts can be found below:

* The bar in red indicates where PT MSIG Life Insurance Indonesia Tbk's FCF Yield % falls into.


ISX:LIFE
69GF Score
PT MSIG Life Insurance Indonesia Tbk ISX:LIFE
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT MSIG Life Insurance Indonesia Tbk FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

PT MSIG Life Insurance Indonesia Tbk's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=474417 / 16065000
=2.95%

PT MSIG Life Insurance Indonesia Tbk's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=87504 * 4 / 15120000
=2.31%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 4.33 mean?
PT MSIG Life Insurance Indonesia Tbk (ISX:LIFE) has a FCF Yield % of 4.33 as of Jul. 02, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on PT MSIG Life Insurance Indonesia Tbk and its competitors. According to the industry distribution chart, PT MSIG Life Insurance Indonesia Tbk ranks #318 out of 508 companies in the Insurance industry, placing it in the top 62.6%.
Is PT MSIG Life Insurance Indonesia Tbk's FCF Yield % too high?
PT MSIG Life Insurance Indonesia Tbk's current FCF Yield % is 4.33. The Insurance industry median FCF Yield % is 6.96. PT MSIG Life Insurance Indonesia Tbk's value of 4.33 is 37.8% below this industry median. Based on the distribution chart, PT MSIG Life Insurance Indonesia Tbk ranks #318 out of 508 companies in the Insurance industry, which is below the industry midpoint. Overall, PT MSIG Life Insurance Indonesia Tbk has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT MSIG Life Insurance Indonesia Tbk's FCF Yield % compare to AFL and MET?
According to the Insurance industry distribution chart, PT MSIG Life Insurance Indonesia Tbk ranks #318 out of 508 companies for FCF Yield %. This places PT MSIG Life Insurance Indonesia Tbk in the lower half of its industry. The industry median FCF Yield % is 6.96. PT MSIG Life Insurance Indonesia Tbk's value of 4.33 is 37.8% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 6.96, based on 508 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT MSIG Life Insurance Indonesia Tbk's current FCF Yield % of 4.33 is 37.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on PT MSIG Life Insurance Indonesia Tbk and its competitors. For the Insurance industry, the median FCF Yield % is 6.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT MSIG Life Insurance Indonesia Tbk's current FCF Yield % is 4.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT MSIG Life Insurance Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT MSIG Life Insurance Indonesia Tbk (ISX:LIFE) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp7,190.64, compared to a current price of Rp5,775.00 — trading 19.7% below its estimated fair value. The current FCF Yield % is 4.33 and 37.8% below the Insurance industry median of 6.96. PT MSIG Life Insurance Indonesia Tbk's overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For PT MSIG Life Insurance Indonesia Tbk (ISX:LIFE), the current FCF Yield % is 4.33 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT MSIG Life Insurance Indonesia Tbk (ISX:LIFE) Overvalued in 2026?

Based on GuruFocus' analysis, PT MSIG Life Insurance Indonesia Tbk stock appears to be undervalued. The current stock price of Rp5,775.00 is trading 19.7% below its estimated GF Value™ of Rp7,190.64. GuruFocus considers PT MSIG Life Insurance Indonesia Tbk to be Modestly Undervalued.

Key valuation signals for ISX:LIFE:

  • FCF Yield %: 4.33
  • GF Value™: Rp7,190.64 vs. price of Rp5,775.00 (19.7% below fair value)
  • GF Score™: 69/100 with 2 warning signs
  • Industry Position: 37.8% below the Insurance median (#318 of 508)

No single metric tells the full story. See the ISX:LIFE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT MSIG Life Insurance Indonesia Tbk Business Description

Address Jalan Jend. Sudirman Kav. 21, Sinarmas Land Plaza Sudirman, 6th Floor, Jakarta Selatan, IDN, 12920
PT MSIG Life Insurance Indonesia Tbk is involved in the life insurance business, including business with Sharia principles and financial institution pension funds. The firm's operating segment comprises: Health Insurance Contract, Unit Link Insurance Contract, Traditional Insurance Contract, and Mortgage Redemption Insurance (MRI) Contract. The firm generates the majority of its revenue from Health Insurance Contracts.
69GF Score

Get the complete analysis for ISX:LIFE

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp5,775.00
Price
Rp7,190.64
GF Value