PT MSIG Life Insurance Indonesia Tbk (ISX:LIFE) Moat Score: 0/10 (As of Jul. 12, 2026)


ISX:LIFE PT MSIG Life Insurance Indonesia Tbk ISX:LIFE
70 GF Score
Price Rp5,875.00
GF Value Rp7,183.44
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is PT MSIG Life Insurance Indonesia Tbk Moat Score?

PT MSIG Life Insurance Indonesia Tbk has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

PT MSIG Life Insurance Indonesia Tbk has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes PT MSIG Life Insurance Indonesia Tbk might have No Moat - No discernible moat.

PT MSIG Life Insurance Indonesia Tbk  (ISX:LIFE) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

PT MSIG Life Insurance Indonesia Tbk Moat Score Related Terms

ISX:LIFE
70GF Score
PT MSIG Life Insurance Indonesia Tbk ISX:LIFE
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is PT MSIG Life Insurance Indonesia Tbk (ISX:LIFE) Overvalued in 2026?

Based on GuruFocus' analysis, PT MSIG Life Insurance Indonesia Tbk stock appears to be undervalued. The current stock price of Rp5,875.00 is trading 18.2% below its estimated GF Value™ of Rp7,183.44. GuruFocus considers PT MSIG Life Insurance Indonesia Tbk to be Modestly Undervalued.

Key valuation signals for ISX:LIFE:

  • Moat Score: 0
  • GF Value™: Rp7,183.44 vs. price of Rp5,875.00 (18.2% below fair value)
  • GF Score™: 70/100 with 2 warning signs

No single metric tells the full story. See the ISX:LIFE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT MSIG Life Insurance Indonesia Tbk Business Description

Address Jalan Jend. Sudirman Kav. 21, Sinarmas Land Plaza Sudirman, 6th Floor, Jakarta Selatan, IDN, 12920
PT MSIG Life Insurance Indonesia Tbk is involved in the life insurance business, including business with Sharia principles and financial institution pension funds. The firm's operating segment comprises: Health Insurance Contract, Unit Link Insurance Contract, Traditional Insurance Contract, and Mortgage Redemption Insurance (MRI) Contract. The firm generates the majority of its revenue from Health Insurance Contracts.
70GF Score

Get the complete analysis for ISX:LIFE

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp5,875.00
Price
Rp7,183.44
GF Value