ISX:LIFE'
s Net Margin % Range Over the Past 10 Years
Min: 1.83 Med: 6.82 Max: 17.76
Current: 8.91
ISX:LIFE's Net Margin % is ranked worse than 52.3% of 501
companies
in the Insurance industry
Industry Median: 9.29
vs ISX:LIFE: 8.91
PT MSIG Life Insurance Indonesia Tbk (ISX:LIFE) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
PT MSIG Life Insurance Indonesia Tbk Net Margin % Related Terms
PT MSIG Life Insurance Indonesia Tbk Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT MSIG Life Insurance Indonesia Tbk Net Margin % Chart
ISX:LIFE vs AFL, MET, PRU: Net Margin % Comparison
For the Insurance - Life subindustry, PT MSIG Life Insurance Indonesia Tbk's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT MSIG Life Insurance Indonesia Tbk Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, PT MSIG Life Insurance Indonesia Tbk's Net Margin % distribution charts can be found below:
* The bar in red indicates where PT MSIG Life Insurance Indonesia Tbk's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT MSIG Life Insurance Indonesia Tbk (ISX:LIFE) has a Net Margin % of 13.31% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on PT MSIG Life Insurance Indonesia Tbk and its competitors. This is 95% above median its historical median of 6.82. Over the past decade, PT MSIG Life Insurance Indonesia Tbk's Net Margin % has ranged from 1.83 to 17.76. According to the industry distribution chart, PT MSIG Life Insurance Indonesia Tbk ranks #262 out of 501 companies in the Insurance industry, placing it in the top 52.3%.
Is PT MSIG Life Insurance Indonesia Tbk's Net Margin % too high?
PT MSIG Life Insurance Indonesia Tbk's current Net Margin % of 13.31% is 95% above median its 10-year median of 6.82. Over the past 10 years, this metric has ranged from a low of 1.83 to a high of 17.76. The Insurance industry median Net Margin % is 9.29. PT MSIG Life Insurance Indonesia Tbk's value of 13.31% is 43.3% above this industry median. Based on the distribution chart, PT MSIG Life Insurance Indonesia Tbk ranks #262 out of 501 companies in the Insurance industry, which is below the industry midpoint. Overall, PT MSIG Life Insurance Indonesia Tbk has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT MSIG Life Insurance Indonesia Tbk's Net Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, PT MSIG Life Insurance Indonesia Tbk ranks #262 out of 501 companies for Net Margin %. This places PT MSIG Life Insurance Indonesia Tbk in the lower half of its industry. The industry median Net Margin % is 9.29. PT MSIG Life Insurance Indonesia Tbk's value of 13.31% is 43.3% above this benchmark. Historically, PT MSIG Life Insurance Indonesia Tbk's own Net Margin % has ranged from 1.83 to 17.76 over the past decade. While the company's 10-year median is 6.82 vs. the industry median of 9.29, PT MSIG Life Insurance Indonesia Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT MSIG Life Insurance Indonesia Tbk's current Net Margin % of 13.31% is 43.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on PT MSIG Life Insurance Indonesia Tbk and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT MSIG Life Insurance Indonesia Tbk's current Net Margin % is 13.31%, which is 95% above median its own 10-year median of 6.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT MSIG Life Insurance Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT MSIG Life Insurance Indonesia Tbk (ISX:LIFE) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp7,195.44, compared to a current price of Rp5,975.00 — trading 17% below its estimated fair value. The current Net Margin % is 13.31%, which is 95% above median its 10-year median of 6.82 and 43.3% above the Insurance industry median of 9.29. PT MSIG Life Insurance Indonesia Tbk's overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For PT MSIG Life Insurance Indonesia Tbk (ISX:LIFE), the current Net Margin % is 13.31% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT MSIG Life Insurance Indonesia Tbk (ISX:LIFE) Overvalued in 2026?
Based on GuruFocus' analysis, PT MSIG Life Insurance Indonesia Tbk stock appears to be undervalued.
The current stock price of Rp5,975.00 is trading 17% below its estimated GF Value™ of Rp7,195.44.
GuruFocus considers PT MSIG Life Insurance Indonesia Tbk to be Modestly Undervalued.
Key valuation signals for ISX:LIFE:
Net Margin %: 13.31% (95% above median its 10-year median of 6.82)
GF Value™: Rp7,195.44 vs. price of Rp5,975.00 (17% below fair value)
Industry Position: 43.3% above the Insurance median (#262 of 501)
No single metric tells the full story. See the ISX:LIFE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT MSIG Life Insurance Indonesia Tbk Business Description
PT MSIG Life Insurance Indonesia Tbk is involved in the life insurance business, including business with Sharia principles and financial institution pension funds. The firm's operating segment comprises: Health Insurance Contract, Unit Link Insurance Contract, Traditional Insurance Contract, and Mortgage Redemption Insurance (MRI) Contract. The firm generates the majority of its revenue from Health Insurance Contracts.
70GF Score
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