Guardian Micro Life Insurance (XNEP:GMLI) EBIT: NPR49.5 Mil (TTM As of Apr. 2026)

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XNEP:GMLI Guardian Micro Life Insurance Ltd XNEP:GMLI
40 GF Score
Price NPR1,137.10
! 2 Warning Signs
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What is Guardian Micro Life Insurance EBIT?

Guardian Micro Life Insurance XNEP:GMLI -1.55% 40 EBIT is NPR49.5 Mil as of Apr. 2026. GuruFocus rates XNEP:GMLI with a GF Score™ of 40/100. The stock has 2 warning signs investors should review.

Guardian Micro Life Insurance's earnings before interest and taxes (EBIT) for the three months ended in Apr. 2026 was NPR3.1 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Apr. 2026 was NPR49.5 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Guardian Micro Life Insurance's annualized ROC % for the quarter that ended in Apr. 2026 was 1.08%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. Guardian Micro Life Insurance's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Apr. 2026 was 0.58%.


Guardian Micro Life Insurance  (XNEP:GMLI) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Guardian Micro Life Insurance's annualized ROC % for the quarter that ended in Apr. 2026 is calculated as:

ROC % (Q: Apr. 2026 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (Q: Jan. 2026 ) + Invested Capital (Q: Apr. 2026 ))/ count )
=12.32 * ( 1 - 0% )/( (1142.27355 + 1133.6129)/ 2 )
=12.32/1137.943225
=1.08 %

where

Invested Capital(Q: Jan. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=1233.321 - 16.851 - ( 81.281 - 5% * 141.691 )
=1142.27355

Invested Capital(Q: Apr. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=1261.273 - 14.519 - ( 119.601 - 5% * 129.198 )
=1133.6129

Note: The EBIT data used here is four times the quarterly (Apr. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

Guardian Micro Life Insurance's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Apr. 2026 )
=49.526/8515.656
=0.58 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Guardian Micro Life Insurance EBIT Related Terms


Guardian Micro Life Insurance EBIT Historical Data

* Premium members only.

The historical data trend for Guardian Micro Life Insurance's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Guardian Micro Life Insurance EBIT Chart

Guardian Micro Life Insurance Annual Data
Trend Jul24 Jul25
EBIT
-0.67 25.11

Guardian Micro Life Insurance Quarterly Data
Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
EBIT Get a 7-Day Free Trial Premium Member Only 16.02 32.91 7.23 6.30 3.08

XNEP:GMLI vs AFL, MET, PRU: EBIT Comparison

For the Insurance - Life subindustry, Guardian Micro Life Insurance's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Guardian Micro Life Insurance EV-to-EBIT vs Insurance Industry

For the Insurance industry and Financial Services sector, Guardian Micro Life Insurance's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Guardian Micro Life Insurance's EV-to-EBIT falls into.


XNEP:GMLI
40GF Score
Guardian Micro Life Insurance Ltd XNEP:GMLI
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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Guardian Micro Life Insurance EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR49.5 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of NPR49.5 Mil mean?
Guardian Micro Life Insurance (XNEP:GMLI) has a EBIT of NPR49.5 Mil as of Apr. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Guardian Micro Life Insurance.
Is Guardian Micro Life Insurance's EBIT too high?
Guardian Micro Life Insurance's current EBIT is NPR49.5 Mil. Overall, Guardian Micro Life Insurance has a GF Score™ of 40/100, reflecting its overall financial health beyond just this single metric.
How does Guardian Micro Life Insurance's EBIT compare to AFL and MET?
Guardian Micro Life Insurance's EBIT of NPR49.5 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for an Insurance company?
A good EBIT depends on the Insurance industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Guardian Micro Life Insurance. Guardian Micro Life Insurance's current EBIT is NPR49.5 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guardian Micro Life Insurance stock overvalued right now?
Guardian Micro Life Insurance (XNEP:GMLI) has a current EBIT of NPR49.5 Mil. The current EBIT is NPR49.5 Mil. Guardian Micro Life Insurance's overall GF Score™ is 40/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For Guardian Micro Life Insurance (XNEP:GMLI), the current EBIT is NPR49.5 Mil as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Guardian Micro Life Insurance Business Description

Address Munalpath, Biratnagar, NPL
Guardian Micro Life Insurance Ltd life insurance company in Nepal. It offers a range of insurance products tailored to meet needs and budget, with personalized advice from experienced professionals. Its products are Micro Term Plan, Micro Endowment Plan, Micro Group Plan, Micro Moneyback Plan, and Micro Whole Life Plan.
40GF Score

Get the complete analysis for XNEP:GMLI

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR1,137.10
Price