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What is Guardian Micro Life Insurance OCF Yield %?
Guardian Micro Life InsuranceXNEP:GMLI +1.05%40 OCF Yield % is 1.31 as of Jul. 31, 2026, which is 23% below its 10-year median of 1.70. GuruFocus rates XNEP:GMLI with a GF Score™ of 40/100. The stock has 2 warning signs investors should review. Among 504 Insurance companies, Guardian Micro Life Insurance ranks worse than 76.39% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Guardian Micro Life Insurance OCF Yield % Explanation
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Guardian Micro Life Insurance OCF Yield % Related Terms
Guardian Micro Life Insurance OCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XNEP:GMLI vs AFL, MET, PRU: OCF Yield % Comparison
For the Insurance - Life subindustry, Guardian Micro Life Insurance's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Guardian Micro Life Insurance OCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Guardian Micro Life Insurance's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Guardian Micro Life Insurance's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Guardian Micro Life Insurance (XNEP:GMLI) has a OCF Yield % of 1.31 as of Jul. 31, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Guardian Micro Life Insurance and its competitors. This is 23% below median its historical median of 1.70. Over the past decade, Guardian Micro Life Insurance's OCF Yield % has ranged from 1.31 to 2.14. According to the industry distribution chart, Guardian Micro Life Insurance ranks #385 out of 504 companies in the Insurance industry, placing it in the top 76.4%.
Is Guardian Micro Life Insurance's OCF Yield % too high?
Guardian Micro Life Insurance's current OCF Yield % of 1.31 is 23% below median its 10-year median of 1.70. Over the past 10 years, this metric has ranged from a low of 1.31 to a high of 2.14. The Insurance industry median OCF Yield % is 8.23. Guardian Micro Life Insurance's value of 1.31 is 84.1% below this industry median. Based on the distribution chart, Guardian Micro Life Insurance ranks #385 out of 504 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Guardian Micro Life Insurance has a GF Score™ of 40/100, reflecting its overall financial health beyond just this single metric.
How does Guardian Micro Life Insurance's OCF Yield % compare to AFL and MET?
According to the Insurance industry distribution chart, Guardian Micro Life Insurance ranks #385 out of 504 companies for OCF Yield %. This places Guardian Micro Life Insurance in the lower half of its industry. The industry median OCF Yield % is 8.23. Guardian Micro Life Insurance's value of 1.31 is 84.1% below this benchmark. Historically, Guardian Micro Life Insurance's own OCF Yield % has ranged from 1.31 to 2.14 over the past decade. While the company's 10-year median is 1.70 vs. the industry median of 8.23, Guardian Micro Life Insurance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for an Insurance company?
The median OCF Yield % among Insurance companies is 8.23, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Guardian Micro Life Insurance's current OCF Yield % of 1.31 is 84.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Guardian Micro Life Insurance and its competitors. For the Insurance industry, the median OCF Yield % is 8.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Guardian Micro Life Insurance's current OCF Yield % is 1.31, which is 23% below median its own 10-year median of 1.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guardian Micro Life Insurance stock overvalued right now?
Guardian Micro Life Insurance (XNEP:GMLI) has a current OCF Yield % of 1.31. The current OCF Yield % is 1.31, which is 23% below median its 10-year median of 1.70 and 84.1% below the Insurance industry median of 8.23. Guardian Micro Life Insurance's overall GF Score™ is 40/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Guardian Micro Life Insurance (XNEP:GMLI), the current OCF Yield % is 1.31 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Guardian Micro Life Insurance Ltd life insurance company in Nepal. It offers a range of insurance products tailored to meet needs and budget, with personalized advice from experienced professionals. Its products are Micro Term Plan, Micro Endowment Plan, Micro Group Plan, Micro Moneyback Plan, and Micro Whole Life Plan.
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