Guardian Micro Life Insurance (XNEP:GMLI) LT-Debt-to-Total-Asset: 0.00 (As of Apr. 2026)

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XNEP:GMLI Guardian Micro Life Insurance Ltd XNEP:GMLI
40 GF Score
Price NPR1,137.10
! 2 Warning Signs
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What is Guardian Micro Life Insurance LT-Debt-to-Total-Asset?

Guardian Micro Life Insurance XNEP:GMLI -1.55% 40 LT-Debt-to-Total-Asset is 0.00 as of Apr. 2026. GuruFocus rates XNEP:GMLI with a GF Score™ of 40/100. The stock has 2 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Guardian Micro Life Insurance's long-term debt to total assests ratio for the quarter that ended in Apr. 2026 was 0.00.

Guardian Micro Life Insurance's long-term debt to total assets ratio stayed the same from Apr. 2025 (0.00) to Apr. 2026 (0.00).

Guardian Micro Life Insurance  (XNEP:GMLI) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Guardian Micro Life Insurance LT-Debt-to-Total-Asset Related Terms

Guardian Micro Life Insurance LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Guardian Micro Life Insurance's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Guardian Micro Life Insurance LT-Debt-to-Total-Asset Chart

Guardian Micro Life Insurance Annual Data
Trend Jul24 Jul25
LT-Debt-to-Total-Asset
0.01 0.01

Guardian Micro Life Insurance Quarterly Data
Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only 0.00 0.01 0.00 0.00 0.00
XNEP:GMLI
40GF Score
Guardian Micro Life Insurance Ltd XNEP:GMLI
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Guardian Micro Life Insurance LT-Debt-to-Total-Asset Calculation

Guardian Micro Life Insurance's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Jul. 2025 is calculated as

LT Debt to Total Assets (A: Jul. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Jul. 2025 )/Total Assets (A: Jul. 2025 )
=6.067/1076.791
=0.01

Guardian Micro Life Insurance's Long-Term Debt to Total Asset Ratio for the quarter that ended in Apr. 2026 is calculated as

LT Debt to Total Assets (Q: Apr. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Apr. 2026 )/Total Assets (Q: Apr. 2026 )
=0/1261.273
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.00 mean?
Guardian Micro Life Insurance (XNEP:GMLI) has a LT-Debt-to-Total-Asset of 0.00 as of Apr. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Guardian Micro Life Insurance and its competitors.
Is Guardian Micro Life Insurance's LT-Debt-to-Total-Asset too high?
Guardian Micro Life Insurance's current LT-Debt-to-Total-Asset is 0.00. Overall, Guardian Micro Life Insurance has a GF Score™ of 40/100, reflecting its overall financial health beyond just this single metric.
How does Guardian Micro Life Insurance's LT-Debt-to-Total-Asset compare to AFL and MET?
Guardian Micro Life Insurance's LT-Debt-to-Total-Asset of 0.00 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for an Insurance company?
A good LT-Debt-to-Total-Asset depends on the Insurance industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Guardian Micro Life Insurance and its competitors. Guardian Micro Life Insurance's current LT-Debt-to-Total-Asset is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guardian Micro Life Insurance stock overvalued right now?
Guardian Micro Life Insurance (XNEP:GMLI) has a current LT-Debt-to-Total-Asset of 0.00. The current LT-Debt-to-Total-Asset is 0.00. Guardian Micro Life Insurance's overall GF Score™ is 40/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Guardian Micro Life Insurance (XNEP:GMLI), the current LT-Debt-to-Total-Asset is 0.00 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Guardian Micro Life Insurance Business Description

Address Munalpath, Biratnagar, NPL
Guardian Micro Life Insurance Ltd life insurance company in Nepal. It offers a range of insurance products tailored to meet needs and budget, with personalized advice from experienced professionals. Its products are Micro Term Plan, Micro Endowment Plan, Micro Group Plan, Micro Moneyback Plan, and Micro Whole Life Plan.
40GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR1,137.10
Price