Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Guardian Micro Life Insurance's Dividend Payout Ratio for the
months ended in Apr. 2026 was 0.00.
The historical rank and industry rank for Guardian Micro Life Insurance's Dividend Payout Ratio or its related term are showing as below:
XNEP:GMLI's Dividend Payout Ratio is not ranked *
in the Insurance industry.
Industry Median: 0.38 * Ranked among companies with meaningful Dividend Payout Ratio only.
Guardian Micro Life Insurance (XNEP:GMLI) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Guardian Micro Life Insurance Dividend Payout Ratio Related Terms
Guardian Micro Life Insurance Dividend Payout Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Guardian Micro Life Insurance Dividend Payout Ratio Chart
XNEP:GMLI vs AFL, MET, PRU: Dividend Payout Ratio Comparison
For the Insurance - Life subindustry, Guardian Micro Life Insurance's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Guardian Micro Life Insurance Dividend Payout Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Guardian Micro Life Insurance's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Guardian Micro Life Insurance's Dividend Payout Ratio falls into.
Guardian Micro Life Insurance Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Guardian Micro Life Insurance (XNEP:GMLI) has a Dividend Payout Ratio of 0.00 as of Apr. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Guardian Micro Life Insurance and its competitors. According to the industry distribution chart, Guardian Micro Life Insurance ranks #999999 out of 334 companies in the Insurance industry.
Is Guardian Micro Life Insurance's Dividend Payout Ratio too high?
Guardian Micro Life Insurance's current Dividend Payout Ratio is 0.00. Based on the distribution chart, Guardian Micro Life Insurance ranks #999999 out of 334 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Guardian Micro Life Insurance has a GF Score™ of 40/100, reflecting its overall financial health beyond just this single metric.
How does Guardian Micro Life Insurance's Dividend Payout Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, Guardian Micro Life Insurance ranks #999999 out of 334 companies for Dividend Payout Ratio. This places Guardian Micro Life Insurance in the lower half of its industry. The industry median Dividend Payout Ratio is 0.38. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Insurance company?
The median Dividend Payout Ratio among Insurance companies is 0.38, based on 334 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Guardian Micro Life Insurance and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Guardian Micro Life Insurance's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guardian Micro Life Insurance stock overvalued right now?
Guardian Micro Life Insurance (XNEP:GMLI) has a current Dividend Payout Ratio of 0.00. The current Dividend Payout Ratio is 0.00. Guardian Micro Life Insurance's overall GF Score™ is 40/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Guardian Micro Life Insurance (XNEP:GMLI), the current Dividend Payout Ratio is 0.00 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Guardian Micro Life Insurance Ltd life insurance company in Nepal. It offers a range of insurance products tailored to meet needs and budget, with personalized advice from experienced professionals. Its products are Micro Term Plan, Micro Endowment Plan, Micro Group Plan, Micro Moneyback Plan, and Micro Whole Life Plan.
40GF Score
Get the complete analysis for XNEP:GMLI
Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XNEP:GMLI has been successfully added to your 
