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* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XNEP:GMLI vs AFL, MET, PRU: FCF Margin % Comparison
For the Insurance - Life subindustry, Guardian Micro Life Insurance's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Guardian Micro Life Insurance FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Guardian Micro Life Insurance's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Guardian Micro Life Insurance's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Guardian Micro Life Insurance (XNEP:GMLI) has a FCF Margin % of 3.39% as of Apr. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Guardian Micro Life Insurance and its competitors. According to the industry distribution chart, Guardian Micro Life Insurance ranks #152 out of 501 companies in the Insurance industry, placing it in the top 30.3%.
Is Guardian Micro Life Insurance's FCF Margin % too high?
Guardian Micro Life Insurance's current FCF Margin % is 3.39%. The Insurance industry median FCF Margin % is 9.74. Guardian Micro Life Insurance's value of 3.39% is 65.2% below this industry median. Based on the distribution chart, Guardian Micro Life Insurance ranks #152 out of 501 companies in the Insurance industry, which is above the industry midpoint. Overall, Guardian Micro Life Insurance has a GF Score™ of 40/100, reflecting its overall financial health beyond just this single metric.
How does Guardian Micro Life Insurance's FCF Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Guardian Micro Life Insurance ranks #152 out of 501 companies for FCF Margin %. This puts Guardian Micro Life Insurance in the upper half of its industry. The industry median FCF Margin % is 9.74. Guardian Micro Life Insurance's value of 3.39% is 65.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.74, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Guardian Micro Life Insurance's current FCF Margin % of 3.39% is 65.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Guardian Micro Life Insurance and its competitors. For the Insurance industry, the median FCF Margin % is 9.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Guardian Micro Life Insurance's current FCF Margin % is 3.39%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guardian Micro Life Insurance stock overvalued right now?
Guardian Micro Life Insurance (XNEP:GMLI) has a current FCF Margin % of 3.39%. The current FCF Margin % is 3.39% and 65.2% below the Insurance industry median of 9.74. Guardian Micro Life Insurance's overall GF Score™ is 40/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Guardian Micro Life Insurance (XNEP:GMLI), the current FCF Margin % is 3.39% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Guardian Micro Life Insurance Ltd life insurance company in Nepal. It offers a range of insurance products tailored to meet needs and budget, with personalized advice from experienced professionals. Its products are Micro Term Plan, Micro Endowment Plan, Micro Group Plan, Micro Moneyback Plan, and Micro Whole Life Plan.
40GF Score
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