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DiscoveryFRA:D3H +0.70%70 3-Year EBITDA Growth Rate is 19.30% as of Jun. 2026, which is 3% below its 10-year median of 19.90. GuruFocus rates FRA:D3H with a GF Score™ of 70/100 and a GF Value™ of €13.65. The stock has 3 warning signs investors should review. Among 286 Insurance companies, Discovery ranks better than 58.39% on this metric.
During the past 12 months, Discovery's average EBITDA Per Share Growth Rate was 22.90% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was 19.30% per year.
During the past 5 years, the average EBITDA Per Share Growth Rate was 22.30% per year.
During the past 10 years, the average EBITDA Per Share Growth Rate was 12.40% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of Discovery was 48.00% per year. The lowest was -16.60% per year. And the median was 19.90% per year.
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
Discovery 3-Year EBITDA Growth Rate Related Terms
FRA:D3H vs MET, AFL, PRU: 3-Year EBITDA Growth Rate Comparison
For the Insurance - Life subindustry, Discovery's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Discovery 3-Year EBITDA Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Discovery's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where Discovery's 3-Year EBITDA Growth Rate falls into.
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 19.30% mean?
Discovery (FRA:D3H) has a 3-Year EBITDA Growth Rate of 19.30% as of Jun. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Discovery and its competitors. This is near median its historical median of 19.90. According to the industry distribution chart, Discovery ranks #119 out of 286 companies in the Insurance industry, placing it in the top 41.6%.
Is Discovery's 3-Year EBITDA Growth Rate too high?
Discovery's current 3-Year EBITDA Growth Rate of 19.30% is near median its 10-year median of 19.90. The Insurance industry median 3-Year EBITDA Growth Rate is 15.20. Discovery's value of 19.30% is 27% above this industry median. Based on the distribution chart, Discovery ranks #119 out of 286 companies in the Insurance industry, which is above the industry midpoint. Overall, Discovery has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does Discovery's 3-Year EBITDA Growth Rate compare to MET and AFL?
According to the Insurance industry distribution chart, Discovery ranks #119 out of 286 companies for 3-Year EBITDA Growth Rate. This puts Discovery in the upper half of its industry. The industry median 3-Year EBITDA Growth Rate is 15.20. Discovery's value of 19.30% is 27% above this benchmark. While the company's 10-year median is 19.90 vs. the industry median of 15.20, Discovery has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for an Insurance company?
The median 3-Year EBITDA Growth Rate among Insurance companies is 15.20, based on 286 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Discovery's current 3-Year EBITDA Growth Rate of 19.30% is 27% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Discovery and its competitors. For the Insurance industry, the median 3-Year EBITDA Growth Rate is 15.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Discovery's current 3-Year EBITDA Growth Rate is 19.30%, which is near median its own 10-year median of 19.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Discovery stock overvalued right now?
Discovery (FRA:D3H) has a current 3-Year EBITDA Growth Rate of 19.30%. The stock's GF Value™ is €13.65, compared to a current price of €14.30 — trading 4.8% above its estimated fair value. The current 3-Year EBITDA Growth Rate is 19.30%, which is near median its 10-year median of 19.90 and 27% above the Insurance industry median of 15.20. Discovery's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Discovery (FRA:D3H), the current 3-Year EBITDA Growth Rate is 19.30% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Discovery (FRA:D3H) Overvalued in 2026?
Based on GuruFocus' analysis, Discovery stock appears to be overvalued.
The current stock price of €14.30 is trading 4.8% above its estimated GF Value™ of €13.65.
Key valuation signals for FRA:D3H:
3-Year EBITDA Growth Rate: 19.30% (near median its 10-year median of 19.90)
GF Value™: €13.65 vs. price of €14.30 (4.8% above fair value)
Industry Position: 27% above the Insurance median (#119 of 286)
No single metric tells the full story. See the FRA:D3H stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Discovery Ltd is a financial services organization. It operates in the healthcare, life insurance, short-term insurance, long-term savings, banking and wellness markets. It specializes in health insurance, life assurance, wellness, investments and savings, short-term insurance, and banking. The company generates revenue through its insurance and financial services, with primary markets in South Africa and the UK, and presence in Canada, the USA, Singapore, Australia, and China.
70GF Score
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