Discovery (FRA:D3H) ROC (Joel Greenblatt) %: % (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:D3H Discovery Ltd FRA:D3H
84 GF Score
Price €13.10
GF Value €14.36
! 1 Warning Sign
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What is Discovery ROC (Joel Greenblatt) %?

Discovery FRA:D3H -2.24% 84 ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus rates FRA:D3H with a GF Score™ of 84/100 and a GF Value™ of €14.36. The stock has 1 warning sign investors should review. Among 65 Insurance companies, Discovery ranks worse than 1538460% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

FRA:D3H
84GF Score
Discovery Ltd FRA:D3H
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Discovery (FRA:D3H) has a ROC (Joel Greenblatt) % of % as of Dec. 2025. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Discovery and its competitors. According to the industry distribution chart, Discovery ranks #999999 out of 65 companies in the Insurance industry.
Is Discovery's ROC (Joel Greenblatt) % too high?
Discovery's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Discovery ranks #999999 out of 65 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Discovery has a GF Score™ of 84/100, reflecting its overall financial health beyond just this single metric.
How does Discovery's ROC (Joel Greenblatt) % compare to AFL and MET?
According to the Insurance industry distribution chart, Discovery ranks #999999 out of 65 companies for ROC (Joel Greenblatt) %. This places Discovery in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 74.51. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for an Insurance company?
The median ROC (Joel Greenblatt) % among Insurance companies is 74.51, based on 65 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Discovery and its competitors. For the Insurance industry, the median ROC (Joel Greenblatt) % is 74.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Discovery's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Discovery stock overvalued right now?
Discovery (FRA:D3H) has a current ROC (Joel Greenblatt) % of %. The stock's GF Value™ is €14.36, compared to a current price of €13.10 — trading 8.8% below its estimated fair value. The current ROC (Joel Greenblatt) % is %. Discovery's overall GF Score™ is 84/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Discovery (FRA:D3H), the current ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Discovery (FRA:D3H) Overvalued in 2026?

Based on GuruFocus' analysis, Discovery stock appears to be undervalued. The current stock price of €13.10 is trading 8.8% below its estimated GF Value™ of €14.36.

Key valuation signals for FRA:D3H:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: €14.36 vs. price of €13.10 (8.8% below fair value)
  • GF Score™: 84/100 with 1 warning sign

No single metric tells the full story. See the FRA:D3H stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Discovery Business Description

Address 1 Discovery Place, Sandton, Johannesburg, GT, ZAF, 2196
Discovery Ltd is a financial services organization. It operates in the healthcare, life insurance, short-term insurance, long-term savings, banking and wellness markets. It specializes in health insurance, life assurance, wellness, investments and savings, short-term insurance, and banking. The company generates revenue through its insurance and financial services, with primary markets in South Africa and the UK, and presence in Canada, the USA, Singapore, Australia, and China.
84GF Score

Get the complete analysis for FRA:D3H

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€13.10
Price
€14.36
GF Value