Discovery (FRA:D3H) Liabilities-to-Assets : 0.78 (As of Jun. 2026)

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FRA:D3H Discovery Ltd FRA:D3H
69 GF Score
Price €13.70
GF Value €13.65
! 3 Warning Signs
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What is Discovery Liabilities-to-Assets?

Discovery FRA:D3H +1.48% 69 Liabilities-to-Assets is 0.78 as of Jun. 2026. GuruFocus rates FRA:D3H with a GF Score™ of 69/100 and a GF Value™ of €13.65. The stock has 3 warning signs investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Discovery's Total Liabilities for the quarter that ended in Jun. 2026 was €15,837 Mil. Discovery's Total Assets for the quarter that ended in Jun. 2026 was €20,215 Mil. Therefore, Discovery's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 was 0.78.


Discovery  (FRA:D3H) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Discovery Liabilities-to-Assets Related Terms


Discovery Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for Discovery's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Discovery Liabilities-to-Assets Chart

Discovery Annual Data
Trend Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25 Jun26
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.82 0.82 0.81 0.80 0.78

Discovery Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.81 0.79 0.80 0.80 0.78

FRA:D3H vs MET, AFL, PRU: Liabilities-to-Assets Comparison

For the Insurance - Life subindustry, Discovery's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Discovery Liabilities-to-Assets vs Insurance Industry

For the Insurance industry and Financial Services sector, Discovery's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Discovery's Liabilities-to-Assets falls into.


FRA:D3H
69GF Score
Discovery Ltd FRA:D3H
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Discovery Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Discovery's Liabilities-to-Assets Ratio for the fiscal year that ended in Jun. 2026 is calculated as:

Liabilities-to-Assets (A: Jun. 2026 )=Total Liabilities/Total Assets
=15836.766/20214.793
=0.78

Discovery's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 is calculated as

Liabilities-to-Assets (Q: Jun. 2026 )=Total Liabilities/Total Assets
=15836.766/20214.793
=0.78

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.78 mean?
Discovery (FRA:D3H) has a Liabilities-to-Assets of 0.78 as of Jun. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Discovery and its competitors.
Is Discovery's Liabilities-to-Assets too high?
Discovery's current Liabilities-to-Assets is 0.78. Overall, Discovery has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Discovery's Liabilities-to-Assets compare to MET and AFL?
Discovery's Liabilities-to-Assets of 0.78 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for an Insurance company?
A good Liabilities-to-Assets depends on the Insurance industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Discovery and its competitors. Discovery's current Liabilities-to-Assets is 0.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Discovery stock overvalued right now?
Discovery (FRA:D3H) has a current Liabilities-to-Assets of 0.78. The stock's GF Value™ is €13.65, compared to a current price of €13.70 — trading 0.4% above its estimated fair value. The current Liabilities-to-Assets is 0.78. Discovery's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Discovery (FRA:D3H), the current Liabilities-to-Assets is 0.78 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Discovery (FRA:D3H) Overvalued in 2026?

Based on GuruFocus' analysis, Discovery stock appears to be overvalued. The current stock price of €13.70 is trading 0.4% above its estimated GF Value™ of €13.65.

Key valuation signals for FRA:D3H:

  • Liabilities-to-Assets: 0.78
  • GF Value™: €13.65 vs. price of €13.70 (0.4% above fair value)
  • GF Score™: 69/100 with 3 warning signs

No single metric tells the full story. See the FRA:D3H stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Discovery Business Description

Address 1 Discovery Place, Sandton, Johannesburg, GT, ZAF, 2196
Discovery Ltd is a financial services organization. It operates in the healthcare, life insurance, short-term insurance, long-term savings, banking and wellness markets. It specializes in health insurance, life assurance, wellness, investments and savings, short-term insurance, and banking. The company generates revenue through its insurance and financial services, with primary markets in South Africa and the UK, and presence in Canada, the USA, Singapore, Australia, and China.
69GF Score

Get the complete analysis for FRA:D3H

Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€13.70
Price
€13.65
GF Value