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SolvarASX:SVR +0.63%84 EBITDA Margin % is 51.12% as of Dec. 2025, which is 8% above its 10-year median of 47.39. GuruFocus rates ASX:SVR with a GF Score™ of 84/100 and a GF Value™ of A$1.39 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 415 Credit Services companies, Solvar ranks better than 79.76% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Solvar's EBITDA for the
six
months ended in Dec. 2025 was A$49.3 Mil. Solvar's Revenue for the
six
months ended in Dec. 2025 was A$96.4 Mil. Therefore, Solvar's EBITDA margin for the quarter that ended in Dec. 2025 was 51.12%.
Solvar (ASX:SVR) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Solvar EBITDA Margin % Related Terms
Solvar EBITDA Margin % Historical Data
* Premium members only.
The historical data trend for Solvar's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Solvar's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Solvar EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Solvar's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Solvar's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Solvar (ASX:SVR) has a EBITDA Margin % of 51.12% as of Dec. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Solvar and its competitors. This is near median its historical median of 47.39. Over the past decade, Solvar's EBITDA Margin % has ranged from 36.62 to 56.30. According to the industry distribution chart, Solvar ranks #84 out of 415 companies in the Credit Services industry, placing it in the top 20.2%.
Is Solvar's EBITDA Margin % too high?
Solvar's current EBITDA Margin % of 51.12% is near median its 10-year median of 47.39. Over the past 10 years, this metric has ranged from a low of 36.62 to a high of 56.30. The Credit Services industry median EBITDA Margin % is 21.04. Solvar's value of 51.12% is 143% above this industry median. Based on the distribution chart, Solvar ranks #84 out of 415 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Solvar has a GF Score™ of 84/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Solvar's EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Solvar ranks #84 out of 415 companies for EBITDA Margin %. This places Solvar in the top 20% of its industry — outperforming the majority of peers. The industry median EBITDA Margin % is 21.04. Solvar's value of 51.12% is 143% above this benchmark. Historically, Solvar's own EBITDA Margin % has ranged from 36.62 to 56.30 over the past decade. While the company's 10-year median is 47.39 vs. the industry median of 21.04, Solvar has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 21.04, based on 415 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Solvar's current EBITDA Margin % of 51.12% is 143% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Solvar and its competitors. For the Credit Services industry, the median EBITDA Margin % is 21.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Solvar's current EBITDA Margin % is 51.12%, which is near median its own 10-year median of 47.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Solvar stock overvalued right now?
Based on GuruFocus' analysis, Solvar (ASX:SVR) is currently considered Modestly Overvalued. The stock's GF Value™ is A$1.39, compared to a current price of A$1.59 — trading 14% above its estimated fair value. The current EBITDA Margin % is 51.12%, which is near median its 10-year median of 47.39 and 143% above the Credit Services industry median of 21.04. Solvar's overall GF Score™ is 84/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Solvar (ASX:SVR), the current EBITDA Margin % is 51.12% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Solvar (ASX:SVR) Overvalued in 2026?
Based on GuruFocus' analysis, Solvar stock appears to be overvalued.
The current stock price of A$1.59 is trading 14% above its estimated GF Value™ of A$1.39.
GuruFocus considers Solvar to be Modestly Overvalued.
Key valuation signals for ASX:SVR:
EBITDA Margin %: 51.12% (near median its 10-year median of 47.39)
GF Value™: A$1.39 vs. price of A$1.59 (14% above fair value)
Industry Position: 143% above the Credit Services median (#84 of 415)
No single metric tells the full story. See the ASX:SVR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Solvar Ltd is a financial services company specializing in providing finance and other related services to assist consumers with the purchase of a new or used vehicle, as well as offering personal loans to consumers. The group also provides strategic corporate customers with fleet funding facilities. Solvar's products and services can be accessed through brokers, dealers, and directly through its websites and referral partners. It operates through three core brands: Money3 and Automotive Financial Services in Australia and Go Car Finance in New Zealand. The group's operating segments are Australia and New Zealand. It generates maximum revenue from the Australia segment, which provides lending facilities in Australia, generally based on the provision of an underlying asset as security.
84GF Score
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