Solvar (ASX:SVR) Cyclically Adjusted PS Ratio: 1.78 (As of Jul. 14, 2026) — 55% Below Median

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ASX:SVR Solvar Ltd ASX:SVR
84 GF Score
Price A$1.59
GF Value A$1.39
Valuation Modestly Overvalued
! 8 Warning Signs
View Full Analysis

What is Solvar Cyclically Adjusted PS Ratio?

Solvar ASX:SVR +0.63% 84 Cyclically Adjusted PS Ratio is 1.78 as of Jul. 14, 2026, which is 55% below its 10-year median of 3.99. GuruFocus rates ASX:SVR with a GF Score™ of 84/100 and a GF Value™ of A$1.39 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 419 Credit Services companies, Solvar ranks better than 64.68% on this metric.

As of today (2026-07-14), Solvar's current share price is A$1.585. Solvar's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Jun25 was A$0.89. Solvar's Cyclically Adjusted PS Ratio for today is 1.78.

The historical rank and industry rank for Solvar's Cyclically Adjusted PS Ratio or its related term are showing as below:

ASX:SVR' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.23   Med: 3.99   Max: 7.05
Current: 1.78

During the past 13 years, Solvar's highest Cyclically Adjusted PS Ratio was 7.05. The lowest was 1.23. And the median was 3.99.

ASX:SVR's Cyclically Adjusted PS Ratio is ranked better than
64.68% of 419 companies
in the Credit Services industry
Industry Median: 3.09 vs ASX:SVR: 1.78

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Solvar's adjusted revenue per share data of for the fiscal year that ended in Jun25 was A$0.987. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is A$0.89 for the trailing ten years ended in Jun25.

Shiller PE for Stocks: The True Measure of Stock Valuation


Solvar  (ASX:SVR) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Solvar Cyclically Adjusted PS Ratio Related Terms


Solvar Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Solvar's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Solvar Cyclically Adjusted PS Ratio Chart

Solvar Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.71 2.93 2.03 1.36 1.88

Solvar Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 1.36 0.00 1.88 0.00

ASX:SVR vs V, MA, AXP: Cyclically Adjusted PS Ratio Comparison

For the Credit Services subindustry, Solvar's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Solvar Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Solvar's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Solvar's Cyclically Adjusted PS Ratio falls into.


ASX:SVR
84GF Score
Solvar Ltd ASX:SVR
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Solvar Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Solvar's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=1.585/0.89
=1.78

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Solvar's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Jun25 is calculated as:

For example, Solvar's adjusted Revenue per Share data for the fiscal year that ended in Jun25 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun25 (Change)*Current CPI (Jun25)
=0.987/131.5506*131.5506
=0.987

Current CPI (Jun25) = 131.5506.

Solvar Annual Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.578 0.000
201706 0.695 0.000
201806 0.740 0.000
201906 0.503 0.000
202006 0.659 0.000
202106 0.718 0.000
202206 0.857 0.000
202306 0.975 0.000
202406 1.020 0.000
202506 0.987 131.551 0.987

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 1.78 mean?
Solvar (ASX:SVR) has a Cyclically Adjusted PS Ratio of 1.78 as of Jul. 14, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Solvar and its competitors. This is 55% below median its historical median of 3.99. Over the past decade, Solvar's Cyclically Adjusted PS Ratio has ranged from 1.23 to 7.05. According to the industry distribution chart, Solvar ranks #148 out of 419 companies in the Credit Services industry, placing it in the top 35.3%.
Is Solvar's Cyclically Adjusted PS Ratio too high?
Solvar's current Cyclically Adjusted PS Ratio of 1.78 is 55% below median its 10-year median of 3.99. Over the past 10 years, this metric has ranged from a low of 1.23 to a high of 7.05. The Credit Services industry median Cyclically Adjusted PS Ratio is 3.09. Solvar's value of 1.78 is 42.4% below this industry median. Based on the distribution chart, Solvar ranks #148 out of 419 companies in the Credit Services industry, which is above the industry midpoint. Overall, Solvar has a GF Score™ of 84/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Solvar's Cyclically Adjusted PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Solvar ranks #148 out of 419 companies for Cyclically Adjusted PS Ratio. This puts Solvar in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.09. Solvar's value of 1.78 is 42.4% below this benchmark. Historically, Solvar's own Cyclically Adjusted PS Ratio has ranged from 1.23 to 7.05 over the past decade. While the company's 10-year median is 3.99 vs. the industry median of 3.09, Solvar has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Credit Services company?
The median Cyclically Adjusted PS Ratio among Credit Services companies is 3.09, based on 419 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Solvar's current Cyclically Adjusted PS Ratio of 1.78 is 42.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Solvar and its competitors. For the Credit Services industry, the median Cyclically Adjusted PS Ratio is 3.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Solvar's current Cyclically Adjusted PS Ratio is 1.78, which is 55% below median its own 10-year median of 3.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Solvar stock overvalued right now?
Based on GuruFocus' analysis, Solvar (ASX:SVR) is currently considered Modestly Overvalued. The stock's GF Value™ is A$1.39, compared to a current price of A$1.59 — trading 14% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 1.78, which is 55% below median its 10-year median of 3.99 and 42.4% below the Credit Services industry median of 3.09. Solvar's overall GF Score™ is 84/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Solvar (ASX:SVR), the current Cyclically Adjusted PS Ratio is 1.78 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Solvar (ASX:SVR) Overvalued in 2026?

Based on GuruFocus' analysis, Solvar stock appears to be overvalued. The current stock price of A$1.59 is trading 14% above its estimated GF Value™ of A$1.39. GuruFocus considers Solvar to be Modestly Overvalued.

Key valuation signals for ASX:SVR:

  • Cyclically Adjusted PS Ratio: 1.78 (55% below median its 10-year median of 3.99)
  • GF Value™: A$1.39 vs. price of A$1.59 (14% above fair value)
  • GF Score™: 84/100 with 8 warning signs
  • Industry Position: 42.4% below the Credit Services median (#148 of 419)

No single metric tells the full story. See the ASX:SVR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Solvar Business Description

Address 40 Graduate Road, Level 1, Bundoora, Melbourne, VIC, AUS, 3083
Solvar Ltd is a financial services company specializing in providing finance and other related services to assist consumers with the purchase of a new or used vehicle, as well as offering personal loans to consumers. The group also provides strategic corporate customers with fleet funding facilities. Solvar's products and services can be accessed through brokers, dealers, and directly through its websites and referral partners. It operates through three core brands: Money3 and Automotive Financial Services in Australia and Go Car Finance in New Zealand. The group's operating segments are Australia and New Zealand. It generates maximum revenue from the Australia segment, which provides lending facilities in Australia, generally based on the provision of an underlying asset as security.
84GF Score

Get the complete analysis for ASX:SVR

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$1.59
Price
A$1.39
GF Value