Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
SolvarASX:SVR +0.63%84 5-Year Yield-on-Cost % is 13.88 as of Jul. 15, 2026, which is 92% above its 10-year median of 7.22. GuruFocus rates ASX:SVR with a GF Score™ of 84/100 and a GF Value™ of A$1.39 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 210 Credit Services companies, Solvar ranks better than 91.43% on this metric.
Solvar's yield on cost for the quarter that ended in Dec. 2025 was 13.88.
The historical rank and industry rank for Solvar's 5-Year Yield-on-Cost % or its related term are showing as below:
ASX:SVR'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.57 Med: 7.22 Max: 24.18
Current: 13.88
During the past 13 years, Solvar's highest Yield on Cost was 24.18. The lowest was 2.57. And the median was 7.22.
ASX:SVR's 5-Year Yield-on-Cost % is ranked better than 91.43% of 210
companies
in the Credit Services industry
Industry Median: 4.53
vs ASX:SVR: 13.88
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Solvar 5-Year Yield-on-Cost % Related Terms
ASX:SVR vs V, MA, AXP: 5-Year Yield-on-Cost % Comparison
For the Credit Services subindustry, Solvar's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Solvar 5-Year Yield-on-Cost % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Solvar's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Solvar's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Solvar is calculated as
Solvar (ASX:SVR) has a 5-Year Yield-on-Cost % of 13.88 as of Jul. 15, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Solvar and its competitors. This is 92% above median its historical median of 7.22. Over the past decade, Solvar's 5-Year Yield-on-Cost % has ranged from 2.57 to 24.18. According to the industry distribution chart, Solvar ranks #18 out of 210 companies in the Credit Services industry, placing it in the top 8.6%.
Is Solvar's 5-Year Yield-on-Cost % too high?
Solvar's current 5-Year Yield-on-Cost % of 13.88 is 92% above median its 10-year median of 7.22. Over the past 10 years, this metric has ranged from a low of 2.57 to a high of 24.18. The Credit Services industry median 5-Year Yield-on-Cost % is 4.53. Solvar's value of 13.88 is 206.4% above this industry median. Based on the distribution chart, Solvar ranks #18 out of 210 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Solvar has a GF Score™ of 84/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Solvar's 5-Year Yield-on-Cost % compare to V and MA?
According to the Credit Services industry distribution chart, Solvar ranks #18 out of 210 companies for 5-Year Yield-on-Cost %. This places Solvar in the top 9% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 4.53. Solvar's value of 13.88 is 206.4% above this benchmark. Historically, Solvar's own 5-Year Yield-on-Cost % has ranged from 2.57 to 24.18 over the past decade. While the company's 10-year median is 7.22 vs. the industry median of 4.53, Solvar has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Credit Services company?
The median 5-Year Yield-on-Cost % among Credit Services companies is 4.53, based on 210 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Solvar's current 5-Year Yield-on-Cost % of 13.88 is 206.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Solvar and its competitors. For the Credit Services industry, the median 5-Year Yield-on-Cost % is 4.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Solvar's current 5-Year Yield-on-Cost % is 13.88, which is 92% above median its own 10-year median of 7.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Solvar stock overvalued right now?
Based on GuruFocus' analysis, Solvar (ASX:SVR) is currently considered Modestly Overvalued. The stock's GF Value™ is A$1.39, compared to a current price of A$1.59 — trading 14% above its estimated fair value. The current 5-Year Yield-on-Cost % is 13.88, which is 92% above median its 10-year median of 7.22 and 206.4% above the Credit Services industry median of 4.53. Solvar's overall GF Score™ is 84/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Solvar (ASX:SVR), the current 5-Year Yield-on-Cost % is 13.88 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Solvar (ASX:SVR) Overvalued in 2026?
Based on GuruFocus' analysis, Solvar stock appears to be overvalued.
The current stock price of A$1.59 is trading 14% above its estimated GF Value™ of A$1.39.
GuruFocus considers Solvar to be Modestly Overvalued.
Key valuation signals for ASX:SVR:
5-Year Yield-on-Cost %: 13.88 (92% above median its 10-year median of 7.22)
GF Value™: A$1.39 vs. price of A$1.59 (14% above fair value)
Industry Position: 206.4% above the Credit Services median (#18 of 210)
No single metric tells the full story. See the ASX:SVR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Solvar Ltd is a financial services company specializing in providing finance and other related services to assist consumers with the purchase of a new or used vehicle, as well as offering personal loans to consumers. The group also provides strategic corporate customers with fleet funding facilities. Solvar's products and services can be accessed through brokers, dealers, and directly through its websites and referral partners. It operates through three core brands: Money3 and Automotive Financial Services in Australia and Go Car Finance in New Zealand. The group's operating segments are Australia and New Zealand. It generates maximum revenue from the Australia segment, which provides lending facilities in Australia, generally based on the provision of an underlying asset as security.
84GF Score
Get the complete analysis for ASX:SVR
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ASX:SVR has been successfully added to your 
