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XXF Group HoldingsHKSE:02473 -12.90%39 EBITDA Margin % is 10.56% as of Dec. 2025, which is 62% below its 10-year median of 27.44. GuruFocus rates HKSE:02473 with a GF Score™ of 39/100. The stock has 8 warning signs investors should review. Among 416 Credit Services companies, XXF Group Holdings ranks worse than 64.18% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. XXF Group Holdings's EBITDA for the
six
months ended in Dec. 2025 was HK$128 Mil. XXF Group Holdings's Revenue for the
six
months ended in Dec. 2025 was HK$1,208 Mil. Therefore, XXF Group Holdings's EBITDA margin for the quarter that ended in Dec. 2025 was 10.56%.
XXF Group Holdings (HKSE:02473) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
XXF Group Holdings EBITDA Margin % Related Terms
XXF Group Holdings EBITDA Margin % Historical Data
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The historical data trend for XXF Group Holdings's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HKSE:02473 vs V, MA, AXP: EBITDA Margin % Comparison
For the Credit Services subindustry, XXF Group Holdings's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
XXF Group Holdings EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, XXF Group Holdings's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where XXF Group Holdings's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XXF Group Holdings (HKSE:02473) has a EBITDA Margin % of 10.56% as of Dec. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on XXF Group Holdings and its competitors. This is 62% below median its historical median of 27.44. Over the past decade, XXF Group Holdings' EBITDA Margin % has ranged from 12.40 to 32.13. According to the industry distribution chart, XXF Group Holdings ranks #267 out of 416 companies in the Credit Services industry, placing it in the top 64.2%.
Is XXF Group Holdings' EBITDA Margin % too high?
XXF Group Holdings' current EBITDA Margin % of 10.56% is 62% below median its 10-year median of 27.44. Over the past 10 years, this metric has ranged from a low of 12.40 to a high of 32.13. The Credit Services industry median EBITDA Margin % is 21.29. XXF Group Holdings' value of 10.56% is 50.4% below this industry median. Based on the distribution chart, XXF Group Holdings ranks #267 out of 416 companies in the Credit Services industry, which is below the industry midpoint. Overall, XXF Group Holdings has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does XXF Group Holdings' EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, XXF Group Holdings ranks #267 out of 416 companies for EBITDA Margin %. This places XXF Group Holdings in the lower half of its industry. The industry median EBITDA Margin % is 21.29. XXF Group Holdings' value of 10.56% is 50.4% below this benchmark. Historically, XXF Group Holdings' own EBITDA Margin % has ranged from 12.40 to 32.13 over the past decade. While the company's 10-year median is 27.44 vs. the industry median of 21.29, XXF Group Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 21.29, based on 416 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. XXF Group Holdings's current EBITDA Margin % of 10.56% is 50.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on XXF Group Holdings and its competitors. For the Credit Services industry, the median EBITDA Margin % is 21.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. XXF Group Holdings's current EBITDA Margin % is 10.56%, which is 62% below median its own 10-year median of 27.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XXF Group Holdings stock overvalued right now?
XXF Group Holdings (HKSE:02473) has a current EBITDA Margin % of 10.56%. The current EBITDA Margin % is 10.56%, which is 62% below median its 10-year median of 27.44 and 50.4% below the Credit Services industry median of 21.29. XXF Group Holdings' overall GF Score™ is 39/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For XXF Group Holdings (HKSE:02473), the current EBITDA Margin % is 10.56% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
XXF Group Holdings Ltd is an established automobile retailer providing automobile finance lease service through its self-operated sales outlets in the PRC. The Group's principal businesses comprise automobile retail and finance, where it sells non-luxury automobiles mostly on direct finance lease; and automobile-related businesses, where it principally offers automobile operating lease service and other automobile-related services, and (iii) an outright car sales business, where it sells cars on a one-off basis. The Group's revenue is mainly derived from customers in the PRC.
39GF Score
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