Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
XXF Group HoldingsHKSE:02473 -12.90%39 Operating Margin % is 11.10% as of Dec. 2025, which is 27% below its 10-year median of 15.26. GuruFocus rates HKSE:02473 with a GF Score™ of 39/100. The stock has 8 warning signs investors should review. Among 414 Credit Services companies, XXF Group Holdings ranks worse than 57.97% on this metric.
XXF Group Holdings Ltd operating margin has been in a 5-year decline. The average rate of decline per year is -5.7%.
The historical rank and industry rank for XXF Group Holdings's Operating Margin % or its related term are showing as below:
HKSE:02473'
s Operating Margin % Range Over the Past 10 Years
Min: 12.84 Med: 15.26 Max: 19.17
Current: 12.84
HKSE:02473's Operating Margin % is ranked worse than 57.97% of 414
companies
in the Credit Services industry
Industry Median: 17.515
vs HKSE:02473: 12.84
XXF Group Holdings's 5-Year Average Operating Margin % Growth Rate was -5.70% per year.
XXF Group Holdings (HKSE:02473) Operating Margin % Explanation
Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.
Be Aware
Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).
If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.
For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokias Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).
Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.
XXF Group Holdings Operating Margin % Related Terms
XXF Group Holdings Operating Margin % Historical Data
* Premium members only.
The historical data trend for XXF Group Holdings's Operating Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HKSE:02473 vs V, MA, AXP: Operating Margin % Comparison
For the Credit Services subindustry, XXF Group Holdings's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
XXF Group Holdings Operating Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, XXF Group Holdings's Operating Margin % distribution charts can be found below:
* The bar in red indicates where XXF Group Holdings's Operating Margin % falls into.
Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.
XXF Group Holdings's Operating Margin % for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XXF Group Holdings (HKSE:02473) has a Operating Margin % of 11.10% as of Dec. 2025. Operating margin is the ratio of total operating income to net sales. View historical data on XXF Group Holdings and its competitors. This is 27% below median its historical median of 15.26. Over the past decade, XXF Group Holdings' Operating Margin % has ranged from 12.84 to 19.17. According to the industry distribution chart, XXF Group Holdings ranks #240 out of 414 companies in the Credit Services industry, placing it in the top 58%.
Is XXF Group Holdings' Operating Margin % too high?
XXF Group Holdings' current Operating Margin % of 11.10% is 27% below median its 10-year median of 15.26. Over the past 10 years, this metric has ranged from a low of 12.84 to a high of 19.17. The Credit Services industry median Operating Margin % is 17.52. XXF Group Holdings' value of 11.10% is 36.6% below this industry median. Based on the distribution chart, XXF Group Holdings ranks #240 out of 414 companies in the Credit Services industry, which is below the industry midpoint. Overall, XXF Group Holdings has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does XXF Group Holdings' Operating Margin % compare to V and MA?
According to the Credit Services industry distribution chart, XXF Group Holdings ranks #240 out of 414 companies for Operating Margin %. This places XXF Group Holdings in the lower half of its industry. The industry median Operating Margin % is 17.52. XXF Group Holdings' value of 11.10% is 36.6% below this benchmark. Historically, XXF Group Holdings' own Operating Margin % has ranged from 12.84 to 19.17 over the past decade. While the company's 10-year median is 15.26 vs. the industry median of 17.52, XXF Group Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Margin % for a Credit Services company?
The median Operating Margin % among Credit Services companies is 17.52, based on 414 companies in the industry. Companies in the top quartile (top 25%) have a Operating Margin % significantly above this median, while those in the bottom quartile fall well below. However, Operating Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. XXF Group Holdings's current Operating Margin % of 11.10% is 36.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Margin % mean?
A high Operating Margin % can signal that a stock is expensive relative to its fundamentals. Operating margin is the ratio of total operating income to net sales. View historical data on XXF Group Holdings and its competitors. For the Credit Services industry, the median Operating Margin % is 17.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. XXF Group Holdings's current Operating Margin % is 11.10%, which is 27% below median its own 10-year median of 15.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XXF Group Holdings stock overvalued right now?
XXF Group Holdings (HKSE:02473) has a current Operating Margin % of 11.10%. The current Operating Margin % is 11.10%, which is 27% below median its 10-year median of 15.26 and 36.6% below the Credit Services industry median of 17.52. XXF Group Holdings' overall GF Score™ is 39/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Margin % calculated?
Operating Margin % is calculated from a company's financial statements. For XXF Group Holdings (HKSE:02473), the current Operating Margin % is 11.10% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
XXF Group Holdings Ltd is an established automobile retailer providing automobile finance lease service through its self-operated sales outlets in the PRC. The Group's principal businesses comprise automobile retail and finance, where it sells non-luxury automobiles mostly on direct finance lease; and automobile-related businesses, where it principally offers automobile operating lease service and other automobile-related services, and (iii) an outright car sales business, where it sells cars on a one-off basis. The Group's revenue is mainly derived from customers in the PRC.
39GF Score
Get the complete analysis for HKSE:02473
Operating Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
HKSE:02473 has been successfully added to your 
