XXF Group Holdings (HKSE:02473) Interest Expense: HK$-190 Mil (TTM As of Dec. 2025)

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HKSE:02473 XXF Group Holdings Ltd HKSE:02473
39 GF Score
Price HK$0.45
! 8 Warning Signs
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What is XXF Group Holdings Interest Expense?

XXF Group Holdings HKSE:02473 39 Interest Expense is HK$-190 Mil as of Dec. 2025. GuruFocus rates HKSE:02473 with a GF Score™ of 39/100. The stock has 8 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. XXF Group Holdings's interest expense for the six months ended in Dec. 2025 was HK$ -94 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was HK$-190 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. XXF Group Holdings's Operating Income for the six months ended in Dec. 2025 was HK$ 134 Mil. XXF Group Holdings's Interest Expense for the six months ended in Dec. 2025 was HK$ -94 Mil. XXF Group Holdings's Interest Coverage for the quarter that ended in Dec. 2025 was 1.43. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


XXF Group Holdings  (HKSE:02473) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

XXF Group Holdings's Interest Expense for the six months ended in Dec. 2025 was HK$-94 Mil. Its Operating Income for the six months ended in Dec. 2025 was HK$134 Mil. And its Long-Term Debt & Capital Lease Obligation for the six months ended in Dec. 2025 was HK$1,468 Mil.

XXF Group Holdings's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*134.073/-93.801
=1.43

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. XXF Group Holdings Ltd interest coverage is 1.39, which is low.


XXF Group Holdings Interest Expense Historical Data

* Premium members only.

The historical data trend for XXF Group Holdings's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

XXF Group Holdings Interest Expense Chart

XXF Group Holdings Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial -146.73 -160.80 -178.44 -171.24 -190.74

XXF Group Holdings Semi-Annual Data
Dec20 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only -87.80 -87.64 -84.32 -95.92 -93.80
HKSE:02473
39GF Score
XXF Group Holdings Ltd HKSE:02473
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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XXF Group Holdings Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was HK$-190 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of HK$-190 Mil mean?
XXF Group Holdings (HKSE:02473) has a Interest Expense of HK$-190 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on XXF Group Holdings and its competitors.
Is XXF Group Holdings' Interest Expense too high?
XXF Group Holdings' current Interest Expense is HK$-190 Mil. Overall, XXF Group Holdings has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does XXF Group Holdings' Interest Expense compare to V and MA?
XXF Group Holdings' Interest Expense of HK$-190 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Credit Services company?
A good Interest Expense depends on the Credit Services industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on XXF Group Holdings and its competitors. XXF Group Holdings's current Interest Expense is HK$-190 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XXF Group Holdings stock overvalued right now?
XXF Group Holdings (HKSE:02473) has a current Interest Expense of HK$-190 Mil. The current Interest Expense is HK$-190 Mil. XXF Group Holdings' overall GF Score™ is 39/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For XXF Group Holdings (HKSE:02473), the current Interest Expense is HK$-190 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

XXF Group Holdings Business Description

Address No. 318 Fuguang Road, Building 3, Fuxing Economic Development Zone, Fuzhou Software Park Jin’an Branch, Jin’an District, Fujian Province, Fuzhou, CHN
XXF Group Holdings Ltd is an established automobile retailer providing automobile finance lease service through its self-operated sales outlets in the PRC. The Group's principal businesses comprise automobile retail and finance, where it sells non-luxury automobiles mostly on direct finance lease; and automobile-related businesses, where it principally offers automobile operating lease service and other automobile-related services, and (iii) an outright car sales business, where it sells cars on a one-off basis. The Group's revenue is mainly derived from customers in the PRC.
39GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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