Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Yixin GroupHKSE:02858 +0.45%83 EBITDA Margin % is 17.77% as of Jun. 2026, which is 69% above its 10-year median of 10.52. GuruFocus rates HKSE:02858 with a GF Score™ of 83/100 and a GF Value™ of HK$1.54 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 423 Credit Services companies, Yixin Group ranks worse than 59.81% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Yixin Group's EBITDA for the
six
months ended in Jun. 2026 was HK$1,268 Mil. Yixin Group's Revenue for the
six
months ended in Jun. 2026 was HK$7,134 Mil. Therefore, Yixin Group's EBITDA margin for the quarter that ended in Jun. 2026 was 17.77%.
Yixin Group (HKSE:02858) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Yixin Group EBITDA Margin % Related Terms
Yixin Group EBITDA Margin % Historical Data
* Premium members only.
The historical data trend for Yixin Group's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HKSE:02858 vs V, MA, AXP: EBITDA Margin % Comparison
For the Credit Services subindustry, Yixin Group's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Yixin Group EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Yixin Group's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Yixin Group's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Yixin Group (HKSE:02858) has a EBITDA Margin % of 17.77% as of Jun. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Yixin Group and its competitors. This is 69% above median its historical median of 10.52. According to the industry distribution chart, Yixin Group ranks #253 out of 423 companies in the Credit Services industry, placing it in the top 59.8%.
Is Yixin Group's EBITDA Margin % too high?
Yixin Group's current EBITDA Margin % of 17.77% is 69% above median its 10-year median of 10.52. The Credit Services industry median EBITDA Margin % is 23.21. Yixin Group's value of 17.77% is 23.4% below this industry median. Based on the distribution chart, Yixin Group ranks #253 out of 423 companies in the Credit Services industry, which is below the industry midpoint. Overall, Yixin Group has a GF Score™ of 83/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Yixin Group's EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Yixin Group ranks #253 out of 423 companies for EBITDA Margin %. This places Yixin Group in the lower half of its industry. The industry median EBITDA Margin % is 23.21. Yixin Group's value of 17.77% is 23.4% below this benchmark. While the company's 10-year median is 10.52 vs. the industry median of 23.21, Yixin Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 23.21, based on 423 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Yixin Group's current EBITDA Margin % of 17.77% is 23.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Yixin Group and its competitors. For the Credit Services industry, the median EBITDA Margin % is 23.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yixin Group's current EBITDA Margin % is 17.77%, which is 69% above median its own 10-year median of 10.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yixin Group stock overvalued right now?
Based on GuruFocus' analysis, Yixin Group (HKSE:02858) is currently considered Modestly Undervalued. The stock's GF Value™ is HK$1.54, compared to a current price of HK$1.11 — trading 27.9% below its estimated fair value. The current EBITDA Margin % is 17.77%, which is 69% above median its 10-year median of 10.52 and 23.4% below the Credit Services industry median of 23.21. Yixin Group's overall GF Score™ is 83/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Yixin Group (HKSE:02858), the current EBITDA Margin % is 17.77% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Yixin Group (HKSE:02858) Overvalued in 2026?
Based on GuruFocus' analysis, Yixin Group stock appears to be undervalued.
The current stock price of HK$1.11 is trading 27.9% below its estimated GF Value™ of HK$1.54.
GuruFocus considers Yixin Group to be Modestly Undervalued.
Key valuation signals for HKSE:02858:
EBITDA Margin %: 17.77% (69% above median its 10-year median of 10.52)
GF Value™: HK$1.54 vs. price of HK$1.11 (27.9% below fair value)
Industry Position: 23.4% below the Credit Services median (#253 of 423)
No single metric tells the full story. See the HKSE:02858 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Yixin Group Ltd is an online automobile finance transaction platform in China. The company operates in two segments namely Transaction platform services and Self-operated financing business. The transaction platform segment is comprised of facilitation of auto loans to consumers offered by its auto finance partners. Self-operated financing segment comprises of auto finance solutions through financing leases. The company generates a majority of its revenue from the Transaction Platform segment.
83GF Score
Get the complete analysis for HKSE:02858
EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
HKSE:02858 has been successfully added to your 
