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The historical data trend for Yixin Group's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Yixin Group's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Yixin Group OCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Yixin Group's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Yixin Group's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Yixin Group (HKSE:02858) has a OCF Margin % of 0.72% as of Jun. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Yixin Group and its competitors. According to the industry distribution chart, Yixin Group ranks #398 out of 558 companies in the Credit Services industry, placing it in the top 71.3%.
Is Yixin Group's OCF Margin % too high?
Yixin Group's current OCF Margin % is 0.72%. The Credit Services industry median OCF Margin % is 10.04. Yixin Group's value of 0.72% is 92.8% below this industry median. Based on the distribution chart, Yixin Group ranks #398 out of 558 companies in the Credit Services industry, which is below the industry midpoint. Overall, Yixin Group has a GF Score™ of 83/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Yixin Group's OCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Yixin Group ranks #398 out of 558 companies for OCF Margin %. This places Yixin Group in the lower half of its industry. The industry median OCF Margin % is 10.04. Yixin Group's value of 0.72% is 92.8% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 10.04, based on 558 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Yixin Group's current OCF Margin % of 0.72% is 92.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Yixin Group and its competitors. For the Credit Services industry, the median OCF Margin % is 10.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yixin Group's current OCF Margin % is 0.72%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yixin Group stock overvalued right now?
Based on GuruFocus' analysis, Yixin Group (HKSE:02858) is currently considered Modestly Undervalued. The stock's GF Value™ is HK$1.54, compared to a current price of HK$1.11 — trading 27.9% below its estimated fair value. The current OCF Margin % is 0.72% and 92.8% below the Credit Services industry median of 10.04. Yixin Group's overall GF Score™ is 83/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Yixin Group (HKSE:02858), the current OCF Margin % is 0.72% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Yixin Group (HKSE:02858) Overvalued in 2026?
Based on GuruFocus' analysis, Yixin Group stock appears to be undervalued.
The current stock price of HK$1.11 is trading 27.9% below its estimated GF Value™ of HK$1.54.
GuruFocus considers Yixin Group to be Modestly Undervalued.
Key valuation signals for HKSE:02858:
OCF Margin %: 0.72%
GF Value™: HK$1.54 vs. price of HK$1.11 (27.9% below fair value)
Industry Position: 92.8% below the Credit Services median (#398 of 558)
No single metric tells the full story. See the HKSE:02858 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Yixin Group Ltd is an online automobile finance transaction platform in China. The company operates in two segments namely Transaction platform services and Self-operated financing business. The transaction platform segment is comprised of facilitation of auto loans to consumers offered by its auto finance partners. Self-operated financing segment comprises of auto finance solutions through financing leases. The company generates a majority of its revenue from the Transaction Platform segment.
83GF Score
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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