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Yixin GroupHKSE:02858 +0.45%83 Gross Margin % is 63.59% as of Jun. 2026, which is 30% above its 10-year median of 48.99. GuruFocus rates HKSE:02858 with a GF Score™ of 83/100 and a GF Value™ of HK$1.54 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 393 Credit Services companies, Yixin Group ranks better than 60.81% on this metric.
Gross Margin % is calculated as gross profit divided by its revenue. Yixin Group's Gross Profit for the
six
months ended in Jun. 2026 was HK$4,536 Mil. Yixin Group's Revenue for the
six
months ended in Jun. 2026 was HK$7,134 Mil. Therefore, Yixin Group's Gross Margin % for the quarter that ended in Jun. 2026 was 63.59%.
The historical rank and industry rank for Yixin Group's Gross Margin % or its related term are showing as below:
HKSE:02858'
s Gross Margin % Range Over the Past 10 Years
Min: 44.74 Med: 48.99 Max: 61.64
Current: 61.64
During the past 12 years, the highestGross Margin % of Yixin Group was 61.64%. The lowest was 44.74%. And the median was 48.99%.
HKSE:02858's Gross Margin % is ranked better than 60.81% of 393
companies
in the Credit Services industry
Industry Median: 51.02
vs HKSE:02858: 61.64
Yixin Group had a gross margin of 63.58% for the quarter that ended in Jun. 2026 => Durable competitive advantage
The 5-Year average Growth Rate of Gross Margin for Yixin Group was 1.50% per year.
Yixin Group (HKSE:02858) Gross Margin % Explanation
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Yixin Group had a gross margin of 63.58% for the quarter that ended in Jun. 2026 => Durable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
Yixin Group Gross Margin % Related Terms
Yixin Group Gross Margin % Historical Data
* Premium members only.
The historical data trend for Yixin Group's Gross Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HKSE:02858 vs V, MA, AXP: Gross Margin % Comparison
For the Credit Services subindustry, Yixin Group's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Yixin Group Gross Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Yixin Group's Gross Margin % distribution charts can be found below:
* The bar in red indicates where Yixin Group's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Yixin Group (HKSE:02858) has a Gross Margin % of 63.59% as of Jun. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on Yixin Group and its competitors. This is 30% above median its historical median of 48.99. Over the past decade, Yixin Group's Gross Margin % has ranged from 44.74 to 61.64. According to the industry distribution chart, Yixin Group ranks #154 out of 393 companies in the Credit Services industry, placing it in the top 39.2%.
Is Yixin Group's Gross Margin % too high?
Yixin Group's current Gross Margin % of 63.59% is 30% above median its 10-year median of 48.99. Over the past 10 years, this metric has ranged from a low of 44.74 to a high of 61.64. The Credit Services industry median Gross Margin % is 51.02. Yixin Group's value of 63.59% is 24.6% above this industry median. Based on the distribution chart, Yixin Group ranks #154 out of 393 companies in the Credit Services industry, which is above the industry midpoint. Overall, Yixin Group has a GF Score™ of 83/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Yixin Group's Gross Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Yixin Group ranks #154 out of 393 companies for Gross Margin %. This puts Yixin Group in the upper half of its industry. The industry median Gross Margin % is 51.02. Yixin Group's value of 63.59% is 24.6% above this benchmark. Historically, Yixin Group's own Gross Margin % has ranged from 44.74 to 61.64 over the past decade. While the company's 10-year median is 48.99 vs. the industry median of 51.02, Yixin Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Credit Services company?
The median Gross Margin % among Credit Services companies is 51.02, based on 393 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Yixin Group's current Gross Margin % of 63.59% is 24.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Yixin Group and its competitors. For the Credit Services industry, the median Gross Margin % is 51.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yixin Group's current Gross Margin % is 63.59%, which is 30% above median its own 10-year median of 48.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yixin Group stock overvalued right now?
Based on GuruFocus' analysis, Yixin Group (HKSE:02858) is currently considered Modestly Undervalued. The stock's GF Value™ is HK$1.54, compared to a current price of HK$1.11 — trading 27.9% below its estimated fair value. The current Gross Margin % is 63.59%, which is 30% above median its 10-year median of 48.99 and 24.6% above the Credit Services industry median of 51.02. Yixin Group's overall GF Score™ is 83/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Yixin Group (HKSE:02858), the current Gross Margin % is 63.59% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Yixin Group (HKSE:02858) Overvalued in 2026?
Based on GuruFocus' analysis, Yixin Group stock appears to be undervalued.
The current stock price of HK$1.11 is trading 27.9% below its estimated GF Value™ of HK$1.54.
GuruFocus considers Yixin Group to be Modestly Undervalued.
Key valuation signals for HKSE:02858:
Gross Margin %: 63.59% (30% above median its 10-year median of 48.99)
GF Value™: HK$1.54 vs. price of HK$1.11 (27.9% below fair value)
Industry Position: 24.6% above the Credit Services median (#154 of 393)
No single metric tells the full story. See the HKSE:02858 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Yixin Group Ltd is an online automobile finance transaction platform in China. The company operates in two segments namely Transaction platform services and Self-operated financing business. The transaction platform segment is comprised of facilitation of auto loans to consumers offered by its auto finance partners. Self-operated financing segment comprises of auto finance solutions through financing leases. The company generates a majority of its revenue from the Transaction Platform segment.
83GF Score
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