Yixin Group (HKSE:02858) FCF Margin %: -0.16% (As of Jun. 2026)

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HKSE:02858 Yixin Group Ltd HKSE:02858
83 GF Score
Price HK$1.11
GF Value HK$1.54
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Yixin Group FCF Margin %?

Yixin Group HKSE:02858 +0.45% 83 FCF Margin % is -0.16% as of Jun. 2026. GuruFocus rates HKSE:02858 with a GF Score™ of 83/100 and a GF Value™ of HK$1.54 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 558 Credit Services companies, Yixin Group ranks worse than 71.51% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Yixin Group's Free Cash Flow for the six months ended in Jun. 2026 was HK$-11 Mil. Yixin Group's Revenue for the six months ended in Jun. 2026 was HK$7,134 Mil. Therefore, Yixin Group's FCF Margin % for the quarter that ended in Jun. 2026 was -0.16%.

As of today, Yixin Group's current FCF Yield % is -35.60%.

The historical rank and industry rank for Yixin Group's FCF Margin % or its related term are showing as below:

HKSE:02858' s FCF Margin % Range Over the Past 10 Years
Min: -763.44   Med: -31.29   Max: 367.79
Current: -19.3


During the past 12 years, the highest FCF Margin % of Yixin Group was 367.79%. The lowest was -763.44%. And the median was -31.29%.

HKSE:02858's FCF Margin % is ranked worse than
71.51% of 558 companies
in the Credit Services industry
Industry Median: 7.065 vs HKSE:02858: -19.30


Yixin Group FCF Margin % Related Terms


Yixin Group FCF Margin % Historical Data

* Premium members only.

The historical data trend for Yixin Group's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yixin Group FCF Margin % Chart

Yixin Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 36.08 -51.65 -145.57 -32.06 -12.23

Yixin Group Semi-Annual Data
Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.62 -59.83 18.74 -39.47 -0.16

HKSE:02858 vs V, MA, AXP: FCF Margin % Comparison

For the Credit Services subindustry, Yixin Group's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yixin Group FCF Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Yixin Group's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Yixin Group's FCF Margin % falls into.


HKSE:02858
83GF Score
Yixin Group Ltd HKSE:02858
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Yixin Group FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Yixin Group's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-1549.94874/12674.381063577
=-12.23 %

Yixin Group's FCF Margin for the quarter that ended in Jun. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=-11.33254/7133.6078499864
=-0.16 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -0.16% mean?
Yixin Group (HKSE:02858) has a FCF Margin % of -0.16% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Yixin Group and its competitors. According to the industry distribution chart, Yixin Group ranks #399 out of 558 companies in the Credit Services industry, placing it in the top 71.5%.
Is Yixin Group's FCF Margin % too high?
Yixin Group's current FCF Margin % is -0.16%. Based on the distribution chart, Yixin Group ranks #399 out of 558 companies in the Credit Services industry, which is below the industry midpoint. Overall, Yixin Group has a GF Score™ of 83/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Yixin Group's FCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Yixin Group ranks #399 out of 558 companies for FCF Margin %. This places Yixin Group in the lower half of its industry. The industry median FCF Margin % is 7.07. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
The median FCF Margin % among Credit Services companies is 7.07, based on 558 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Yixin Group and its competitors. For the Credit Services industry, the median FCF Margin % is 7.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yixin Group's current FCF Margin % is -0.16%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yixin Group stock overvalued right now?
Based on GuruFocus' analysis, Yixin Group (HKSE:02858) is currently considered Modestly Undervalued. The stock's GF Value™ is HK$1.54, compared to a current price of HK$1.11 — trading 27.9% below its estimated fair value. The current FCF Margin % is -0.16%. Yixin Group's overall GF Score™ is 83/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Yixin Group (HKSE:02858), the current FCF Margin % is -0.16% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Yixin Group (HKSE:02858) Overvalued in 2026?

Based on GuruFocus' analysis, Yixin Group stock appears to be undervalued. The current stock price of HK$1.11 is trading 27.9% below its estimated GF Value™ of HK$1.54. GuruFocus considers Yixin Group to be Modestly Undervalued.

Key valuation signals for HKSE:02858:

  • FCF Margin %: -0.16%
  • GF Value™: HK$1.54 vs. price of HK$1.11 (27.9% below fair value)
  • GF Score™: 83/100 with 2 warning signs

No single metric tells the full story. See the HKSE:02858 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Yixin Group Business Description

Other Exchanges 1YX:Germany
Address No. 365 Linhong Road, 1 North, Zhongguancun Hongqiao Innovation Center, Changning District, Shanghai, CHN
Yixin Group Ltd is an online automobile finance transaction platform in China. The company operates in two segments namely Transaction platform services and Self-operated financing business. The transaction platform segment is comprised of facilitation of auto loans to consumers offered by its auto finance partners. Self-operated financing segment comprises of auto finance solutions through financing leases. The company generates a majority of its revenue from the Transaction Platform segment.
83GF Score

Get the complete analysis for HKSE:02858

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$1.11
Price
HK$1.54
GF Value