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Yixin GroupHKSE:02858 -0.45%83 PS Ratio is 0.55 as of Sep. 21, 2026, which is 62% below its 10-year median of 1.43. GuruFocus rates HKSE:02858 with a GF Score™ of 83/100 and a GF Value™ of HK$1.54 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 529 Credit Services companies, Yixin Group ranks better than 91.68% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Yixin Group's share price is HK$1.10.
Yixin Group's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 was HK$2.01. Hence, Yixin Group's PS Ratio for today is 0.55.
Good Sign:
Yixin Group Ltd stock PS Ratio (=0.61) is close to 1-year low of 0.61.
The historical rank and industry rank for Yixin Group's PS Ratio or its related term are showing as below:
HKSE:02858'
s PS Ratio Range Over the Past 10 Years
Min: 0.44 Med: 1.43 Max: 29.59
Current: 0.57
During the past 12 years, Yixin Group's highest PS Ratio was 29.59. The lowest was 0.44. And the median was 1.43.
HKSE:02858's PS Ratio is ranked better than 91.68% of 529
companies
in the Credit Services industry
Industry Median: 2.76
vs HKSE:02858: 0.57
During the past 12 months, the average Revenue per Share Growth Rate of Yixin Group was 16.40% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 28.40% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 26.70% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 21.40% per year.
During the past 12 years, Yixin Group's highest 3-Year average Revenue per Share Growth Rate was 559.70% per year. The lowest was -39.80% per year. And the median was 28.40% per year.
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Yixin Group PS Ratio Related Terms
Yixin Group PS Ratio Historical Data
* Premium members only.
The historical data trend for Yixin Group's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Yixin Group's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Yixin Group PS Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Yixin Group's PS Ratio distribution charts can be found below:
* The bar in red indicates where Yixin Group's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Yixin Group's Share Price of today is HK$1.10.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Yixin Group's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 was HK$2.01.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Yixin Group (HKSE:02858) has a PS Ratio of 0.55 as of Sep. 21, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Yixin Group and its competitors. This is 62% below median its historical median of 1.43. Over the past decade, Yixin Group's PS Ratio has ranged from 0.44 to 29.59. According to the industry distribution chart, Yixin Group ranks #44 out of 529 companies in the Credit Services industry, placing it in the top 8.3%.
Is Yixin Group's PS Ratio too high?
Yixin Group's current PS Ratio of 0.55 is 62% below median its 10-year median of 1.43. Over the past 10 years, this metric has ranged from a low of 0.44 to a high of 29.59. The Credit Services industry median PS Ratio is 2.76. Yixin Group's value of 0.55 is 80.1% below this industry median. Based on the distribution chart, Yixin Group ranks #44 out of 529 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Yixin Group has a GF Score™ of 83/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Yixin Group's PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Yixin Group ranks #44 out of 529 companies for PS Ratio. This places Yixin Group in the top 8% of its industry — outperforming the majority of peers. The industry median PS Ratio is 2.76. Yixin Group's value of 0.55 is 80.1% below this benchmark. Historically, Yixin Group's own PS Ratio has ranged from 0.44 to 29.59 over the past decade. While the company's 10-year median is 1.43 vs. the industry median of 2.76, Yixin Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Credit Services company?
The median PS Ratio among Credit Services companies is 2.76, based on 529 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Yixin Group's current PS Ratio of 0.55 is 80.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Yixin Group and its competitors. For the Credit Services industry, the median PS Ratio is 2.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yixin Group's current PS Ratio is 0.55, which is 62% below median its own 10-year median of 1.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yixin Group stock overvalued right now?
Based on GuruFocus' analysis, Yixin Group (HKSE:02858) is currently considered Modestly Undervalued. The stock's GF Value™ is HK$1.54, compared to a current price of HK$1.10 — trading 28.6% below its estimated fair value. The current PS Ratio is 0.55, which is 62% below median its 10-year median of 1.43 and 80.1% below the Credit Services industry median of 2.76. Yixin Group's overall GF Score™ is 83/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Yixin Group (HKSE:02858), the current PS Ratio is 0.55 as of Sep. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Yixin Group (HKSE:02858) Overvalued in 2026?
Based on GuruFocus' analysis, Yixin Group stock appears to be undervalued.
The current stock price of HK$1.10 is trading 28.6% below its estimated GF Value™ of HK$1.54.
GuruFocus considers Yixin Group to be Modestly Undervalued.
Key valuation signals for HKSE:02858:
PS Ratio: 0.55 (62% below median its 10-year median of 1.43)
GF Value™: HK$1.54 vs. price of HK$1.10 (28.6% below fair value)
Industry Position: 80.1% below the Credit Services median (#44 of 529)
No single metric tells the full story. See the HKSE:02858 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Yixin Group Ltd is an online automobile finance transaction platform in China. The company operates in two segments namely Transaction platform services and Self-operated financing business. The transaction platform segment is comprised of facilitation of auto loans to consumers offered by its auto finance partners. Self-operated financing segment comprises of auto finance solutions through financing leases. The company generates a majority of its revenue from the Transaction Platform segment.
83GF Score
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