EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Powszechny Zaklad Ubezpieczen EBITDA Margin % Related Terms
Powszechny Zaklad Ubezpieczen EBITDA Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Powszechny Zaklad Ubezpieczen's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Powszechny Zaklad Ubezpieczen EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Powszechny Zaklad Ubezpieczen's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Powszechny Zaklad Ubezpieczen's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Powszechny Zaklad Ubezpieczen (PZAKY) has a EBITDA Margin % of 37.89% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Powszechny Zaklad Ubezpieczen and its competitors. This is 48% above median its historical median of 25.67. Over the past decade, Powszechny Zaklad Ubezpieczen's EBITDA Margin % has ranged from 16.19 to 48.49. According to the industry distribution chart, Powszechny Zaklad Ubezpieczen ranks #51 out of 373 companies in the Insurance industry, placing it in the top 13.7%.
Is Powszechny Zaklad Ubezpieczen's EBITDA Margin % too high?
Powszechny Zaklad Ubezpieczen's current EBITDA Margin % of 37.89% is 48% above median its 10-year median of 25.67. Over the past 10 years, this metric has ranged from a low of 16.19 to a high of 48.49. The Insurance industry median EBITDA Margin % is 14.81. Powszechny Zaklad Ubezpieczen's value of 37.89% is 155.8% above this industry median. Based on the distribution chart, Powszechny Zaklad Ubezpieczen ranks #51 out of 373 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Powszechny Zaklad Ubezpieczen has a GF Score™ of 88/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Powszechny Zaklad Ubezpieczen's EBITDA Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Powszechny Zaklad Ubezpieczen ranks #51 out of 373 companies for EBITDA Margin %. This places Powszechny Zaklad Ubezpieczen in the top 14% of its industry — outperforming the majority of peers. The industry median EBITDA Margin % is 14.81. Powszechny Zaklad Ubezpieczen's value of 37.89% is 155.8% above this benchmark. Historically, Powszechny Zaklad Ubezpieczen's own EBITDA Margin % has ranged from 16.19 to 48.49 over the past decade. While the company's 10-year median is 25.67 vs. the industry median of 14.81, Powszechny Zaklad Ubezpieczen has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.81, based on 373 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Powszechny Zaklad Ubezpieczen's current EBITDA Margin % of 37.89% is 155.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Powszechny Zaklad Ubezpieczen and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Powszechny Zaklad Ubezpieczen's current EBITDA Margin % is 37.89%, which is 48% above median its own 10-year median of 25.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Powszechny Zaklad Ubezpieczen stock overvalued right now?
Based on GuruFocus' analysis, Powszechny Zaklad Ubezpieczen (PZAKY) is currently considered Fairly Valued. The stock's GF Value™ is $16.65, compared to a current price of $17.93 — trading 7.7% above its estimated fair value. The current EBITDA Margin % is 37.89%, which is 48% above median its 10-year median of 25.67 and 155.8% above the Insurance industry median of 14.81. Powszechny Zaklad Ubezpieczen's overall GF Score™ is 88/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Powszechny Zaklad Ubezpieczen (PZAKY), the current EBITDA Margin % is 37.89% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Powszechny Zaklad Ubezpieczen (PZAKY) Overvalued in 2026?
Based on GuruFocus' analysis, Powszechny Zaklad Ubezpieczen stock appears to be overvalued.
The current stock price of $17.93 is trading 7.7% above its estimated GF Value™ of $16.65.
GuruFocus considers Powszechny Zaklad Ubezpieczen to be Fairly Valued.
Key valuation signals for PZAKY:
EBITDA Margin %: 37.89% (48% above median its 10-year median of 25.67)
GF Value™: $16.65 vs. price of $17.93 (7.7% above fair value)
Industry Position: 155.8% above the Insurance median (#51 of 373)
No single metric tells the full story. See the PZAKY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Powszechny Zaklad Ubezpieczen Business Description
Powszechny Zaklad Ubezpieczen SA is a property and casualty insurance company that operates in the Central and Eastern European region with an emphasis on the Polish market. The company's main strategic objectives include stable financial results, broad growth, and innovation. The vast majority of Powszechny's revenue is generated from gross written premiums, followed by results of its investment activities. The company serves clients through its own agency network along with sales through external agency centers.
88GF Score
Get the complete analysis for PZAKY
EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
PZAKY has been successfully added to your 
